Nationwide Mortgage

GN2020

harmz2361 said:

Hi, joining in on the party 😃 
Application  submitted: 14th October 
Valuation scheduled: 20th October
Valuation carried out: 23rd October 
Valuation report sent: 23rd October
MA got a text on the 26th stating that Nationwide were now doing final checks.

So anxious just want a text 😫 

I’ve been told by our broker today that they’re doing the final checks. 

I’m so nervous. 😬

GN2020

Kiyonari said:

After the phone call to say I've been declined yesterday I've just had a text to say a valuation has been booked?  Are they messing with my !!!!!! head or what, sorry for the language but this is making me ill.

What’s your broker said?? 

Kiyonari

GN2020 said:

Kiyonari said:

After the phone call to say I've been declined yesterday I've just had a text to say a valuation has been booked?  Are they messing with my !!!!!! head or what, sorry for the language but this is making me ill.

What’s your broker said?? 

Didn't use a broker went through one of their mortgage advisors 😭

1234abcdsar

Hi, FTB had this text yesterday:
Application 15/10
Valuation 28/10 
Hi, Nationwide here. We've received the valuation report for your mortgage application. We'll review this and be in touch if we need anymore information.
I am told all standard by my MB, has anyone had an offer after this recently and if so what was the timeline?
Thanks 

RightBobbyDazzler

1234abcdsar said:

Hi, FTB had this text yesterday:
Application 15/10
Valuation 28/10 
Hi, Nationwide here. We've received the valuation report for your mortgage application. We'll review this and be in touch if we need anymore information.
I am told all standard by my MB, has anyone had an offer after this recently and if so what was the timeline?
Thanks 

I got this message on 19/10 and still no news (other than to say that the valuation report was accepted on 21/10)

1234abcdsar

RightBobbyDazzler said:

1234abcdsar said:

Hi, FTB had this text yesterday:
Application 15/10
Valuation 28/10 
Hi, Nationwide here. We've received the valuation report for your mortgage application. We'll review this and be in touch if we need anymore information.
I am told all standard by my MB, has anyone had an offer after this recently and if so what was the timeline?
Thanks 

I got this message on 19/10 and still no news (other than to say that the valuation report was accepted on 21/10)

Oh really, guess it’s just a waiting game. Probably have a couple of weeks still to offer them.

chlo0312

1234abcdsar said:

Hi, FTB had this text yesterday:
Application 15/10
Valuation 28/10 
Hi, Nationwide here. We've received the valuation report for your mortgage application. We'll review this and be in touch if we need anymore information.
I am told all standard by my MB, has anyone had an offer after this recently and if so what was the timeline?
Thanks 

We had this. 

Valuation was booked for the 19/10
We had a text in the evening saying the valuation had been received and one straight after saying our application had been approved and we’d been submitted our offer. 

Fingers crossed for you!

1234abcdsar

chlo0312 said:

1234abcdsar said:

Hi, FTB had this text yesterday:
Application 15/10
Valuation 28/10 
Hi, Nationwide here. We've received the valuation report for your mortgage application. We'll review this and be in touch if we need anymore information.
I am told all standard by my MB, has anyone had an offer after this recently and if so what was the timeline?
Thanks 

We had this. 

Valuation was booked for the 19/10
We had a text in the evening saying the valuation had been received and one straight after saying our application had been approved and we’d been submitted our offer. 

Fingers crossed for you!

Ahh congrats, it seems very inconsistent hopefully we hear soon! 

tigerlily74

I have been reading this thread for a while with growing trepidation. Here is my timeline:

AIP 2nd October
Offer accepted 9th October
Application submitted 26th October
Valuation requested 27th October

we have applied to port our mortgage, same amount, terms etc but to a house worth 510k vs our current property of 138k. So affordability and LTV is fine they say, (though since we first got our mortgage I have gone very part time, had two children, and my husband has had a significant pay rise) no other debts, no adverse markers, never missed a payment on anything. But we are moving in with my mum and she is gifting about 350k as they won’t allow three of us on the mortgage. They have all said verbally it will be fine but the threads I have searched on this, and my solicitor, have all said lots of lenders don’t like it. If we have to we can buy a cheaper house and go mortgage free but we all love this one! So fingers and toes all crossed! 

tigerlily74

also I also I forgot to say, because we are redeeming our mortgage and changing address before we complete on the new purchase, we have to go through a manual application process, and the (lovely and helpful) mortgage advisor said it was taking six weeks for applications to go through and it will be seven days before the valuation is booked!