Nationwide Mortgage

hburnett163

Was talking to my partners parents about this whole thread and our situation too and they said that when they remortgaged with nationwide 3 years ago the services was just as poor and slow. 

I’ve been trying to be reasonable and understanding of their workload due to Covid-19 but it would seem that their level of service has been pretty consistent from before the crisis. 

hburnett163

GN2020 said:

Does anyone know the timescales for the application going to the underwriter? 

I know it’s nowhere near as long as some people, but on Monday that’ll be the start of week 4 since our broker submitted the full application.

We’ve heard nothing about the valuation yet so I’m hoping that it’s being looked at now.
I know some people are having valuations done first but we’ve gone for the 90% LTV FTB mortgage so I’m presuming they’ll do the underwriting first. 

Same position as you but about 2 weeks ahead! still waiting on hearing about the valuation being booked, spoke to someone on their phoneline (they're very limited on what they can check on their webchat) and said we could hear on the valuation being booked on either the 15th October when the underwriters have done their initial checks, or the 2nd November once we've cleared all their checks (no idea what the difference if there is one at all and they're not just trying to buy time).

mh_ww

Another week looming. Finding it difficult to think we might progress any further in the next few days. 

GN2020

hburnett163 said:

GN2020 said:

Does anyone know the timescales for the application going to the underwriter? 

I know it’s nowhere near as long as some people, but on Monday that’ll be the start of week 4 since our broker submitted the full application.

We’ve heard nothing about the valuation yet so I’m hoping that it’s being looked at now.
I know some people are having valuations done first but we’ve gone for the 90% LTV FTB mortgage so I’m presuming they’ll do the underwriting first. 

Same position as you but about 2 weeks ahead! still waiting on hearing about the valuation being booked, spoke to someone on their phoneline (they're very limited on what they can check on their webchat) and said we could hear on the valuation being booked on either the 15th October when the underwriters have done their initial checks, or the 2nd November once we've cleared all their checks (no idea what the difference if there is one at all and they're not just trying to buy time).

I’d rather they do all the underwriting first, that way I’ll relax. I’m not concerned about the valuation in all honesty as we got the house for a very good price. 

It’s the underwriting that stresses me out! 

I really hope you get some progress this week! 

GN2020

mh_ww said:

Another week looming. Finding it difficult to think we might progress any further in the next few days. 

I’ll keep everything crossed that you hear something this week! 

Tonyw193

Hopefully people get some offers this week. 

OneOfThem12

Working day 30, hopefully some news this week. 

kathonetwo34

Was told today at the latest if they accept deposit source explanation, and issue the mortgage offer so im waiting patiently, i have convinced my self that it's going to be a no. The other half keeps saying think positively and if he says it one more time!!!! And breath.

mh_ww

kathonetwo34 said:

Was told today at the latest if they accept deposit source explanation, and issue the mortgage offer so im waiting patiently, i have convinced my self that it's going to be a no. The other half keeps saying think positively and if he says it one more time!!!! And breath.

Good luck, hoping you get some good news.

GN2020

kathonetwo34 said:

Was told today at the latest if they accept deposit source explanation, and issue the mortgage offer so im waiting patiently, i have convinced my self that it's going to be a no. The other half keeps saying think positively and if he says it one more time!!!! And breath.

I know it’s easier said than done (and I’m not exactly the picture of patience or calm) but try not to worry about it. It’s out of your control now, you’ve done everything you can, hopefully they’ll accept what you’ve said and you’ll get your offer 😊