Nationwide Mortgage

NotWhereIWantToBe

Hi I hope no one minds me joining. I am a FTB buying a flat for me and my daughter. I applied on 8th Feb and they've just come back and said there was an admin error so my application needs to be re-keyed which my MA is on now. I have only told my eldest son in real life as I don't want to get my daughter's hopes up just in case ! 

dwestwood93

Joining the circle. 5 working days from completion, everything done but buyer’s solicitor has noticed Nationwide have put the wrong lease length on their mortgage offer (85 when it should be 120).

This was raised last Thursday, still waiting to hear back. Agonising as we’re cutting it so close to mortgage expiry dates etc. 

emma086

I’ve been following this thread, waiting for my mortgage offer. Thought I’d share my really impressive time scale. 5 working days!! It might help that I am an existing customer porting and borrowing more?? Good luck to everyone waiting!

Pinky_1990

Got an email from my broker today who said all of our documents have been accepted, they are just waiting on approval of the valuation that took place yesterday. I was initially super happy, but now I’ve begun to worry about the valuation. I can see others have received a text to confirm nationwide have received the report, however we haven’t got anything. I can only assume they have received it by now and they just didn’t text us. 

irishmike79

How long is it since you’ve had your valuation done? 

Pinky_1990

irishmike79 said:

How long is it since you’ve had your valuation done? 

It was booked in for yesterday

irishmike79

Don’t sweat it just yet. Ours took 4 days from valuation to offer. You will be fine. Good luck 

Knotty13

10/02 - mortgage application submitted

10/02 - text/email confirmation of application from Nationwide

14/02 - text to say valuation booked for 15/02

15/02 - text saying valuation received

17/02 - mortgage offer issued

Probably worth mentioning that I called Nationwide directly on 16/02 to see if I could find out whether the valuation was accepted. The kind advisor on the phone told me it was! Long wait trying to get through but it was worth it, would recommend it for anyone who is still waiting to find out.

Pinky_1990

irishmike79 said:

Don’t sweat it just yet. Ours took 4 days from valuation to offer. You will be fine. Good luck 

Thank you! I’m not expecting the offer just yet, just thought we would have got a text to say the valuation report had been received as that seems to be the norm. Especially as we’ve received text updates up to now….only time will tell how it all goes 😊

dwestwood93

dwestwood93 said:

Joining the circle. 5 working days from completion, everything done but buyer’s solicitor has noticed Nationwide have put the wrong lease length on their mortgage offer (85 when it should be 120).

This was raised last Thursday, still waiting to hear back. Agonising as we’re cutting it so close to mortgage expiry dates etc. 

Still waiting on this, 5 working days since submitting for a small alteration. If we don’t hear back by Monday morning latest my chain collapses & my buyer risks being homeless as she’s already given her notice in.