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Building savings to bubblewrap my new life.
Comments
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Thanks @MovingForwards and @savingwannabe
Thanks @longway2go you are right. All I can do is budget and money save in the areas I can at the moment.
Also, I am getting a great understanding of the market and what is available to me that will suit my needs.
Thanks@Skint_yet_Again The trousers were too big. I keep forgetting how much weight I have lost, so back they go.
I have bought a slow cooker/pressure cooker/soup maker as the last soup maker got daily use. This is one of the few slow cookers with a stainless steel inner bowl so worth the money I think. I'm going to go for additional insurance as I will be using it so much!
Talking of insurance I still need to find 6 months insurance for my storage goods. I tried before and it seemed cheaper to get a year?
Have a good day everyoneIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Annual insurance is always cheaper than short-term, make sure the T&C's state they will refund if cancelled during the term and check what the admin fee is.
Slow cookers are great and so many things can be done in them.Mortgage started 2020, aiming to clear 31/12/2029.2 -
MovingForwards said:Annual insurance is always cheaper than short-term, make sure the T&C's state they will refund if cancelled during the term and check what the admin fee is.
Slow cookers are great and so many things can be done in them.
Yes, I love slow cookers so excited to see what this multi cooker can do. It has good reviews.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
My money saving is having lost weight I am no longer a size that costs a small fortune. I picked up 2 new bras in Mr T. I will still pick up a few 'good' ones but pleased I can buy in a supermarket now
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720254 -
That's where I got my sports ones from, they do what's intended.
Congratulations losing weight!Mortgage started 2020, aiming to clear 31/12/2029.2 -
CongratulationsMortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming3
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Well done on the weight loss dia 🥳
I didn’t think of mr T for bras I will have a look next time. I usually get mine from mat Alan.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Thank you @MovingForwards, @Skint_yet_Again and @longway2go.
Today I am starting a new savings pot for storage costs. I am covered until September but would feel less anxious about finding a home if I knew I had the costs for the remainder of the year covered too. It will cost me approximately £1000 to be covered until January 2022. I'm going to use my CU account. They are very annoying as they are hard to get in contact with but I won't need the money for several months so it shouldn't be an issue. If I am lucky enough not to need this fund I will use it for solicitor's fees instead.
Wishing you all a good day
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720254 -
Not sure what interest the CU pay, but V's current account pays 2% (or 2.02%) on balances up to £1k. I assume you're on the electoral roll now so it would be easy to apply online.Mortgage started 2020, aiming to clear 31/12/2029.3
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Thanks @MovingForwards
CUs don't generally pay interest. I try and keep things simple with banks accounts and only recently closed one, so I won't be opening any new ones. I know I will miss out on the interest but at least the money will be put away.
I do much better when my savings are automated so all that is in place once again. My PBs are all in place now too. Maybe I will win something?
I made a batch of soup today. My first attempt in the new cooker-thingy, so not great but okay. The next attempt will be better
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720254
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