Nationwide Mortgage

Anybody applied with nationwide recently 

Text: 8th July
Hi, Nationwide here. We've received your mortgage application. If you're an existing customer switching to a new deal, your switch has been accepted.
«134567325

Comments

  • gunner786
    gunner786 Posts: 259 Forumite
    First Anniversary Name Dropper First Post Combo Breaker
    edited 20 July 2020 at 5:48PM
    Yep on thursday 17th july 
    Through a broker.
     Text: 
    Hi, Nationwide here. We've received your mortgage application. If you're an existing customer switching to a new deal, your switch has been accepted.

    Email:
    Good news, we've received your mortgage application.

    If you need any more information on your application, please contact your mortgage broker.

    Please don't reply to this message as the mailbox isn't monitored.

    Thanks,

    The Mortgage Admin Team
    Nationwide Building Society
  • BishopBrennon
    BishopBrennon Posts: 10 Forumite
    First Post Photogenic
    edited 20 July 2020 at 6:14PM
    Yes - Still waiting on an mortgage offer :#

    My timeline so far (1st time buyer so nothing to sell):

    Initial contact with mortgage broker (found via unbiased) - 21st May
    Offer accepted on property -  18th June
    Nationwide product recommended by broker - 22nd June
    Application received text from Nationwide - 24th June
    Valuation booked (text received) - 3rd July 
    More details on income requested (to support an upcoming salary increase) - 8th July
    Income reference letter submitted to broker - 10th July
    Valuation (+ homebuyers survey) took place - 10th July
    Survey report received by me (valuation = offer price) - 14th July
    Offer  - ??? 

    On the intermediaries' site, it suggests the average time from application to offer at the moment is 20 working days (so four weeks) - fingers crossed for news any day now! Good luck to the above posters too :smiley:
  • gunner786
    gunner786 Posts: 259 Forumite
    First Anniversary Name Dropper First Post Combo Breaker
    Mine is a 82k mortgage with the rest equity on a £300k which my mother is gifting me. No deposit involved. Im a sole trader taxi driver with 20k income last 3 years. So im stressing aswell cos i have always heard horror stories about nationwide
  • thaddy
    thaddy Posts: 118 Forumite
    First Post Name Dropper First Anniversary Combo Breaker
    edited 22 July 2020 at 3:45PM
    Has anyone had any updates yet?  Here is our timeline so far (1st time buyer through broker and partner self employed):
    DIP and soft search - 9 July (accepted)
    Full application - 10 July (text received, up to date documents requested) 
    Valuation booked - 16 July (some internal issues so rebooked on 20 July, text received)
    Hard search - 20 July
    Valuation scheduled - 24 July
  • gizmo111
    gizmo111 Posts: 2,658 Forumite
    Name Dropper Combo Breaker First Post First Anniversary
    thaddy said:
    Has anyone had any updates yet?  Here is our timeline so far (1st time buyer through broker and partner self employed):
    DIP and soft search - 9 July (accepted)
    Full application - 10 July (text received, up to date documents requested) 
    Valuation booked - 16 July (some internal issues so rebooked on 20 July, text received)
    Hard search - 20 July
    Valuation scheduled - 24 July
    My daughter had her valuation last Thursday and received offer yesterday.  They offered on house about the 05 July, full application in on 10th.
    Mama read so much about the dangers of drinking alcohol and eating chocolate that she immediately gave up reading.
  • gunner786
    gunner786 Posts: 259 Forumite
    First Anniversary Name Dropper First Post Combo Breaker
    Still no update here after them texts.
  • thaddy
    thaddy Posts: 118 Forumite
    First Post Name Dropper First Anniversary Combo Breaker
    Oh wow that's amazing news congratulations to her!
  • Green3
    Green3 Posts: 66 Forumite
    Combo Breaker First Anniversary
    How long does Nationwide take to do a valuation after application has been approved? We accepted an offer 4 weeks back but have not had a valuation from the buyers who are using Nationwide.
  • kingstreet
    kingstreet Posts: 38,760 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Nationwide doesn't do the valuation. It instructs its panel manager Countrywide Surveyors who in turn instruct one of its individual surveyors, or another firm if it doesn't have capacity/coverage in a particular area. The surveyor will contact the access provided (EA, vendor, builder?) to arrange the inspection and following the visit, a report is returned to Nationwide and assessed.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • lemliss
    lemliss Posts: 81 Forumite
    First Anniversary First Post Name Dropper
    Where we are at with ours (Nationwide)
    Dip - 2nd July - accept 
    Full application- 8th July
    Requested payslips and ID - 9th July
    Valuation booked on 13th July for the 20th
    Hard credit check - 19th July
    Valuation-  20th July
    Requested further documents (letter confirming I am back from furlough leave) 22nd July .

    Been told it will be end of next week  before I hear anything as they are running behind with everything. The waiting is stressful isn't it haha x
    NATIONWIDE FTB -
    Full application- 8th July 2020
    Hard credit check - 19th July 2020
    Physical Valuation carried out - 5th August 2020
    Valuation received by Nationwide - 7th August 2020
    Offer via text message - 18th August 2020
    Message via text saying revised mortgage offer - 13th November 2020
    Exchanged contracts - 16th December 2020
    Completed - 18th December 2020

    VIDA HOME MOVER SOLE MORTGAGE
    Full application - 29 November 2023
    Requested more documents - 
    4th December 2023
    Offer subject to Valuation- 6th Dec 2023
    Valuation booked - 6th December 2023
    Physical Valuation carried out - 7th December 2023
    Underwriting 11th December 2023
    Mortgage offer - 20th December

Meet your Ambassadors

Categories

  • All Categories
  • 343.2K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.7K Spending & Discounts
  • 235.2K Work, Benefits & Business
  • 608K Mortgages, Homes & Bills
  • 173K Life & Family
  • 247.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards