We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Cosy blanket
Comments
-
I hope things have improved with the little man?
Sending a hug (( ))If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Thank you so much
We have had some excellent news this week and my little dude should have his op/proceedure within 8 weeks as they can see he (and we) desperately need something to help. It feels like such a relief so just awaiting letter and keeping fingers crossed he is not ill on the date they give us or it would need to be postponed.
Money wise savings are going OK, I think I may change strategy slightly when we get to 2k below target so that we can still top it up but also do other bits with it such as invest or OP the mortgage.
The next lot of work is being done on the BTL next week and money is put aside for that outside of the EF :-) after that we will need the original person to review what needs to be done but I feel like it's OK and bubbling along in the background.
I have started running and healthy eating (well more than I was but not good all the time) and will look to up this a bit next week when homeschooling stops.
All a bit of a whirlwind as normal here but overall in a positive place.
I hope everyone is well.Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming4 -
That's great news! Time will fly by.
It's always worth doing an annual finance check, even if nothing changes, then you can adjust where you want to distribute funds.
The weather is picking up and it's easier to eat better and do more outside.Mortgage started 2020, aiming to clear 31/12/2029.3 -
That’s great news! 3
-
Thank you Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming2
-
Great news re little man and not surprised you feel more positive generally. If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
Great news about the op I hope all goes well for little dude. 🤞🙏 Well done on the running and healthy eating it’s great you are looking after yourself too.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
Thank you, you are all so very kind. No letter yet but keeping my eyes peeled.Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming3
-
Just dropping in for a quick update, money wise this month we seem to be struggling to get to the end with money in the bank based on my projections so will review that but its OK.
My little boy had another flare up and is just recovering from that but we have a date and it's not 2 long to wait so onwards and upwards we go.Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming3 -
Financial blips happen, treat them as a reminder to reassess income and outgoings.
Hope the little man feels better soon. You're probably already counting down the days.Mortgage started 2020, aiming to clear 31/12/2029.2
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards