📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Building savings to bubblewrap my new life.

Options
17810121325

Comments

  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    If you buy sage, only have one plant as it settles in quickly and grows!

    You're trying to do everything alone, it's hard going so do take time out to pamper, rest, read a book or something else not connected to selling / moving home.

    Boots have to feel right and allow for more socks, otherwise they won't get worn.

    Hope your burgers were nice 🤗
    Mortgage started 2020, aiming to clear 31/12/2029.
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    It's not a failure. You can only accurately work out your budget through trial and error.
    Some things cost more, others less, and it's finding a comfortable balance and one you're happy with.

    Enjoy your evening 🤗
    Mortgage started 2020, aiming to clear 31/12/2029.
  • atrixa
    atrixa Posts: 549 Forumite
    Sixth Anniversary 500 Posts Photogenic Name Dropper
    Good idea to keep logging the spending, even now I'm still often moving money between categories if I needed to spend a little more than expected.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,449 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 23 January 2021 at 7:47AM
    Money all spent on essentials DIA so don’t see it as a failure. The ink cartridge sounds expensive can you source a cheaper one for next time ? I have a separate pot for annual bills and would put money in that for things like ink cartridges so I don’t use my grocery budget. Your food sounds lovely ☺️ 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Thanks @MovingForwards and @atrixa I will keep logging spending and adjust the budget as necessary at the end of the month.

    Thanks @Skint_yet_Again  I seem to be a lot more food focused with lockdown! Good point about the ink cartridge. I just needed it so did not research. I will look into a cheaper source next time :) 
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    If you have any change in your purse, use that to buy a paper and leave plastic at home. You're then spending money already used / taken out.

    Maybe look on local selling sites to see if people are giving away containers. Saves you money and it's environmentally friendly 😁
    Mortgage started 2020, aiming to clear 31/12/2029.
  • If you have any change in your purse, use that to buy a paper and leave plastic at home. You're then spending money already used / taken out.

    Maybe look on local selling sites to see if people are giving away containers. Saves you money and it's environmentally friendly 😁
    If I had cash of course I would use it instead.

    Ordering cardboard boxes that I will reuse. I don't have the energy or inclination to search for people giving away containers right now...
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    It is so hard moving house, you are doing a great job. I overspent this month and my stuff wasnt necessary like yours, but just keeping a diary helps. I do hope you can rest a bit this weekend. It is v cold here hope the weather is ok by you.
    Aiming for a minimal spend 2022
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.