Nationwide Mortgage

whatislife786

Anybody applied with nationwide recently 

Text: 8th July
Hi, Nationwide here. We've received your mortgage application. If you're an existing customer switching to a new deal, your switch has been accepted.

gunner786

Yep on thursday 17th july 
Through a broker.
 Text: 
Hi, Nationwide here. We've received your mortgage application. If you're an existing customer switching to a new deal, your switch has been accepted.

Email:
Good news, we've received your mortgage application.

If you need any more information on your application, please contact your mortgage broker.

Please don't reply to this message as the mailbox isn't monitored.

Thanks,

The Mortgage Admin Team
Nationwide Building Society

BishopBrennon

Yes - Still waiting on an mortgage offer

My timeline so far (1st time buyer so nothing to sell):

Initial contact with mortgage broker (found via unbiased) - 21st May
Offer accepted on property -  18th June
Nationwide product recommended by broker - 22nd June
Application received text from Nationwide - 24th June
Valuation booked (text received) - 3rd July 
More details on income requested (to support an upcoming salary increase) - 8th July
Income reference letter submitted to broker - 10th July
Valuation (+ homebuyers survey) took place - 10th July
Survey report received by me (valuation = offer price) - 14th July
Offer  - ??? 

On the intermediaries' site, it suggests the average time from application to offer at the moment is 20 working days (so four weeks) - fingers crossed for news any day now! Good luck to the above posters too

gunner786

Mine is a 82k mortgage with the rest equity on a £300k which my mother is gifting me. No deposit involved. Im a sole trader taxi driver with 20k income last 3 years. So im stressing aswell cos i have always heard horror stories about nationwide

thaddy

Has anyone had any updates yet?  Here is our timeline so far (1st time buyer through broker and partner self employed):
DIP and soft search - 9 July (accepted)
Full application - 10 July (text received, up to date documents requested) 
Valuation booked - 16 July (some internal issues so rebooked on 20 July, text received)
Hard search - 20 July
Valuation scheduled - 24 July

gizmo111

thaddy said:

Has anyone had any updates yet?  Here is our timeline so far (1st time buyer through broker and partner self employed):
DIP and soft search - 9 July (accepted)
Full application - 10 July (text received, up to date documents requested) 
Valuation booked - 16 July (some internal issues so rebooked on 20 July, text received)
Hard search - 20 July
Valuation scheduled - 24 July

My daughter had her valuation last Thursday and received offer yesterday.  They offered on house about the 05 July, full application in on 10th.

gunner786

Still no update here after them texts.

thaddy

Oh wow that's amazing news congratulations to her!

Green3

How long does Nationwide take to do a valuation after application has been approved? We accepted an offer 4 weeks back but have not had a valuation from the buyers who are using Nationwide.

kingstreet

Nationwide doesn't do the valuation. It instructs its panel manager Countrywide Surveyors who in turn instruct one of its individual surveyors, or another firm if it doesn't have capacity/coverage in a particular area. The surveyor will contact the access provided (EA, vendor, builder?) to arrange the inspection and following the visit, a report is returned to Nationwide and assessed.

lemliss

Where we are at with ours (Nationwide)
Dip - 2nd July - accept 
Full application- 8th July
Requested payslips and ID - 9th July
Valuation booked on 13th July for the 20th
Hard credit check - 19th July
Valuation-  20th July
Requested further documents (letter confirming I am back from furlough leave) 22nd July .

Been told it will be end of next week  before I hear anything as they are running behind with everything. The waiting is stressful isn't it haha x