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Building savings to bubblewrap my new life.
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You do what works for you DIA 😊Mortgage started 2020, aiming to clear 31/12/2029.1
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That's always the planMovingForwards said:You do what works for you DIA 😊
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
I've got into a bad habit of not walking with food and drinks when going to the hospital and when out and about generally. This results in my either going hungry and thirsty all day and then buying crisps and chocolate along with other 'immediate' food. Or, I waste money on poor food choices whilst out and about.
To save money I will be buying a flask and packing my water bottle and a lunchbox whenever I leave the house!
Meal planning, list shopping and batch cooking are all on the way back!If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
That's something that I need to do aswell. It's hard to initially get into or back into it but I think once you have done a few days it will feel fab and become habit.Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming2
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It's easy to forget and we pay so much over the odds when we buy convenience foods. I saved so much when i realised this about work lunches.Aiming for a minimal spend 20223
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longway2go said:That's something that I need to do aswell. It's hard to initially get into or back into it but I think once you have done a few days it will feel fab and become habit.
Thank you both.savingwannabe said:It's easy to forget and we pay so much over the odds when we buy convenience foods. I saved so much when i realised this about work lunches.
Getting ready for a full-on day. Packed lunch, water and coffee are now in my back pack.. I haven't even had them and I feel better just for being organised and knowing I won't be eating poorly or wasting money!If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720254 -
It's more controlled when made at home, you know exactly what you want in it rather than trying to pick something from an overpriced selection.Mortgage started 2020, aiming to clear 31/12/2029.3
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Well done on being organised & saving on buying convenience foods while out & about.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Thanks @MovingForwards and @Skint_yet_Again
Well yesterday was an improvement. I made breakfast that I ate about noon but as I didn't get home until 8pm I STILL BOUGHT CRISPS! I made some seeded crackers that are delicious, so I need to ensure I always have a supply. I'm also making some turkey/veggie burgers and some falafel this weekend and making raw veggie crudités so I have a supply of grab and go food. I also need a new flask as the one I used did not hold heat well.
My money saving today is avoiding the Farmer's Market!
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
That's a big change DIA, you can't expect to get it all right first time else you'll have nothing to learn from.
Did you heat your flask, add hot water for about 5 mins, before adding the contents.
Good luck avoiding the market!Mortgage started 2020, aiming to clear 31/12/2029.3
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