Nationwide Mortgage

lancslass26

lemliss said:

On the phone at work and my phone is going bezerk - 3 texts in a row!

Great news congratulations 🥳 

xMeganCL

Credit Karma are absolutely useless by the way. I tried to sign up and it said I had a thin credit file, which they say was because my bank isn't registered to the address I currently live. Closed the account and signed up with the address that my bank is at, and then added my current address to the account, and now it's saying I'm not on the electoral roll. I think they'll find that I am and have been for years! 🙄

lemliss

Ours was 30 working days from application to offer. The longest month ever.

thaddy

Congratulations! Hopefully the conveyancing bit wont take too long  

lemliss

Thanks guys, I'm fully invested as to how yours turn out aswell coz I feel like this has been a long haul for us all so I will keep checking in.
Next hurdle for us now as our home was built in 2017 but the people they purchased the 10 year guarantee with have gone bust so need to find out if our lender will accept the new company- its never ending is it, if not after all of this I will cry. X

Thrugelmir

xMeganCL said:

hughes1497 said:

hughes1497 said:

Help! I’m frustrated beyond belief! 

Offer accepted on house 31/06
Mortgage application went in to Nationwide 14/07 (previously went to Barclays but fell through)  

Valuation booked and provided same day 17/07
Questions from nationwide re paying loan off - provided answer same day as well as proof 20/07 

10/08 - application escalated by BDM via MA
14/08 - only waiting for valuation to be ticked off now (Despite being told by nationwide directly on 31/07 that it was okay) 
17/08 - still waiting mortgage offer

will the waiting ever end

Update... we got our mortgage offer today! In total 34 days from application to offer!

Congrats! They go by working days, so 25 working days. So much for their 20 day timescale 🙈

Did you miss the word average? 

xMeganCL

Thrugelmir said:

xMeganCL said:

hughes1497 said:

hughes1497 said:

Help! I’m frustrated beyond belief! 

Offer accepted on house 31/06
Mortgage application went in to Nationwide 14/07 (previously went to Barclays but fell through)  

Valuation booked and provided same day 17/07
Questions from nationwide re paying loan off - provided answer same day as well as proof 20/07 

10/08 - application escalated by BDM via MA
14/08 - only waiting for valuation to be ticked off now (Despite being told by nationwide directly on 31/07 that it was okay) 
17/08 - still waiting mortgage offer

will the waiting ever end

Update... we got our mortgage offer today! In total 34 days from application to offer!

Congrats! They go by working days, so 25 working days. So much for their 20 day timescale 🙈

Did you miss the word average? 

No, I didn't, thank you 🙄

orangepeel105

Update on our timeline:

DIP submitted 7.8 and referred due to 90% LTV
Full application submitted and received by NW 13.8
Text today 18.8 to say valutaion booked for 20.8

lancslass26

Is it worth me calling NW directly for an update? I don’t want to come across as pushy and MB won’t escalate my case even though we’re now WD 24 🤷🏻‍♀️

xMeganCL

lancslass26 said:

Is it worth me calling NW directly for an update? I don’t want to come across as pushy and MB won’t escalate my case even though we’re now WD 24 🤷🏻‍♀️

Definitely phone them! Let us know how you get on