Nationwide Mortgage

Jas_cur

JKP1245 said:

Our valuation was completed on 18/12 with a homebuyers survey. Just spoke to Nationwide directly who advised us that they have received our valuation back and we will hear something by 29th December, but the lady I spoke to said the valuation is the same as the value of the property so we should receive an offer by 29th!

That's amazing!! Congratulations.
We were told we would hear from them by tomorrow but I am so impatient I just want to know if they have started looking at our documents! I'm not even thinking about the offer yet. Its been 3 weeks and they haven't looked at our documents yet! 

JKP1245

Thankyou, I won't relax until I have it confirmed in writing though! Our was exactly the same, have they done a hard credit search or anything yet, that's a good indicator that the ball has started rolling. I hate waiting I'm so impatient 😂! 

Bookgal88

I'm trying to wait patiently to hear about my buyer's mortgage, but the uncertainty of it is driving me nuts. The valuation was done last Monday (14/12) so I was so hopeful of hearing whether NW were happy with it before Xmas but looks like I'll have to be patient just a bit longer. Fingers crossed for a positive update before 2020 is out!

Jas_cur

Yes the hard search was done on the 11th but not heard anything since. The broker last week said we would hear by tomorrow. Do I chase tomorrow do you think?
Did they say how long it will be till you have it in writing? 

JKP1245

Ours was about 11 working days from hard search to hearing about valuation being booked. I've been chasing Nationwide myself to be honest even though we have a mortgage broker I haven't found them to be helpful and in figure I'll submit everything myself. Give them a call or do the online chat, I found calling was better and got a lot more info they have always been super helpful! 

Jas_cur

JKP1245 said:

Ours was about 11 working days from hard search to hearing about valuation being booked. I've been chasing Nationwide myself to be honest even though we have a mortgage broker I haven't found them to be helpful and in figure I'll submit everything myself. Give them a call or do the online chat, I found calling was better and got a lot more info they have always been super helpful! 

Did you just call the mortgages helpline? Where do I find online chat? 
Do you class sat as a working day? 
Sorry for all he questions! 

JKP1245

So if you follow this link - https://www.nationwide.co.uk/support/contact-us/call-us and go to calls us, click on mortgages, then my mortgages and you will see an update on my application in the options there will be an online chat option and a telephone number if you click on that. You will need your mortgage application reference number though, this was sent to me by nationwide via text and email when the application was submitted. I don't think they class Sat as a working day although my mortgage advisor told me they did. 

JKP1245

Update! Just had a two texts saying valuation received and will be reviewed and another message immediately after saying mortgage offer issued! So exciting! Good luck everyone who is still waiting you will get there eventually! 

Mgars93

Merry Christmas all! Just updating our current timeline.. applied through a broker.

DIP Accept: 15/10
Reserved Plot: 14/11
Solicitor instructed: 15/11
Mortgage Application: 18/12
Help to buy submitted: 18/12
NW text application received: 19/12
Hard Search Credit Karma: 26/12
Hard Search Equifax: 27/12

So frustrating waiting when they’re closed over this period!

Jas_cur

JKP1245 said:

Update! Just had a two texts saying valuation received and will be reviewed and another message immediately after saying mortgage offer issued! So exciting! Good luck everyone who is still waiting you will get there eventually! 

That's amazing news. Congratulations!! I spoke to them on the 23rd and they said the underwriters will be finished with it by the end of play on the 23rd but as they are shut till Tuesday we won't find out till then. We then have tk wait for the valuation!