Nationwide Mortgage

mashmash90

I'm so jealous of those of you who have got an application to offer so quickly, we are 6 weeks in and still no offer. Nothing unusual about our circumstances, <80% LTV, borrowing 2.5 x our salary, no dependents both full time employed, porting a recently closed mortgage product which seems to be the thing making it so slow. Keep checking the forums for anyone else that it's taken this long for but I seem to be the only one 

firsttimebuyers23

mashmash90 said:

I'm so jealous of those of you who have got an application to offer so quickly, we are 6 weeks in and still no offer. Nothing unusual about our circumstances, <80% LTV, borrowing 2.5 x our salary, no dependents both full time employed, porting a recently closed mortgage product which seems to be the thing making it so slow. Keep checking the forums for anyone else that it's taken this long for but I seem to be the only one 

Have you had any updates as of yet? 

london21

firsttimebuyers23 said:

mashmash90 said:

I'm so jealous of those of you who have got an application to offer so quickly, we are 6 weeks in and still no offer. Nothing unusual about our circumstances, <80% LTV, borrowing 2.5 x our salary, no dependents both full time employed, porting a recently closed mortgage product which seems to be the thing making it so slow. Keep checking the forums for anyone else that it's taken this long for but I seem to be the only one 

Have you had any updates as of yet? 

Are you able to contact them for update.

PharmT

Hi there,

Nervously adding ourselves to the waiting game......it is 'just' a remortgage, but it means a lot to us.

DIP - 25/7
Full Application - 26/7
Valuation Booked - 31/7

Good luck everyone xx

Cheryl2010

Just updating- we collected our keys today 🥳🥳. Took exactly 10 weeks from viewing house to collecting the keys. I was convinced that something would go wrong but it was smooth sailing. Our timeline below:

17/05 - viewed house we loved
18/05 -  had an offer accepted on house
19/05 - wage slips etc sent over to broker
22/05 - AiP from Nationwide approved (we had AiP from other lenders before viewing
22/05 - full application submitted by broker
22/05 - text confirming valuation booked for same day
22/05 - soft credit searches on credit report
23/05 - hard credit searches on credit report
31/05 - text confirming valuation all ok
06/06 - mortgage offer issued
Quiet for a few weeks - completion date set for 26/07
03/07 - asked for LISA funds to be released from Skipton
19/07 - Nationwide confirm mortgage funds released on 25/07
20/07 - missives signed
25/07 - solicitor confirmed all funds received
26/07 - collected keys

I will keep my fingers crossed for everyone still waiting 

PharmT

PharmT said:

Hi there,

Nervously adding ourselves to the waiting game......it is 'just' a remortgage, but it means a lot to us.

DIP - 25/7
Full Application - 26/7
Valuation Booked - 31/7

Good luck everyone xx

Valuation completed today - broker said 'accepted on their nationwide portal' - does that mean it is ok?

mashmash90

firsttimebuyers23 said:

mashmash90 said:

I'm so jealous of those of you who have got an application to offer so quickly, we are 6 weeks in and still no offer. Nothing unusual about our circumstances, <80% LTV, borrowing 2.5 x our salary, no dependents both full time employed, porting a recently closed mortgage product which seems to be the thing making it so slow. Keep checking the forums for anyone else that it's taken this long for but I seem to be the only one 

Have you had any updates as of yet? 

Finally have an offer, took 8 weeks, got there in the end!!

PharmT

PharmT said:

PharmT said:

Hi there,

Nervously adding ourselves to the waiting game......it is 'just' a remortgage, but it means a lot to us.

DIP - 25/7
Full Application - 26/7
Valuation Booked - 31/7

Good luck everyone xx

Valuation completed today - broker said 'accepted on their nationwide portal' - does that mean it is ok?

Mortgage offer today - just 4 days following application!! Absolutely made up.....and in shock xxx

AnthongLincoln

Just got a message and an email today that says 'We're delighted to let you know we've issued a mortgage offer which will be posted out to you and your mortgage broker shortly.'

DIP - 12/8/2023
Full application - 14/8
Extra documents requested - 24/8
Transaction audit trail requested - 31/8
Offer issued - 5/9
Valuation - automated valuation model

CHaynes1975

Our current situation is:
Application via broker 26/9 (text confirmation same day)
Hard credit check 26/9
Valuation booked 27/9, apparently for same day

My broker asked for my last payslip - I assume I’ll be asked for more documents at some point?