Nationwide Mortgage

CharFTB

Oh goodness guys sounds crazy over at Nationwide. We were supposed to hear by Monday but somehow don’t feel like we will! 

Megan sorry to hear that, ridiculous that you weren’t told?!! 

bec820

Wales2020 said:

bec820 said:

Does anyone think it sounds concerning that we haven't had the valuation booked yet? Application submitted 24th August, hard search done 5th September and nothing else?
Many thanks 

The online timescales state 11 days.  We submitted our application on 28/08 and our valuation was booked on 01/09 and carried out today. Did you go direct or use a broker?

We have a broker and he can't phone them for another 6 working days at the moment. It just seems that reading through a lot of these comments the valuations are booked within a couple of days normally?! 

WinterInRome

bec820 said:

Wales2020 said:

bec820 said:

Does anyone think it sounds concerning that we haven't had the valuation booked yet? Application submitted 24th August, hard search done 5th September and nothing else?
Many thanks 

The online timescales state 11 days.  We submitted our application on 28/08 and our valuation was booked on 01/09 and carried out today. Did you go direct or use a broker?

We have a broker and he can't phone them for another 6 working days at the moment. It just seems that reading through a lot of these comments the valuations are booked within a couple of days normally?! 

Mine was about a week to get the valuation booking text, From submitting our application. Then it took two weeks I think for it to get done and I didn’t get any update from it for another week after! Everyone’s timelines are so different, they seem to change all the time! 😭

Tonyw193

bec820 said:

Wales2020 said:

bec820 said:

Does anyone think it sounds concerning that we haven't had the valuation booked yet? Application submitted 24th August, hard search done 5th September and nothing else?
Many thanks 

The online timescales state 11 days.  We submitted our application on 28/08 and our valuation was booked on 01/09 and carried out today. Did you go direct or use a broker?

We have a broker and he can't phone them for another 6 working days at the moment. It just seems that reading through a lot of these comments the valuations are booked within a couple of days normally?! 

My valuation was booked the same day as i made my application for 8 days later. 

Frances13

Now on working day 20...

The only update we have had since the full application went in on 12th August was on 2nd September to say the application has been passed for full assessment.

No idea when we will hear about the valuation.

orangepeel105

Working day 19 for us. Last update was that the valutaion had been received on 20th August, then saw hard search had been done on 23rd. Broker has called for updates a few times and been told something different in terms of timescales every time. I don't mind the wait so much but the worry is how much else to progress (paying next lot of solicitor's fees etc.) before getting a certain decision on the mortgage!

dfk14

Just had our mortgage offer!
22 working days from when application was received. For anyone interested, our timeline:

21/07 – House offer accepted
31/07 – Submitted full application through broker
05/08 – Soft credit search
10/08 - Application received
11/08 – Valuation booked for 19/08 (desktop)
19/08 – Valuation pushed back to 02/09 (physical)
20/08 – Hard credit search
02/09 – Valuation pushed again to 22/09 (kicked up bit of a fuss and was rearranged for 09/09)
03/09 – 1 question about a work payment I received
09/09 – Valuation complete and offer issued instantly

Joint mortgage 90% LTV. No additional docs requested, however our advisor was very thorough before the application went in. 
Good luck to everyone waiting!

Tonyw193

dfk14 said:

Just had our mortgage offer!
22 working days from when application was received. For anyone interested, our timeline:

21/07 – House offer accepted
31/07 – Submitted full application through broker
05/08 – Soft credit search
10/08 - Application received
11/08 – Valuation booked for 19/08 (desktop)
19/08 – Valuation pushed back to 02/09 (physical)
20/08 – Hard credit search
02/09 – Valuation pushed again to 22/09 (kicked up bit of a fuss and was rearranged for 09/09)
03/09 – 1 question about a work payment I received
09/09 – Valuation complete and offer issued instantly

Joint mortgage 90% LTV. No additional docs requested, however our advisor was very thorough before the application went in. 
Good luck to everyone waiting!

Congratulations on the offer. Quite reassuring to see you getting it within the timescales. Although im not sure what they were thinking with those valuation dates!  

CharFTB

dfk14 said:

Just had our mortgage offer!
22 working days from when application was received. For anyone interested, our timeline:

21/07 – House offer accepted
31/07 – Submitted full application through broker
05/08 – Soft credit search
10/08 - Application received
11/08 – Valuation booked for 19/08 (desktop)
19/08 – Valuation pushed back to 02/09 (physical)
20/08 – Hard credit search
02/09 – Valuation pushed again to 22/09 (kicked up bit of a fuss and was rearranged for 09/09)
03/09 – 1 question about a work payment I received
09/09 – Valuation complete and offer issued instantly

Joint mortgage 90% LTV. No additional docs requested, however our advisor was very thorough before the application went in. 
Good luck to everyone waiting!

Congratulations that’s great news! I’m so jealous! I submitted full app two days before you and haven’t heard anything 😩

hayley2411

Joining the long agonising wait!!! 😩😩

Anyone any idea with nationwide? How long from valuation approved to mortgage offer? 🙈 please tell me soon 😂😂