Nationwide Mortgage

xMeganCL

gboy25 said:

Ah crikey! Good to know you had some success going direct to them though! Fingers crossed for us all I guess haha 😂
I must admit I'll be annoyed if I have a similar delay over a daft document because the broker hasn't asked anything from me since the beginning of august and I would have everything to hand at a drop of a hat if needs be! 

Well let's hope it's all worth it in the end 🤞😂

Check with them directly. I phoned them last week and they said they'd been waiting for a document since the 27th August that they hadn't told my broker they even wanted. 

Frances13

We applied for our mortgage back on 12th August and our valuation is today. I don't get how some people are having valuations done first. No idea how much longer we will be waiting but now on working day 23

OneOfThem12

If you submit a document does that mean you are going to the back of the queue and waiting out the 11 working days in addition to the 19? 

rusty86

OneOfThem12 said:

If you submit a document does that mean you are going to the back of the queue and waiting out the 11 working days in addition to the 19? 

Certainly seems that way :-S

cii4ps

What's worse is that they don't check everything. If they find something missing they'll stop right there and ask you for it. 2 weeks down the line they may want documents about another part and you realise you're in a new month and they may ask you for the latest month's payslip or bank statement. It's like being stuck in a comedy show (twilight zone / government agency).

Someone at some point thought to themselves, what's the slowest process we can choose? Let's make a big backlog where we throw everyone's case in and everyone just grab the front item. It's a process designed to handle chaos (limited numbers of people dealing with too many cases and no communication lines).

RLG1234

We applied for our mortgage on the 13/08. No valuation as of yet, phoned them yesterday and they said it’s with the underwriters still and they won’t book the valuation in case we get rejected. 

So I’m expecting a rejection in a few days to be honest 

winogronek

I have some bad news for all those who applied for a Nationwide mortgage. I've spoken to my mortgage advisor yesterday and he said that it currently takes them about 20 working days ( it's nearly a month if you add weekends) to assess any documents you submit so if you were asked for some additional documents recently, you are in for a long wait. Good luck

cii4ps

winogronek said:

I have some bad news for all those who applied for a Nationwide mortgage. I've spoken to my mortgage advisor yesterday and he said that it currently takes them about 20 working days ( it's nearly a month if you add weekends) to assess any documents you submit so if you were asked for some additional documents recently, you are in for a long wait. Good luck

I feel like that can’t be true. 20 wd is one month. That’d mean at minimum a mortgage offer can take 2 months (40wd) and for some significantly longer (valuations). 

WinterInRome

cii4ps said:

winogronek said:

I have some bad news for all those who applied for a Nationwide mortgage. I've spoken to my mortgage advisor yesterday and he said that it currently takes them about 20 working days ( it's nearly a month if you add weekends) to assess any documents you submit so if you were asked for some additional documents recently, you are in for a long wait. Good luck

I feel like that can’t be true. 20 wd is one month. That’d mean at minimum a mortgage offer can take 2 months (40wd) and for some significantly longer (valuations). 

I’m currently on working day 36 and have been told to expect it to go up to 44 working days. 

hayley2411

The service times have creeped upto 29 working days from application to offer 🙈 which I think we all know from this thread is alot longer.