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Great savings on the work on the BTL. Hope little one is fully recovered. Good luck with your treatment 😊0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
Thanks SYA. My hundreds of meds arrived today so getting excited now.
My car is in for its Mot as we speak, I have put aside £200 for it. I know my the bottle for my windscreen water needs changing and keeping everything crossed it comes in under budget.Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming2 -
Ohhh just checked and the mortgage is finally under 135k, this is a massive milestone in my mind. 🙂Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming3
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Great news under 135k 🤗 well done0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
Mot came in at £90 which is great as we were very low on money this month so will help loads.
Realy glad it's the weekend, work has been harder than normal this week.
Out for a family meal tonight for a birthday.Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming1 -
Have a lovely time out tonight, and well done on that mortgage milestone!2
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Well done getting the mortgage down and getting through the MOT cheaply. Enjoy the meal.Mortgage started 2020, aiming to clear 31/12/2029.1
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Things are moving along here at a swift pace in relation to treatment, it's all quite emotive and tiring tbh but progress is being made.
I managed to pay back 1k of some money we owe to a family member this month which leaves everything a bit tight but we have a budget in place. I have been working to build up my EF with a few surveys etc..its very low tbh but it's growing and will be much easier once family members paid back (895 to go) to increase it with more speed..
I am off work for 2 weeks now as its important I can try to relax as much as possible.
Depending on how things go my next aim after the EF is at 1k will be funding a mat leave or a new carpet. I am hoping it's the former but trying to stay grounded.
Hope everyone is well and doing OK.Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming1 -
That's a big repayment, but knowing there's an end in sight doesn't make the belt stay tight for long.
Enjoy your holiday, it's good for the mind, body and soul.Mortgage started 2020, aiming to clear 31/12/2029.1 -
Get plenty of rest lw2go. 🤞Well done on the big payment to family member. Not long to go now. With your time off perhaps you can get lots of surveys done to help the EF.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11
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