Nationwide Mortgage
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ashthemash said:DM23 said:DM23 said:Currently awaiting decision from Nationwide FTB 95% mortgage, applies through L&C who messed up my application so we had to resubmit, anxiously waiting, here's my time line so far.
25/09 - DIP
25/09 - Soft Check
26/09 - Made offer on property
16/10 - Offer Accepted
17/10 - Full MA
17/10 - Payslips provided
17/10 - Valuation requested
19/10 - Hard Check
24/10 - Error with valuation L&C keyed in wrong house number resubmit application
24/10 - Product Reserved (received text)
24/10 - Another full MA (received text)
25/10 - Valuation booked (received text)
26/10 - Valuation completed ( No text confirmation, but I know it was carried out as I am renting the home I am hoping to purchase)
Crickets, I am so nervous, has anyone got this far and had a decline?
31/10 - Valuation Approved
31/10 - "We're delighted to let you know we've issued a mortgage offer which will be posted out to you and your mortgage broker shortly."
5 working days from the second app! WOW!
Now what happens can we celebrate?!0 -
Hi, does anyone have any updated timeline? We had a text yesterday saying our valuation had been done so wondered how long it’s taken them lately0
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03/05 - application submitted, received text confirmation. Hard credit search done on ClearScore.
07/05 (the next working day due to bank hol) - received text to advise valuation booked
09/05 - valuation took place
15/05 - received text to confirm valuation received, and another one received within 2 minutes to confirm mortgage offer issued0 -
10/05 Pre-valuation team confirmed that they would lend against the property
13/05 Application submitted and text received to say valuation booked
14/05 Hard search
16/05 Valuation took place
21/05 Texts all within a minute to confirm valuation happened, had been accepted then that they'd issued a mortgage offer
Super speedy!0
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