Nationwide Mortgage

Chloe901

sambam67 said:

Actually, you lot might know.. my dip was referred at the beginning, does that mean underwriting had already taken place at that point? 

What's your LTV? We just submitted our application today and were told that all 90%s are being referred - so that may be it?

sambam67

Chloe901 said:

sambam67 said:

Actually, you lot might know.. my dip was referred at the beginning, does that mean underwriting had already taken place at that point? 

What's your LTV? We just submitted our application today and were told that all 90%s are being referred - so that may be it?

Yeah mine is 90%.. makes sense thanks!

Sparklestar1127

Chloe901 said:

sambam67 said:

Actually, you lot might know.. my dip was referred at the beginning, does that mean underwriting had already taken place at that point? 

What's your LTV? We just submitted our application today and were told that all 90%s are being referred - so that may be it?

Also at the moment if there is any element of self employment it will also be referred for someone to physically look at it. 

leodis23

I got a DIP direct from Nationwide a few days before I knew it'd be the one my MB recommended, and that was referred (90% LTV FTB) too, so looks like anything 90% is being checked extra hard. My actual application was with the underwriter for 3 weeks before I even had a valuation instructed.

sambam67

I’m a nurse so no self-employment here, or Covid-19 furlough.. hopefully I’ll hear something this week, it’s driving me nuts! The final step and it’s taking forever! Good luck to you all too! Fingers crossed we hear this week! Xx

hughes1497

hughes1497 said:

Help! I’m frustrated beyond belief! 

Offer accepted on house 31/06
Mortgage application went in to Nationwide 14/07 (previously went to Barclays but fell through)  

Valuation booked and provided same day 17/07
Questions from nationwide re paying loan off - provided answer same day as well as proof 20/07 

10/08 - application escalated by BDM via MA
14/08 - only waiting for valuation to be ticked off now (Despite being told by nationwide directly on 31/07 that it was okay) 
17/08 - still waiting mortgage offer

will the waiting ever end

Update... we got our mortgage offer today! In total 34 days from application to offer!

xMeganCL

hughes1497 said:

hughes1497 said:

Help! I’m frustrated beyond belief! 

Offer accepted on house 31/06
Mortgage application went in to Nationwide 14/07 (previously went to Barclays but fell through)  

Valuation booked and provided same day 17/07
Questions from nationwide re paying loan off - provided answer same day as well as proof 20/07 

10/08 - application escalated by BDM via MA
14/08 - only waiting for valuation to be ticked off now (Despite being told by nationwide directly on 31/07 that it was okay) 
17/08 - still waiting mortgage offer

will the waiting ever end

Update... we got our mortgage offer today! In total 34 days from application to offer!

Congrats! They go by working days, so 25 working days. So much for their 20 day timescale 🙈

lemliss

On the phone at work and my phone is going bezerk - 3 texts in a row!

lancslass26

Working day 23 😣 fingers crossed for some news for us all 🤞🏼

xMeganCL

Amazing! Well done