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Cosy blanket
Comments
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How exciting! We've not had a baby for ages, fingers and toes crossed.
Chip away at raising a small EF, build on it each month. All you can do is keep spreading the money across everything, it will take longer but they'll all grow.Mortgage started 2020, aiming to clear 31/12/2029.2 -
Thank you MF
Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming2 -
Such exciting plans for the new year lw2go 🤗 I’m sure you will stretch every penny to meet your goals and I hope all your dreams come true for a third little one 😊0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
I am getting excited already. All the best it is so expensive but worth it. We haven't had a baby on the thread for a while. Something wonderful to look forward to.Aiming for a minimal spend 20222
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Ahhh thank you
It is a very exciting goal to have but an expensive one for numerous reasons.Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming2 -
You'd better start knitting a few squares in the new year as there's a couple of blankets needing to be made.Mortgage started 2020, aiming to clear 31/12/2029.2
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Hi Everyone,
Happy New year
Its been a while since I posted but things have changed a little with the treatment being a lot sooner than anticipated for a few reasons but age being one. I was expecting to have to wait a few months for an initial apt but got in quicker than I thought and had some blood tests today. I have another appointment on Thursday so things are moving fast which is good in one way but I am working on my money situation to afford it at the same time. I will know more about timings on Thursday and when things need to be paid.
Oh is going to get some quotes for the building work needed for the BTL... Who knows what that might cost.
My has just started getting free hours at preschool which will be a welcome help.
Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming2 -
Free preschool hours must be a help with your finances Lw2go. Hope all goes well with your treatment0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Everything happens your a reason, get calculating and make the numbers work!Mortgage started 2020, aiming to clear 31/12/2029.2
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That is very true MF Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming2
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