Nationwide Mortgage

JAM0915

Just thought I would update you all on my timeline as I’ve now finally HAD MY MORTGAGE OFFER ISSUED!!🥳🥳. I know when I first applied I looked all the time to help me de-stress! 

FTB 95% LTV: 

DIP Accepted: 13th August 
Full application: 19th August 
Hard credit search: 29th August 
Valuation done: 3rd September 
Additional deposit proof statements sent: 7th September 
Mortgage offer issued: 13th September🥳. 

Best of luck to everyone in the future going through this, try to keep as occupied as you can so you don’t stress! All the best xx 

hawkins1980

JAM0915 said:

Just thought I would update you all on my timeline as I’ve now finally HAD MY MORTGAGE OFFER ISSUED!!🥳🥳. I know when I first applied I looked all the time to help me de-stress! 

FTB 95% LTV: 

DIP Accepted: 13th August 
Full application: 19th August 
Hard credit search: 29th August 
Valuation done: 3rd September 
Additional deposit proof statements sent: 7th September 
Mortgage offer issued: 13th September🥳. 

Best of luck to everyone in the future going through this, try to keep as occupied as you can so you don’t stress! All the best xx 

Brilliant news, congratulations  hope the next stages go smoothly for you 

Mover2021

JAM0915 said:

Just thought I would update you all on my timeline as I’ve now finally HAD MY MORTGAGE OFFER ISSUED!!🥳🥳. I know when I first applied I looked all the time to help me de-stress! 

FTB 95% LTV: 

DIP Accepted: 13th August 
Full application: 19th August 
Hard credit search: 29th August 
Valuation done: 3rd September 
Additional deposit proof statements sent: 7th September 
Mortgage offer issued: 13th September🥳. 

Best of luck to everyone in the future going through this, try to keep as occupied as you can so you don’t stress! All the best xx 

Congratulations! Wishing you all the best with the purchase

hawkins1980

Another question sorry... does natwest do another credit search before you actually complete? 

TVR2

hawkins1980 said:

Another question sorry... does natwest do another credit search before you actually complete? 

Natwest or Nationwide? Pretty sure I didn't have another credit search at completion for my first Nationwide mortgage. If they did check again, the first set of searches could colour the second, which would be a little self-defeating...

hawkins1980

TVR2 said:

hawkins1980 said:

Another question sorry... does natwest do another credit search before you actually complete? 

Natwest or Nationwide? Pretty sure I didn't have another credit search at completion for my first Nationwide mortgage. If they did check again, the first set of searches could colour the second, which would be a little self-defeating...

Sorry, nationwide. The reason I asked is because when looking on other forums I saw its a possibility that the is a further search before completion to check your status hasn't changed, I.e you are still in employment etc. I was just wondering if nationwide do the same. 
Thanks 

debtfreeteacher90

Hi, 


anyone else waited ages for a valuation to be booked? 

It says ‘valuation instructed on the 24th August’ 
but we still haven’t heard anything about a date and it’s been 4 weeks Tuesday since the full application went through 😕

Mover2021

debtfreeteacher90 said:

Hi, 


anyone else waited ages for a valuation to be booked? 

It says ‘valuation instructed on the 24th August’ 
but we still haven’t heard anything about a date and it’s been 4 weeks Tuesday since the full application went through 😕

That does seem like a long wait… have you called Nationwide to ask? Has the EA let you know that they’ve been in touch?

debtfreeteacher90

Mover2021 said:

debtfreeteacher90 said:

Hi, 


anyone else waited ages for a valuation to be booked? 

It says ‘valuation instructed on the 24th August’ 
but we still haven’t heard anything about a date and it’s been 4 weeks Tuesday since the full application went through 😕

That does seem like a long wait… have you called Nationwide to ask? Has the EA let you know that they’ve been in touch?

Our Nationwide mortgage advisor who we did the application with have just said ‘everything looks fine.’ EA haven’t been in touch, will try and phone them on Monday. 

TVR2

debtfreeteacher90 said:

Hi, 


anyone else waited ages for a valuation to be booked? 

It says ‘valuation instructed on the 24th August’ 
but we still haven’t heard anything about a date and it’s been 4 weeks Tuesday since the full application went through 😕

We've heard noting officially regarding our valuation, so I emailed the vendor's estate agent to ask her to let me know if they contact her. Turns out they're all booked in for this Thursday, so I wouldn't trust that Nationwide or the surveyor will inform you of the booking.