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Cosy blanket
Comments
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I am so sorry. It is v fortunate that you have such a good EF. Good luck my friend. This is happening to so many people right now. God bless you.Aiming for a minimal spend 20221
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Thank you so much SW that really does mean alot to me. Yes I am so glad I thought about building this more lately and put the focus here. Its 100% reconfirmed the importance of having it in place. I am going to adjust the budget and see where I can make a few more pounds... We will get through this (positive thoughts) xMortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming1
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One of my family members lost his job just as covid started and luckily has lived off savings. You are not alone i do hope the economy turns for the better v soon and a job will turn up v soon. This could be me in a a couple of months too as it has just happened where i work to good friends. Please all hug each other.Aiming for a minimal spend 20221
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So sorry to hear about oh’s job. Hope he gets another one soon. Thank goodness you have the EF. Sending all positive thoughts your way x0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
Sorry to hear this and fingers crossed he secured a new role soon. In the interim get him to submit a JSA application, savings etc are all disregarded and he gets it for 6 months, unless he finds a new job sooner. Not loads of money, but all helps and means the EF lasts a bit longer too.Mortgage started 2020, aiming to clear 31/12/2029.2
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Thanks everyoneMortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming2
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Just catching up and sorry to read of the job loss. You have the EF thank goodness. I hope your OH finds something soon, but until he does the skills you have will see you through. Be kind to yourself as you adjust.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Thank you DIA xMortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming2
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A lovely day with the little one playing in the garden and doing a little Easter egg hunt. We had a bbq to try and make the most of the weather before it goes. Hope you all had a lovely day.Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming2
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Easter egg hunt & BBQ sound like a lovely way to spend Easter Sunday0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13
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