Nationwide Mortgage

mancdude

amanda2361 said:

mancdude said:

My MA said they won't call them to chase as the docs were last submitted Thursday so want to give them time to check before chasing, apparently. Frustrating! 

Looks like we are at the exact same stage then! Has your valuation been booked yet?

Yeah, our full app went in on the 19th, survey (physical) was done on the 21st and received same day by Nationwide. Hard searches were done last week too. Had a request on Wednesday to submit two docs to Nationwide, but the broker already had these so had to remind broker they've got them and they sent them over Thursday evening. Couple of posters on here also submitted full apps on the 19th like we did and have had their offers but it's been silent for me which is a concern! 

Treerob

Try not to compare you're time line with someone else's,  it's prob because they asked for those additional docs that has held you up..  Easier er said than done thou.  I'm so anxious too,  FTB, single application. my valuation was done on Tues but I haven't heard that it's been recieved.  When I applied in the 26th I hadn't got my Oct payslip yet or bank statement.  I've a feeling they will ask me for those....  Going to be a long week 🙈🙈😂😂

Treerob

Should have proof read that... So many typos 😂😂

saganaki20

I applied for my mortgage directly through Nationwide’s website on 20th October and received my DIP. It showed in the tracker as normal. 

I then went through full application on 25th and received my full mortgage offer (no physical valuation needed?) on 1st November. (Quickest offer ever or a problem?) the offer was showing in the tracker, and no problems getting in online. 

My solicitor acting for my purchase has just had to change, so I called them last night to ask them to change the solicitors details. They did it there and then, but asked me to follow up with documents to an email address which I did a bit later on. 

Immediately following this call, I realised I could no longer get any info on the tracking, it just says there are no active applications with that email address? 

Other than calling them to check which I will do when I get a moment, does anyone know why an application would just disappear from the tracker please? 

Thank you. 

SandyMal

Hello, 

I thought id jump on this and share my timeline so far.
FTB  

19th oct - AIP
22nd oct - Mortgage application submitted
28th oct - Valuation of property
01st nov - results of valuation received and accepted (two texts one after the other within seconds)
01st nov - hard check 

and now still waiting for my offer, fingers crossed I hear soon as I see a lot of people got theirs straight away. My MA has been brilliant and updates me daily if he has heard anything but he's hoping for some kind of decision today. 

mancdude

I called Nationwide directly today as my MA is terrible. They said our docs from last week were awaiting review and they'd be reviewed today before 6pm and we should hear something. I'm skeptical tbh given the time now, another weekend feeling anxious I think! 

sheffield_soldier

mancdude said:

I called Nationwide directly today as my MA is terrible. They said our docs from last week were awaiting review and they'd be reviewed today before 6pm and we should hear something. I'm skeptical tbh given the time now, another weekend feeling anxious I think! 

You are at the final hurdle mate. Honestly you will get the offer Monday morning. Give NW a nudge again about 0930h. 

Chronotrigger

I hope everyone who is waiting hears some good news later today

mancdude

Finally received the text from Nationwide to tell us our offer is en route!! Delighted! Nothing from the mortgage broker though, which isn't surprising! Hope you all get good news too! 

Here's my timeline - we are a remortgage with additional borrowing to pay off Help to Buy in full: 

- 19.10.21 Full application issued via broker 

- 20.10.21 query from Nationwide why wife doesn't pay tax on latest pay slip (maternity) - reverted back via MA 

- 20.10.21 Countryside call to arrange valuation, booked in for 21.10.21

- 20.10.21 soft search appeared on ClearScore.  

- 21.10.21 Valuation conducted (physical)

- 21.10.21 Text from Nationwide advising valuation received 

- 27.10.21 Request from Nationwide for two documents (payslip / letter). Both had already been given to MA but they didn't send them to NW. 

- 28.10.21 Hard search on Credit Karma appears 

- 31.10.21 Hard search on ClearScore appears 

- 08.11.21 Text and email from NW that offer is on its way

sheffield_soldier

mancdude said:

Finally received the text from Nationwide to tell us our offer is en route!! Delighted! Nothing from the mortgage broker though, which isn't surprising! Hope you all get good news too! 

Here's my timeline - we are a remortgage with additional borrowing to pay off Help to Buy in full: 

- 19.10.21 Full application issued via broker 

- 20.10.21 query from Nationwide why wife doesn't pay tax on latest pay slip (maternity) - reverted back via MA 

- 20.10.21 Countryside call to arrange valuation, booked in for 21.10.21

- 20.10.21 soft search appeared on ClearScore.  

- 21.10.21 Valuation conducted (physical)

- 21.10.21 Text from Nationwide advising valuation received 

- 27.10.21 Request from Nationwide for two documents (payslip / letter). Both had already been given to MA but they didn't send them to NW. 

- 28.10.21 Hard search on Credit Karma appears 

- 31.10.21 Hard search on ClearScore appears 

- 08.11.21 Text and email from NW that offer is on its way

That's excellent... I have been looking out for your news.