Nationwide Mortgage

mh_ww

rusty86 said:

Finally! We have had our mortgage offer issued. Thanks for all the support and stories...really helped a very (not finished yet) stressful time! Good luck everyone

Wonderful news, you must be so relieved given you've been waiting since the end of July! It's nice to hear people getting there.

rusty86

mh_ww said:

rusty86 said:

Finally! We have had our mortgage offer issued. Thanks for all the support and stories...really helped a very (not finished yet) stressful time! Good luck everyone

Wonderful news, you must be so relieved given you've been waiting since the end of July! It's nice to hear people getting there.

A lot of sweat 🤣 adrenaline I assume. Sooo relieved

katb88

We are applying for 90 % LTV 
had our hard checks yesterday, but when I asked broker If this was good progress he said it was the usual steps?    I just feel stressed and in limbo as it’s so much waiting. We are first time buyers and with everything going on you never know what’s happening and changing. 

mh_ww

katb88 said:

We are applying for 90 % LTV 
had our hard checks yesterday, but when I asked broker If this was good progress he said it was the usual steps?    I just feel stressed and in limbo as it’s so much waiting. We are first time buyers and with everything going on you never know what’s happening and changing. 

We had ours about 10 days after the application went in, seems to be the thing which is similar for everyone regardless of outcomes 

Tonyw193

rusty86 said:

Finally! We have had our mortgage offer issued. Thanks for all the support and stories...really helped a very (not finished yet) stressful time! Good luck everyone

Congratulations! 

GN2020

rusty86 said:

Finally! We have had our mortgage offer issued. Thanks for all the support and stories...really helped a very (not finished yet) stressful time! Good luck everyone

Congratulations!! 😃😃

GN2020

katb88 said:

Could someone ease my mind please? 

DIP accepted - 2/10
Full application - 2/10
Broker sent all required paperwork - 8/10
Estate agent rang and advised nationwide were doing valuation 13/10 

we have good credit, I’m a key worker last 13 years, hubby self employed 3 years good books. We have two children and pay £750 a month in childcare (have done for last 3 years) 

What’s the next steps is the above good signs?

Thanks in advance  

Woah that’s really quick to get your valuation done? 

Have you gone for a 85% LTV? 

katb88

GN2020 said:

katb88 said:

Could someone ease my mind please? 

DIP accepted - 2/10
Full application - 2/10
Broker sent all required paperwork - 8/10
Estate agent rang and advised nationwide were doing valuation 13/10 

we have good credit, I’m a key worker last 13 years, hubby self employed 3 years good books. We have two children and pay £750 a month in childcare (have done for last 3 years) 

What’s the next steps is the above good signs?

Thanks in advance  

Woah that’s really quick to get your valuation done? 

Have you gone for a 85% LTV? 

No we have gone for 90% LTV 
had hard credit check today 

yrrahd

I've been following this thread since we applied for 90% LTV. We have finally recieved an offer today! In all three of the bank statements I provided I had dipped into my overdraft, and I had one default on my file from 4 years a go. No additional documents were requested.

DIP - 18th Aug
Full Application - 18th Aug
Valuation Booked - 18th Aug
Valuation carried out - 2nd Sept
Valuation Approved - 12th Oct
Offer Recieved - 12th Oct

katb88

yrrahd said:

I've been following this thread since we applied for 90% LTV. We have finally recieved an offer today! In all three of the bank statements I provided I had dipped into my overdraft, and I had one default on my file from 4 years a go. No additional documents were requested.

DIP - 18th Aug
Full Application - 18th Aug
Valuation Booked - 18th Aug
Valuation carried out - 2nd Sept
Valuation Approved - 12th Oct
Offer Recieved - 12th Oct

That’s fab news, did you have any issues with paperwork?