Nationwide Mortgage

Tonyw193

lisatops said:

lisatops said:

WinterInRome said:

everyone worrying about being on 10+ working days... just wait till you get to 33 working days!! It’s torture!! 😭😭

I called them at 11.45am (24mins on hold) was told underwriter was in our file, here’s hoping for news today 🤞🏼

Now they want another letter from my employer to say I’m back from furlough, so since 21/8.......... I want to scream !!!!

Some of these applications sound like they're becoming a right joke. Hopw you get sorted quickly 

Tonyw193

Ive noticed the timescales have creeped up again  to 23 working days from application to offer. 

kerisic

Hello all, I've been lurking in the forum since we submitted our application and looking at your journeys, it has always made us feel more reassured and confident about buying our first house! We just received our offer today so thought I'd share the timeline in case it might be helpful  

85% LTV, first time buyers, I am currently on furlough due to return to work next month, partner on FT salary not affected by covid. (My being furloughed has given me a lot of anxiety during the application, especially when more and more lenders won't accept furloughed income anymore - Nationwide still does though as long as you have a letter from your employer confirming return to work date)

Application submitted 24 August
Valuation booked 24 August
Hard search (equifax and transunion) 3 September
Valuation and survey carried out 10 September
Offer made 10 September !

CharFTB

Just got a text from Nationwide saying they are looking at the valuation report, our Application Tracker has disappeared from the website. The thought that someone is looking at the application right now is terrifying hahaha

xMeganCL

Submitted furlough letter from employer today so 🤞 working day 22

WinterInRome

lisatops said:

WinterInRome said:

everyone worrying about being on 10+ working days... just wait till you get to 33 working days!! It’s torture!! 😭😭

I called them at 11.45am (24mins on hold) was told underwriter was in our file, here’s hoping for news today 🤞🏼

Thought I’d call them and wished I hadn’t.... they’ve told me I could be waiting till 25th of September for my last payslip to get processed!!! But she “reassured” me because it was a single case, what ever that means 😳😩 

hosted

kerisic said:

Hello all, I've been lurking in the forum since we submitted our application and looking at your journeys, it has always made us feel more reassured and confident about buying our first house! We just received our offer today so thought I'd share the timeline in case it might be helpful  

85% LTV, first time buyers, I am currently on furlough due to return to work next month, partner on FT salary not affected by covid. (My being furloughed has given me a lot of anxiety during the application, especially when more and more lenders won't accept furloughed income anymore - Nationwide still does though as long as you have a letter from your employer confirming return to work date)

Application submitted 24 August
Valuation booked 24 August
Hard search (equifax and transunion) 3 September
Valuation and survey carried out 10 September
Offer made 10 September !

17 working days is decent, congratulations 👍

Wales2020

I’m only on working day 8 and I am losing my mind. I can only imagine what you guys on 20+ days feel!!! 

xMeganCL

Wales2020 said:

I’m only on working day 8 and I am losing my mind. I can only imagine what you guys on 20+ days feel!!! 

Stressed 😂 especially when they've apparently been waiting for documents that they haven't actually asked anyone for 

Wales2020

xMeganCL said:

Wales2020 said:

I’m only on working day 8 and I am losing my mind. I can only imagine what you guys on 20+ days feel!!! 

Stressed 😂 especially when they've apparently been waiting for documents that they haven't actually asked anyone for 

Aww I feel for you. Hope you hear soon