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Building savings to bubblewrap my new life.

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Comments

  • doingitanyway
    doingitanyway Posts: 10,000 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Skint_yet_Again said:

    I have just emerged from the marketing/viewing/ selling part as I exchanged yesterday. 
    YYay DIA congratulations 🥳 🍾🥂🥂
    Thank you :smile:
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Fantastic news. You have cheered us all up in our winter blues!!! 
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Congratulations 🎉

    Focus on moving, hopefully the stamp duty holiday will end soon and the market calm a little, then you will find the right home for your needs and wants.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • longway2go
    longway2go Posts: 1,006 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ahhh how exciting, congratulations. 
    The budget will settle but you have you mind set in the right way so will make sensible choices along the way. 
    Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming
  • doingitanyway
    doingitanyway Posts: 10,000 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    longway2go said:
    Ahhh how exciting, congratulations. 
    The budget will settle but you have you mind set in the right way so will make sensible choices along the way. 
    @longway2go :) 
    You are spot on. I find myself looking for money saving everywhere I go. Today I went to upgrade a unit. It should cost and additional £160 but I asked for it to be within a £100 budget as I have paid in advance. I can't wait to get settled to create a new budget based on my temporary home. Then another when I finally move to my own house.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Not long now DIA and things will be so much different, but in a positive way.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,449 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    I agree that budgeting becomes a way of life but it can be hard with a need to be flexible if circumstances change until things settle. I’m sure you will soon have things sorted & save lots of money along the way. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • doingitanyway
    doingitanyway Posts: 10,000 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    edited 6 March 2021 at 11:27AM
    Thanks MF, I am already beginning to feel more positive. I know the temporary home will offer some reprieve before the stress of moving again starts! :)

    Thanks SYA , It is true, it is the needing to be flexible when circumstances change that can be hard. I paid for everything I could in advance so I can create a monthly budget more easily when I move.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Who knows, maybe your temporary one will be the one you want, if it's not then it will be a holiday allowing time to refocus on what you want.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • atrixa
    atrixa Posts: 549 Forumite
    Sixth Anniversary 500 Posts Photogenic Name Dropper
    Fantastic news! Happy budgeting :)
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