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Mum commenting on my house

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  • Sea_Shell
    Sea_Shell Posts: 10,028 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 15 August 2020 at 8:01AM
    suki1964 said:
    The trouble with mothers is they gave birth to you and reared you and they never accept you are a grown up and are  perfectly capable of running your own life, and that of your family without their intervention

    Never forget when mum was in hospital and dad (step) was still alive. Well he was disabled himself and he and mums car was a Berlingo which he could get in and out off. Mine was a corsa, Mr S has an ST. So the only way dad could get to visit if one of us drove the berlingo. He just would not accept that our insurance covered us to drive it. He would not be told because he knew best. I even rang the local police and asked them to explain ( btw he was retired copper ) and still he would not accept it and come the end he paid to have us both put on the insurance

    He knew best

    He was the adult

    We were the children who knew !!!!!! all

    We were in our late 40's

    Oh and mum still takes my washing off the line and rehangs it cos apparently I don't know how to 

    To be fair the "driving other cars" extension on your insurance would have probably only been for Third Party Damage only.   Yes, it meets the legal requirements, but wouldn't have covered damage to the Berlingo.   If you (your Dad) wanted the Berlingo to be covered Fully Comprehensive then you would need to be added as drivers to that policy.
    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
  • suki1964
    suki1964 Posts: 14,313 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sea_Shell said:
    suki1964 said:
    The trouble with mothers is they gave birth to you and reared you and they never accept you are a grown up and are  perfectly capable of running your own life, and that of your family without their intervention

    Never forget when mum was in hospital and dad (step) was still alive. Well he was disabled himself and he and mums car was a Berlingo which he could get in and out off. Mine was a corsa, Mr S has an ST. So the only way dad could get to visit if one of us drove the berlingo. He just would not accept that our insurance covered us to drive it. He would not be told because he knew best. I even rang the local police and asked them to explain ( btw he was retired copper ) and still he would not accept it and come the end he paid to have us both put on the insurance

    He knew best

    He was the adult

    We were the children who knew !!!!!! all

    We were in our late 40's

    Oh and mum still takes my washing off the line and rehangs it cos apparently I don't know how to 

    To be fair the "driving other cars" extension on your insurance would have probably only been for Third Party Damage only.   Yes, it meets the legal requirements, but wouldn't have covered damage to the Berlingo.   If you (your Dad) wanted the Berlingo to be covered Fully Comprehensive then you would need to be added as drivers to that policy.
    TBF, both mine and Mr S insurance covers us fully comp to drive any car with the permission of the car owner

    We buy a lot of cars so we have to have it
  • lesalanos
    lesalanos Posts: 863 Forumite
    Part of the Furniture 500 Posts Name Dropper
    suki1964 said:
    Sea_Shell said:
    suki1964 said:
    The trouble with mothers is they gave birth to you and reared you and they never accept you are a grown up and are  perfectly capable of running your own life, and that of your family without their intervention

    Never forget when mum was in hospital and dad (step) was still alive. Well he was disabled himself and he and mums car was a Berlingo which he could get in and out off. Mine was a corsa, Mr S has an ST. So the only way dad could get to visit if one of us drove the berlingo. He just would not accept that our insurance covered us to drive it. He would not be told because he knew best. I even rang the local police and asked them to explain ( btw he was retired copper ) and still he would not accept it and come the end he paid to have us both put on the insurance

    He knew best

    He was the adult

    We were the children who knew !!!!!! all

    We were in our late 40's

    Oh and mum still takes my washing off the line and rehangs it cos apparently I don't know how to 

    To be fair the "driving other cars" extension on your insurance would have probably only been for Third Party Damage only.   Yes, it meets the legal requirements, but wouldn't have covered damage to the Berlingo.   If you (your Dad) wanted the Berlingo to be covered Fully Comprehensive then you would need to be added as drivers to that policy.
    TBF, both mine and Mr S insurance covers us fully comp to drive any car with the permission of the car owner

    We buy a lot of cars so we have to have it
    That must be expensive if they would blindly insure you fully comp on a ferrari one day, a porsche the next 
  • Pollycat
    Pollycat Posts: 35,790 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Savvy Shopper!
    suki1964 said:

    Oh and mum still takes my washing off the line and rehangs it cos apparently I don't know how to 
    I used to help Mum hang up her washing when I visited - she was probably in her late 70s - but stopped when I realised she was re-pegging everything.
    It was unnecessary. I take great care of my clothes.
    Maybe it was just a case of exerting a bit of control, maybe passive aggressiveness.
    But it backfired.
    If she'd simply said "actually, I hang my sheets like this and my knickers like this", that would have been fine.

  • Sea_Shell
    Sea_Shell Posts: 10,028 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    suki1964 said:
    Sea_Shell said:
    suki1964 said:
    The trouble with mothers is they gave birth to you and reared you and they never accept you are a grown up and are  perfectly capable of running your own life, and that of your family without their intervention

    Never forget when mum was in hospital and dad (step) was still alive. Well he was disabled himself and he and mums car was a Berlingo which he could get in and out off. Mine was a corsa, Mr S has an ST. So the only way dad could get to visit if one of us drove the berlingo. He just would not accept that our insurance covered us to drive it. He would not be told because he knew best. I even rang the local police and asked them to explain ( btw he was retired copper ) and still he would not accept it and come the end he paid to have us both put on the insurance

    He knew best

    He was the adult

    We were the children who knew !!!!!! all

    We were in our late 40's

    Oh and mum still takes my washing off the line and rehangs it cos apparently I don't know how to 

    To be fair the "driving other cars" extension on your insurance would have probably only been for Third Party Damage only.   Yes, it meets the legal requirements, but wouldn't have covered damage to the Berlingo.   If you (your Dad) wanted the Berlingo to be covered Fully Comprehensive then you would need to be added as drivers to that policy.
    TBF, both mine and Mr S insurance covers us fully comp to drive any car with the permission of the car owner

    We buy a lot of cars so we have to have it

    Interesting.   Is that a Motor Trade policy?   

    If it's not, and it's private car insurance, who's it with?    (Ex professional curiosity)


    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
  • suki1964
    suki1964 Posts: 14,313 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sea_Shell said:
    suki1964 said:
    Sea_Shell said:
    suki1964 said:
    The trouble with mothers is they gave birth to you and reared you and they never accept you are a grown up and are  perfectly capable of running your own life, and that of your family without their intervention

    Never forget when mum was in hospital and dad (step) was still alive. Well he was disabled himself and he and mums car was a Berlingo which he could get in and out off. Mine was a corsa, Mr S has an ST. So the only way dad could get to visit if one of us drove the berlingo. He just would not accept that our insurance covered us to drive it. He would not be told because he knew best. I even rang the local police and asked them to explain ( btw he was retired copper ) and still he would not accept it and come the end he paid to have us both put on the insurance

    He knew best

    He was the adult

    We were the children who knew !!!!!! all

    We were in our late 40's

    Oh and mum still takes my washing off the line and rehangs it cos apparently I don't know how to 

    To be fair the "driving other cars" extension on your insurance would have probably only been for Third Party Damage only.   Yes, it meets the legal requirements, but wouldn't have covered damage to the Berlingo.   If you (your Dad) wanted the Berlingo to be covered Fully Comprehensive then you would need to be added as drivers to that policy.
    TBF, both mine and Mr S insurance covers us fully comp to drive any car with the permission of the car owner

    We buy a lot of cars so we have to have it

    Interesting.   Is that a Motor Trade policy?   

    If it's not, and it's private car insurance, who's it with?    (Ex professional curiosity)



    Trader policy - husband has it, We buy and sell part time

    he also has classic car cover

    He spends a lot on car insurance as we can have 5 or 6 cars here at a time
  • Sea_Shell
    Sea_Shell Posts: 10,028 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    suki1964 said:
    Sea_Shell said:
    suki1964 said:
    Sea_Shell said:
    suki1964 said:
    The trouble with mothers is they gave birth to you and reared you and they never accept you are a grown up and are  perfectly capable of running your own life, and that of your family without their intervention

    Never forget when mum was in hospital and dad (step) was still alive. Well he was disabled himself and he and mums car was a Berlingo which he could get in and out off. Mine was a corsa, Mr S has an ST. So the only way dad could get to visit if one of us drove the berlingo. He just would not accept that our insurance covered us to drive it. He would not be told because he knew best. I even rang the local police and asked them to explain ( btw he was retired copper ) and still he would not accept it and come the end he paid to have us both put on the insurance

    He knew best

    He was the adult

    We were the children who knew !!!!!! all

    We were in our late 40's

    Oh and mum still takes my washing off the line and rehangs it cos apparently I don't know how to 

    To be fair the "driving other cars" extension on your insurance would have probably only been for Third Party Damage only.   Yes, it meets the legal requirements, but wouldn't have covered damage to the Berlingo.   If you (your Dad) wanted the Berlingo to be covered Fully Comprehensive then you would need to be added as drivers to that policy.
    TBF, both mine and Mr S insurance covers us fully comp to drive any car with the permission of the car owner

    We buy a lot of cars so we have to have it

    Interesting.   Is that a Motor Trade policy?   

