Nationwide Mortgage

OneOfThem12

Hi all, 

Our timeline as follows: 

FTB- 90% LTV
Nationwide Application
Full Application - 28/08

I've noticed that some people have had their valuation booked straight away, where as we still haven't had any confirmation. Is this normal?

mh_ww

OneOfThem12 said:

Hi all, 

Our timeline as follows: 

FTB- 90% LTV
Nationwide Application
Full Application - 28/08

I've noticed that some people have had their valuation booked straight away, where as we still haven't had any confirmation. Is this normal?

Same for us. Application in on 13/8

hburnett163

mh_ww said:

hburnett163 said:

Hi all,
bit worried about not having a valuation confirmation yet! Using a broker and the only confirmation we’ve had was the text letting us know they received our application. Last Tuesday (01/09). Most people got their valuation confirmation very quickly after their application confirmation, anyone else in my position?!

Our application was confirmed on the 13th August and I've not heard a single thing since, only notification of a hard credit check on the 23rd. Nothing about a valuation whatsoever. 

Sorry to hear!! Hope you get something through soon, sounds like everyone has such different timings!

Wales2020

mh_ww said:

 OneOfThem12 said:

Hi all, 

Our timeline as follows: 

FTB- 90% LTV
Nationwide Application
Full Application - 28/08

I've noticed that some people have had their valuation booked straight away, where as we still haven't had any confirmation. Is this normal?

Same for us. Application in on 13/8

There doesn't seem to be any order... some receiving offers within 15 days others waiting 25+ - very strange process....

CharFTB

Really hoping for a decision today 😩 working day 24 

WinterInRome

CharFTB said:

Really hoping for a decision today 😩 working day 24 

Saaaaaame! But after being told it could be up to the 25th of September I’m half expecting to get an offer then! 😂 Not getting my hopes up anymore!

CharFTB

We’ve just been rejected for overdraft usage despite not actually being in them anymore. devastating 

WinterInRome

CharFTB said:

We’ve just been rejected for overdraft usage despite not actually being in them anymore. devastating 

I’m absolutely gutted for you!!! Wish they could tell you this stuff earlier! But keep positive 👍🏻🎉 We have been knocked back for four years, I’d almost given up and this is the furthest we have got so I’m still hopeful for an offer! Keep trying and pushing your advisor to help you out!

hburnett163

mh_ww said:

OneOfThem12 said:

Hi all, 

Our timeline as follows: 

FTB- 90% LTV
Nationwide Application
Full Application - 28/08

I've noticed that some people have had their valuation booked straight away, where as we still haven't had any confirmation. Is this normal?

Same for us. Application in on 13/8

Me too, application 01/09. Just got confirmation of the hard check being done by Nationwide but nothing else.
Chased our broker and got a bit of sass back saying that the nationwide guidance is 19 days from application to valuation... fair but also I want my house!!!

BenPRD

CharFTB said:

We’ve just been rejected for overdraft usage despite not actually being in them anymore. devastating 

How often were you in it? Did it show on your bank statements?
Sorry for you!