We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Building savings to bubblewrap my new life.
Comments
-
It will be lovely when we can all get away for a break. I was supposed to be visiting my family up north over Easter but sadly not happening. Hoping for August. We will all have had the second jab by then.doingitanyway said:... I really need to get away for a bit...0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Today's money saving will come in the form of completing all refund forms and sending them off. Altogether there is about £200.
I miss my bike. It is money saving as I can cycle to L1dl for cheaper food and veggies. I don't have to take buses anywhere local either especially when my joints are sore and I can't walk great distances. I should have it back and repaired in 3 weeks. I can't wait
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
Time will fly by and you'll be back in the saddle before you know it.Mortgage started 2020, aiming to clear 31/12/2029.2
-
Hurrah for refund forms that's a nice bonus. I hope they sort your bike early.Aiming for a minimal spend 20222
-
MovingForwards said:Time will fly by and you'll be back in the saddle before you know it.
Thanks bothsavingwannabe said:Hurrah for refund forms that's a nice bonus. I hope they sort your bike early. If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
I ordered some trousers as 2 pairs of my current trousers are too big and saggy and make me look and feel unkempt. I buy quite pricey clothes in natural fabrics, but keep them for a long time. I use sales so I am often a season behind but don't care. These trousers were £135 but reduced to £40. They were the only pair left. If they fit I will be very pleased
I am back to soup making, good for me but also moneysaving
Happy Easter everyone.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
Hope the trousers are suitable. Absolutely nothing wrong in replacing items when no longer fit for purpose.
Soup is comforting, healthy and makes good use of veg. I'm so pleased you've found your routine to make it again 😃Mortgage started 2020, aiming to clear 31/12/2029.2 -
Trousers sound great and a real bargain. Enjoy your soup, I like to hear about the different flavours you make ☺️0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Well done on great trousers and yum soup.Aiming for a minimal spend 20221
-
I agree looking at houses is addictive but it does have a plus side and that is that you understand the market better when it is time to buy.
Well done on trying to budget in areas you can.
Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming3
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards