Nationwide Mortgage

singh001

Does anyone know if valuations will still go ahead if they are not desktop based? Bit worried know because of lockdown. Mines booked for the 12th Nov

mh_ww

singh001 said:

Does anyone know if valuations will still go ahead if they are not desktop based? Bit worried know because of lockdown. Mines booked for the 12th Nov

I had a valuation booked for 28th October (I'm in Wales) which was shifted to the 9th November (when our lockdown ends). But the NW intermediary site says that they would still be pressing on with on site valuations as long as certain criteria are met. I'm not sure what happened to mine but I have just left it rather than try and change anything. 

am106

risko said:

I've been watching this thread with great fear as we awaited our Nationwide mortgage application being processed. Happy to say we received our mortgage offer today! Here's our details in case it helps anyone -

FTB, Scotland, 80% LTV using First Home Fund to top up deposit, partner has been on furlough with return to work next week. We used a broker to submit the application.

7/10 - Mortgage application received
8/10 - Valuation booked and accepted (existing home report was used)
16/10 - Hard check on Equifax and Transunion
27/10 - Further documentation requested (partner's latest payslip and a more detailed letter from employer re: return to work after furlough)
29/10 - Further documentation submitted
30/10 - Mortgage offer received

Congrats! How did you hear about the offer via txt?

risko

am106 said:

risko said:

I've been watching this thread with great fear as we awaited our Nationwide mortgage application being processed. Happy to say we received our mortgage offer today! Here's our details in case it helps anyone -

FTB, Scotland, 80% LTV using First Home Fund to top up deposit, partner has been on furlough with return to work next week. We used a broker to submit the application.

7/10 - Mortgage application received
8/10 - Valuation booked and accepted (existing home report was used)
16/10 - Hard check on Equifax and Transunion
27/10 - Further documentation requested (partner's latest payslip and a more detailed letter from employer re: return to work after furlough)
29/10 - Further documentation submitted
30/10 - Mortgage offer received

Congrats! How did you hear about the offer via txt?

Thanks! Both my partner and I got a text and email at the same time.

higgins99

higgins99 said:

higgins99 said:

New here been keeping an eye on this thread for a while now so thought I’d add my timeline in we’re FTB with 80% LTV
Application recieved text 12/10
valuation booked and recieved 13/10
hard credit check 22/10 
and they sent us a gifted deposit form to fill out on the 22nd so that’s been sent back now just a waiting game🤞🏼

So we recieved the offer issued text this morning after 15 working days we’re over the moon, does anyone know how long it will take for the letter to come through the post? Also good luck to everyone hope everyone recieved positive news soon

Mortgage adviser has went over the offer and the wrong purchase price has been put in she’s spoken to them and they’ve said it’s to go back to underwriters and should take another 7 days. She said it will go through fine just another week wasted I suppose we were buzzing to finalise things and get in ASAP 

GN2020

higgins99 said:

higgins99 said:

higgins99 said:

New here been keeping an eye on this thread for a while now so thought I’d add my timeline in we’re FTB with 80% LTV
Application recieved text 12/10
valuation booked and recieved 13/10
hard credit check 22/10 
and they sent us a gifted deposit form to fill out on the 22nd so that’s been sent back now just a waiting game🤞🏼

So we recieved the offer issued text this morning after 15 working days we’re over the moon, does anyone know how long it will take for the letter to come through the post? Also good luck to everyone hope everyone recieved positive news soon

Mortgage adviser has went over the offer and the wrong purchase price has been put in she’s spoken to them and they’ve said it’s to go back to underwriters and should take another 7 days. She said it will go through fine just another week wasted I suppose we were buzzing to finalise things and get in ASAP 

Awesome news that you got your offer 😊
7 days will fly by 😊

fingersallcrossed2020

Apparently we had been referred and we will hear by the end of next week. How does it take two weeks to review some documents!?! I just don’t think this is going to be good news. 

GN2020

fingersallcrossed2020 said:

Apparently we had been referred and we will hear by the end of next week. How does it take two weeks to review some documents!?! I just don’t think this is going to be good news. 

We’re a week ahead of you and last week we were told by our broker that our application had been sent for final checks.
The waiting is awful isn’t it, especially when I read that people are getting decisions quite quickly. 

I’m trying so hard to stay positive but I’m like you, the longer it goes on the more worried I’m getting. 

Really hope it goes well for you! 🤞🏻

RightBobbyDazzler

GN2020 said:

fingersallcrossed2020 said:

Apparently we had been referred and we will hear by the end of next week. How does it take two weeks to review some documents!?! I just don’t think this is going to be good news. 

We’re a week ahead of you and last week we were told by our broker that our application had been sent for final checks.
The waiting is awful isn’t it, especially when I read that people are getting decisions quite quickly. 

I’m trying so hard to stay positive but I’m like you, the longer it goes on the more worried I’m getting. 

Really hope it goes well for you! 🤞🏻

Same here!! Exactly the same position as you!

sacvwgolf

RightBobbyDazzler said:

GN2020 said:

fingersallcrossed2020 said:

Apparently we had been referred and we will hear by the end of next week. How does it take two weeks to review some documents!?! I just don’t think this is going to be good news. 

We’re a week ahead of you and last week we were told by our broker that our application had been sent for final checks.
The waiting is awful isn’t it, especially when I read that people are getting decisions quite quickly. 

I’m trying so hard to stay positive but I’m like you, the longer it goes on the more worried I’m getting. 

Really hope it goes well for you! 🤞🏻

Same here!! Exactly the same position as you!

Same here aswell... hopefully hear something this week