    If it's not, and it's private car insurance, who's it with?    (Ex professional curiosity)



    Trader policy - husband has it, We buy and sell part time

    he also has classic car cover

    He spends a lot on car insurance as we can have 5 or 6 cars here at a time

    Thanks, that makes perfect sense.   

    I only mentioned it as there is alot of confusion around driving other cars on private car policies and I didn't want your post to be misinterpreted that all policies give full cover.

    As you were 😉
    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
  • suki1964
    suki1964 Posts: 14,313 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sea_Shell said:
    suki1964 said:
    Sea_Shell said:
    suki1964 said:
    Sea_Shell said:
    suki1964 said:
    The trouble with mothers is they gave birth to you and reared you and they never accept you are a grown up and are  perfectly capable of running your own life, and that of your family without their intervention

    Never forget when mum was in hospital and dad (step) was still alive. Well he was disabled himself and he and mums car was a Berlingo which he could get in and out off. Mine was a corsa, Mr S has an ST. So the only way dad could get to visit if one of us drove the berlingo. He just would not accept that our insurance covered us to drive it. He would not be told because he knew best. I even rang the local police and asked them to explain ( btw he was retired copper ) and still he would not accept it and come the end he paid to have us both put on the insurance

    He knew best

    He was the adult

    We were the children who knew !!!!!! all

    We were in our late 40's

    Oh and mum still takes my washing off the line and rehangs it cos apparently I don't know how to 

    To be fair the "driving other cars" extension on your insurance would have probably only been for Third Party Damage only.   Yes, it meets the legal requirements, but wouldn't have covered damage to the Berlingo.   If you (your Dad) wanted the Berlingo to be covered Fully Comprehensive then you would need to be added as drivers to that policy.
    TBF, both mine and Mr S insurance covers us fully comp to drive any car with the permission of the car owner

    We buy a lot of cars so we have to have it

    Interesting.   Is that a Motor Trade policy?   

    If it's not, and it's private car insurance, who's it with?    (Ex professional curiosity)



    Trader policy - husband has it, We buy and sell part time

    he also has classic car cover

    He spends a lot on car insurance as we can have 5 or 6 cars here at a time

    Thanks, that makes perfect sense.   

    I only mentioned it as there is alot of confusion around driving other cars on private car policies and I didn't want your post to be misinterpreted that all policies give full cover.

    As you were 😉
    Thats ok, no offence taken.  :)


  • sweetsand
    sweetsand Posts: 1,826 Forumite
    1,000 Posts Name Dropper
    lesalanos said:
    suki1964 said:
    Sea_Shell said:
    suki1964 said:
    The trouble with mothers is they gave birth to you and reared you and they never accept you are a grown up and are  perfectly capable of running your own life, and that of your family without their intervention

    Never forget when mum was in hospital and dad (step) was still alive. Well he was disabled himself and he and mums car was a Berlingo which he could get in and out off. Mine was a corsa, Mr S has an ST. So the only way dad could get to visit if one of us drove the berlingo. He just would not accept that our insurance covered us to drive it. He would not be told because he knew best. I even rang the local police and asked them to explain ( btw he was retired copper ) and still he would not accept it and come the end he paid to have us both put on the insurance

    He knew best

    He was the adult

    We were the children who knew !!!!!! all

    We were in our late 40's

    Oh and mum still takes my washing off the line and rehangs it cos apparently I don't know how to 

    To be fair the "driving other cars" extension on your insurance would have probably only been for Third Party Damage only.   Yes, it meets the legal requirements, but wouldn't have covered damage to the Berlingo.   If you (your Dad) wanted the Berlingo to be covered Fully Comprehensive then you would need to be added as drivers to that policy.
    TBF, both mine and Mr S insurance covers us fully comp to drive any car with the permission of the car owner

    We buy a lot of cars so we have to have it
    That must be expensive if they would blindly insure you fully comp on a ferrari one day, a porsche the next 
    I thought I was the only one thinking like that as it seems to be too good to be true as insurance co's are there to make money and not a charity.  Our insurance co penaoises you if you drive less than x miles per year and only have the one car or access to one car when doing little miles as they feel you loose expeinece.

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