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Nationwide Mortgage
Comments
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I got the same message, the latest I will know is the 1 December.happyindebt said:Messaged webchat today, and this was their answer:
"Having looked, it appears we're still verifying your documents and this has been passed to our dedicated team for assessment on the 17th November. That process should take 5-10 working days, and we'll update you on that once that's been processed."
So, should I get a decision between 24 Nov - 1 Dec or is that when it will be passed to underwriters? Confusing...
Not going to stop me messaging everyday, they said that the difference in timescales depends on the individual applications and circumstances 😔Nationwide 85% LTV Direct Apply - Porting & Adding Partner
02/09 - Decision in Principle, Subjective Accept
26/10 - Offer Accepted
07/11 - Application Submitted
11/11 - Valuation Instructed
12/11 - Valuation Booked for 12/11
14/11 - Valuation Report received
15/11 - Hard Search (Credit Karma & Clearscore)
17/11 - Application passed to underwriters
30/11 - Mortgage Offer received.0 -
We’ve managed to renegotiate price. So now our application has been amended to reflect new purchase price and the amount we will now be borrowing. Back to the stress of waiting. I’m hoping we can complete ASAP and get in the house before Christmas. Anyone know how long after an amendment after a down valuation an offer takes?Nationwide Mortgage App 85 LTV
Applying via Broker
Full App 25/09/20
Text Received confirming app received 26/09/20
Text received for Valuation for same day 01/10/20
Broker emailed to say valuation and additional docs awaiting review 06/10/20
Hard search Clearscore 06/10/20
MB requests latest bank statement, sent to MB same day 16/10
13/11 email from broker all docs assessed and acceptable but house down valued.
20/11 purchase price amended0 -
That’s great news though that you’ve managed to negotiate a new price! 😃fingersallcrossed2020 said:We’ve managed to renegotiate price. So now our application has been amended to reflect new purchase price and the amount we will now be borrowing. Back to the stress of waiting. I’m hoping we can complete ASAP and get in the house before Christmas. Anyone know how long after an amendment after a down valuation an offer takes?
We had our valuation on Wednesday so I’m hoping to hear something next week 🤞🏻1 -
Does anyone know are nationwide working the weekend? Or just Monday to Friday0
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Think they're working Saturday's. I got a text last Saturday about our valuation. So we're awaiting a decision now, was hoping to hear today but so far nothing.eeag1987 said:Does anyone know are nationwide working the weekend? Or just Monday to FridayNationwide 85% LTV Direct Apply - Porting & Adding Partner
02/09 - Decision in Principle, Subjective Accept
26/10 - Offer Accepted
07/11 - Application Submitted
11/11 - Valuation Instructed
12/11 - Valuation Booked for 12/11
14/11 - Valuation Report received
15/11 - Hard Search (Credit Karma & Clearscore)
17/11 - Application passed to underwriters
30/11 - Mortgage Offer received.0 -
Has anyone noticed on the Nationwide intermediaries website that they’ve added onto the waiting times “post offer assessment”
Anyone know what that actually means?0 -
I actually don’t, but I’m tempted to ask the webchat service...GN2020 said:Has anyone noticed on the Nationwide intermediaries website that they’ve added onto the waiting times “post offer assessment”
Anyone know what that actually means?Nationwide 85% LTV Direct Apply - Porting & Adding Partner
02/09 - Decision in Principle, Subjective Accept
26/10 - Offer Accepted
07/11 - Application Submitted
11/11 - Valuation Instructed
12/11 - Valuation Booked for 12/11
14/11 - Valuation Report received
15/11 - Hard Search (Credit Karma & Clearscore)
17/11 - Application passed to underwriters
30/11 - Mortgage Offer received.0 -
It’s odd isn’t it, I’ve only just noticed it.Are you on the web chat now?0
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Yep 🤣 waiting in a queue.GN2020 said:It’s odd isn’t it, I’ve only just noticed it.Are you on the web chat now?
They must be sick of me at this rate 🤣Nationwide 85% LTV Direct Apply - Porting & Adding Partner
02/09 - Decision in Principle, Subjective Accept
26/10 - Offer Accepted
07/11 - Application Submitted
11/11 - Valuation Instructed
12/11 - Valuation Booked for 12/11
14/11 - Valuation Report received
15/11 - Hard Search (Credit Karma & Clearscore)
17/11 - Application passed to underwriters
30/11 - Mortgage Offer received.2 -
Intrigued!!GN2020 said:Has anyone noticed on the Nationwide intermediaries website that they’ve added onto the waiting times “post offer assessment”
Anyone know what that actually means?
Keeping everything crossed for a quick outcome for you!!!!fingersallcrossed2020 said:We’ve managed to renegotiate price. So now our application has been amended to reflect new purchase price and the amount we will now be borrowing. Back to the stress of waiting. I’m hoping we can complete ASAP and get in the house before Christmas. Anyone know how long after an amendment after a down valuation an offer takes?1
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