Possible £100 Halifax switch offer starting 4/8/20

Over62 · 12 August 2020 at 9:11AM

Mine and hubby's bonuses paid, even though it is Bank of Scotland accounts we are switching into the Reward accounts

CRISPIANNE3 · 12 August 2020 at 10:00AM

I applied late evening Over62 said:

Mine and hubby's bonuses paid, even though it is Bank of Scotland accounts we are switching into the Reward accounts

Hopefully all is well but do not be surprised if they take it back bearing in mind what is states in their terms and conditions.

colsten · 12 August 2020 at 10:12AM

CRISPIANNE3 said:

I applied late evening Over62 said:

Mine and hubby's bonuses paid, even though it is Bank of Scotland accounts we are switching into the Reward accounts

Hopefully all is well but do not be surprised if they take it back bearing in mind what is states in their terms and conditions.

Which term in the Offer T&Cs excludes BoS accounts, please?

Over62 · 12 August 2020 at 10:23AM

CRISPIANNE3 said:

I applied late evening Over62 said:

Mine and hubby's bonuses paid, even though it is Bank of Scotland accounts we are switching into the Reward accounts

Hopefully all is well but do not be surprised if they take it back bearing in mind what is states in their terms and conditions.

I applied in all innocence for these switches as these were the accounts that were not used. The T&Cs I was following did not mention that they were not eligible. I don't know how many versions of the T&Cs are around but the one I found at the time does not mention Bank of Scotland. The following is still on their website:

To qualify for the £100 switching offer (“the offer”) you must open a new Reward Current Account or Ultimate Reward Current Account and use the ‘Current Account Switch Service’. The following conditions apply:

Apply for a new Reward Current Account (£3 monthly maintaining the account fee applies) or new Ultimate Reward Current Account (£17 monthly maintaining the account fee applies) (‘Qualifying Account’)

Use the ‘Current Account Switch Service’ to transfer all the active credits and debits from the bank account that you hold with another bank to the Qualifying Account and close your old account with the other bank.

The Qualifying Account must be opened between 04/08/2020 and 14/09/2020 and the switch started by 14/09/2020.

You are not eligible for the offer if:

You open and switch to any account other than a new Reward Current Account or new Ultimate Reward Current Account.

You change your existing current account to a Reward Current Account or Ultimate Reward Current Account and switch to that account.

Since April 2018 you received a switching offer for switching to a Reward Current Account or Ultimate Reward Current Account.

The bank you are switching from does not participate in the Current Account Switch Service. To find out more visit www.currentaccountswitch.co.uk

The offer applies to applications received in branch, online or by phone from the 04/08/2020 to 14/09/2020. The offer is subject to change and can be withdrawn without notice at any time.

The offer does not automatically guarantee an arranged overdraft and any application will be subject to status. If your account has an arranged overdraft you will not pay any daily arranged overdraft interest for 6 months.

After 6 months, or if you change your account, you will be charged daily arranged overdraft interest applicable to the account you hold if you use your arranged overdraft. Please see the Bank accounts and switching to us leaflet for full details on arranged overdraft interest. You will have been given this when you opened your account, but if you would like another one, please ask in branch or look at https://www.halifax.co.uk/bankaccounts/switch-to-halifax/

Only one offer is available per customer. Joint accounts will only be eligible for one payment.

The offer will be paid directly into your account by the time your switch has completed and will appear as a cash credit. The offer is not available to employees of Lloyds Banking Group, or if the employee is named on any bank account held in joint names.

So if the Halifax take the bonus back, I will certainly put in a complaint.

changearound1 · 12 August 2020 at 11:10AM

Does BoS to Halifax involve CASS or could it be done as some sort of internal switch?

harz99 · 12 August 2020 at 12:16PM

Switching from Lloyds to the Reward account x2, both bonuses paid in yesterday pm to join the £1 i paid into each a/c, switch date is tomorrow 13th, then a quick £1500 bounce in and out will be done x2 to avoid any chance of fees, then with draw the £100s and downgrade to await the next lot of easy money. No interest from us in the rewards side, just quick cash.

colsten · 12 August 2020 at 12:26PM

changearound1 said:

Does BoS to Halifax involve CASS or could it be done as some sort of internal switch?

See the posts immediately preceding yours.

masonic · 12 August 2020 at 1:08PM

changearound1 said:

Does BoS to Halifax involve CASS or could it be done as some sort of internal switch?

I've previously switched one of my BOS accounts to Halifax (completed earlier this week in fact) and as far as I can tell it was a CASS switch, the final transfer of closing balance to my Halifax account was made via normal FSCB reference associated with CASS, so I don't doubt a BOS account can be switched to Halifax using CASS.

I've also now received my incentive for switching a second BOS account to a new Halifax Reward account (switch started late evening on first day of offer, due to complete tomorrow).