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The "Save 12k in 2021" Thread!
Comments
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Starting off well (for me) boosted by xmas money and reclaiming over paid utilities. Total of £1269.68 for January (update sheet filled in).
Shouldn't think we'll match that in Feb, but the bar is now set!2 -
#69 checking in for the first time with a total for January of £1834.40. Really pleased as it was about 60% of my income for the month- helped by lockdown, self isolating, and generally cutting down on spending (and avoiding the January sales.)
It is split into 2 ‘pots’ spread over several accounts. One for my son who wants to train to be a pilot ( ‘only’ about £100k 😳), and the other for me to hopefully give up teaching in 3 or 4 years time.
So it’s £958.32 for flight training, £876.08 for early retirement.Save £12k in 2021: Jan £1834.40, Feb £1692.812 -
34 checking in with £1137.16 for January. I've changed what I'm doing for this year and including net contributions to my SIPP as with the new job, far more is going in that direction than previously.Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £224,460.73
Start student loan 2012: £29,750; current student loan: CLEARED July 2025
Unread owned books Jan 2026: 256
Undone crafts 2026: +11 -
Last year I recorded my savings as an increase (or decrease) in cash balance.
This month (partly due to some unpaid wages) my cash balance has only increased by £9.11. I still put money into various savings accounts and I made my first investment into an S&S ISA of £500 (which is now only worth £480
).
I think I'll carry on using my balance change as 'savings' which means sadly for January I have only managed to 'save' £9.11Debt Free: 01/01/2020
Mortgage: 11/09/20242 -
Xenon # 37
Jan £855
Mortgage Deposit and costs £141,0822 -
Sorry for late reply No 44 reporting a total of £1364.57 for January spreadsheet updated
Mortgage Amount Outstanding £116,682.20
2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
2 -
#6 Reporting 2166.98 for month of January!
Glad I got a single digit this year!
Save 12K in 2020 # 38 £0/£20,0002 -
#26 reporting in with £864.80 for January. One of our RS accounts matures in February but as I have already counted the monthly contributions it will only include the interest (it was a 5% so cash increase will be a smidge over 2.5%)
Save £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £2270.73 to the end of Oct
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
My keep within our budget diary is here1 -
#47
Reporting a good month for me, I managed to save £1533.89!! This is a bit higher than I would normally be able to save, due a few different reasons, lockdown, so I am spending less, time off from work, so I saved on fuel and I had some money from a friend who had been staying over.
Going to have a read through the comments later to see how everyone else is getting on.1 -
#32, reporting £1000 for January, thanks slowlyfading
MFW 26 #32 £8,828.64/£6,000; MFW 25 #32 £9,594.51/£3,000; MFW 24 #32 £4,217.84/£3,000; MFW 23 #32 £5,238.84/£4,000; MFW 22 #32 £8,246.43/£8,000; MFW 21 #32 £8,982.73/£8,000; MFW 20 #32 £12,000/£6,000
Save £12k in 2026 #32 £19,225/£18,000; Save £12k in 2025 #48 £20,000/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
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