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Nationwide Mortgage

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Comments

  • LZRBOI
    LZRBOI Posts: 39 Forumite
    10 Posts
    Do we know what time of the day is the latest we can expect any change in our application tracker? I have worn myself out constantly checking it.

    Nationwide Application / Joint FTB / 85% LTV 

    DIP accepted 4/10
    Full Application Received 4/10
    Valuation Instructed 4/10
    Valuation access requested 4/10
    Valuation report requested 4/10
    Valuation booked and on hold 6/10
    Valuation booked for 9:00am 9/10 on 7/10
    Valuation received and under review 9/10
    Down valuation of £10,000 received 14/10
  • winogronek
    winogronek Posts: 19 Forumite
    10 Posts
    edited 15 September 2020 at 1:38PM
    cii4ps said:
    I have some bad news for all those who applied for a Nationwide mortgage. I've spoken to my mortgage advisor yesterday and he said that it currently takes them about 20 working days ( it's nearly a month if you add weekends) to assess any documents you submit so if you were asked for some additional documents recently, you are in for a long wait. Good luck
    I feel like that can’t be true. 20 wd is one month. That’d mean at minimum a mortgage offer can take 2 months (40wd) and for some significantly longer (valuations). 
    I’m currently on working day 36 and have been told to expect it to go up to 44 working days. 
    47 working days here, still waiting for all the documents to be assessed and the offer
  • cii4ps said:
    I have some bad news for all those who applied for a Nationwide mortgage. I've spoken to my mortgage advisor yesterday and he said that it currently takes them about 20 working days ( it's nearly a month if you add weekends) to assess any documents you submit so if you were asked for some additional documents recently, you are in for a long wait. Good luck
    I feel like that can’t be true. 20 wd is one month. That’d mean at minimum a mortgage offer can take 2 months (40wd) and for some significantly longer (valuations). 
    I’m currently on working day 36 and have been told to expect it to go up to 44 working days. 
    47 working days here, still waiting for all the documents to be assessed and the offer
    Jeeeeez! 😳 How has it managed to get to 47! I’ve told myself I’m going to wait for the 44days, that they’ve told me, then I’m going to start putting the pressure on, for a same day answer.

    when I last rung, the lady I got through to said she could have assessed my recent documents there and then but she wasn’t qualified. So they obviously can do it quickly, when they want to! 

    Nationwide application- FTB, 85% LTV 

    Application Received 27/7
    Valuation booking text received 4/8
    Hard search on 6/8
    Valuation took place on 19/8
    Valuation report received 26/8
    Valuation approved 26/8
    Request for more documents 3/9
    Requested more documents 16/9
    Mortgage offer issued 16/9

  • mh_ww
    mh_ww Posts: 91 Forumite
    10 Posts Name Dropper
    edited 15 September 2020 at 1:44PM
    lisatops said:
    Hooray, finally, yippee only took 32 working days !
    Woop woop!
  • lisatops said:
    Hooray, finally, yippee only took 32 working days !
    Yessss 🥳🎉 massive congratulations!!!!!

    Nationwide application- FTB, 85% LTV 

    Application Received 27/7
    Valuation booking text received 4/8
    Hard search on 6/8
    Valuation took place on 19/8
    Valuation report received 26/8
    Valuation approved 26/8
    Request for more documents 3/9
    Requested more documents 16/9
    Mortgage offer issued 16/9

  • LZRBOI
    LZRBOI Posts: 39 Forumite
    10 Posts
    lisatops said:
    Hooray, finally, yippee only took 32 working days !
    Congratulations! How was your furlough letter formatted. Was it hand written and signed or was it just a pdf or email etc. Thanks in advance :smile:

    Nationwide Application / Joint FTB / 85% LTV 

    DIP accepted 4/10
    Full Application Received 4/10
    Valuation Instructed 4/10
    Valuation access requested 4/10
    Valuation report requested 4/10
    Valuation booked and on hold 6/10
    Valuation booked for 9:00am 9/10 on 7/10
    Valuation received and under review 9/10
    Down valuation of £10,000 received 14/10
  • lisatops
    lisatops Posts: 24 Forumite
    Third Anniversary 10 Posts
    edited 15 September 2020 at 1:51PM
    LZRBOI said:
    lisatops said:
    Hooray, finally, yippee only took 32 working days !
    Congratulations! How was your furlough letter formatted. Was it hand written and signed or was it just a pdf or email etc. Thanks in advance :smile:
    It was a pdf letter on letterhead from my awesome HR person. Just confirms date I went back and that I’m restored to full contractual pay, although my employer has paid me full wage all the way through. My broker submitted it as soon as they asked and flagged it to the BDM who has then escalated as we are over exchange of contracts date.
    29/7 - App Submitted
    30/7 Soft Search
    3/8 Text App Rec'd by NW
    13/8 Hard Search
    18/8 Further Docs Req
    21/8 Valuation Done - text rec'd PM same day
    22/8 Update to Case - Valuation all ok & approved
    10/9 Further doc submitted-back from furlough letter
    15/9 Offer Issued
  • lisatops said:
    Hooray, finally, yippee only took 32 working days !
    Congratulations 🥳
  • LZRBOI
    LZRBOI Posts: 39 Forumite
    10 Posts
    lisatops said:
    LZRBOI said:
    lisatops said:
    Hooray, finally, yippee only took 32 working days !
    Congratulations! How was your furlough letter formatted. Was it hand written and signed or was it just a pdf or email etc. Thanks in advance :smile:
    It was a pdf letter on letterhead from my awesome HR person. Just confirms date I went back and that I’m restored to full contractual pay, although my employer has paid me full wage all the way through. My broker submitted it as soon as they asked and flagged it to the BDM who has then escalated as we are over exchange of contracts date.
    Ah great thanks! I will get my boss to conjure a PDF up for me just in case I am asked for one. I have been back from Furlough for over a month now so hopefully they won't ask but you never know.

    Nationwide Application / Joint FTB / 85% LTV 

    DIP accepted 4/10
    Full Application Received 4/10
    Valuation Instructed 4/10
    Valuation access requested 4/10
    Valuation report requested 4/10
    Valuation booked and on hold 6/10
    Valuation booked for 9:00am 9/10 on 7/10
    Valuation received and under review 9/10
    Down valuation of £10,000 received 14/10
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