We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Nationwide Mortgage
Comments
-
After waiting for 9 weeks that’s fantastic news!! You must be so relieved! 😃😃gboy25 said:
Just got two texts in a row with valuation done and mortgage offer through! What a relief! Only took 46 working days 😂😬gboy25 said:
Yeah its mad. And apparently the mortage broker had a proper stressful call to them and had to practically beg them to get it sorted! God knows what is going on but fingers crossed I'm getting closer now!GN2020 said:
Good god!! That’s dreadful it took this long!gboy25 said:
The 5th august!GN2020 said:
When did you submit your application?gboy25 said:So they finally got my valuation booked in for today. I've not heard anything yet. Those of you who have had them already - did you get an email or text when the valuation was completed?Ours was submitted on 18th September, hard checks done on 28th September but not heard anything about a valuation yet.It’s proper stressful this! 🤣1 -
Literally yesterday when they said it was booked for today. Other than being told by the mortage advisor a few weeks ago that that was the only thing that still needed doing.mh_ww said:
So when was the first thing you heard about the valuation aspect?gboy25 said:
I'm glad this forum was here to keep me sane and know I wasn't alone!mh_ww said:
Fantastic! Wonderful to heargboy25 said:
Just got two texts in a row with valuation done and mortgage offer through! What a relief! Only took 46 working days 😂😬gboy25 said:
Yeah its mad. And apparently the mortage broker had a proper stressful call to them and had to practically beg them to get it sorted! God knows what is going on but fingers crossed I'm getting closer now!GN2020 said:
Good god!! That’s dreadful it took this long!gboy25 said:
The 5th august!GN2020 said:
When did you submit your application?gboy25 said:So they finally got my valuation booked in for today. I've not heard anything yet. Those of you who have had them already - did you get an email or text when the valuation was completed?Ours was submitted on 18th September, hard checks done on 28th September but not heard anything about a valuation yet.It’s proper stressful this! 🤣1 -
GN2020 said:
After waiting for 9 weeks that’s fantastic news!! You must be so relieved! 😃😃gboy25 said:
Just got two texts in a row with valuation done and mortgage offer through! What a relief! Only took 46 working days 😂😬gboy25 said:
Yeah its mad. And apparently the mortage broker had a proper stressful call to them and had to practically beg them to get it sorted! God knows what is going on but fingers crossed I'm getting closer now!GN2020 said:
Good god!! That’s dreadful it took this long!gboy25 said:
The 5th august!GN2020 said:
When did you submit your application?gboy25 said:So they finally got my valuation booked in for today. I've not heard anything yet. Those of you who have had them already - did you get an email or text when the valuation was completed?Ours was submitted on 18th September, hard checks done on 28th September but not heard anything about a valuation yet.It’s proper stressful this! 🤣
Yes very very relieved! 🙌🙌GN2020 said:
After waiting for 9 weeks that’s fantastic news!! You must be so relieved! 😃😃gboy25 said:
Just got two texts in a row with valuation done and mortgage offer through! What a relief! Only took 46 working days 😂😬gboy25 said:
Yeah its mad. And apparently the mortage broker had a proper stressful call to them and had to practically beg them to get it sorted! God knows what is going on but fingers crossed I'm getting closer now!GN2020 said:
Good god!! That’s dreadful it took this long!gboy25 said:
The 5th august!GN2020 said:
When did you submit your application?gboy25 said:So they finally got my valuation booked in for today. I've not heard anything yet. Those of you who have had them already - did you get an email or text when the valuation was completed?Ours was submitted on 18th September, hard checks done on 28th September but not heard anything about a valuation yet.It’s proper stressful this! 🤣1 -
Amazing news!!!gboy25 said:
Just got two texts in a row with valuation done and mortgage offer through! What a relief! Only took 46 working days 😂😬gboy25 said:
Yeah its mad. And apparently the mortage broker had a proper stressful call to them and had to practically beg them to get it sorted! God knows what is going on but fingers crossed I'm getting closer now!GN2020 said:
Good god!! That’s dreadful it took this long!gboy25 said:
The 5th august!GN2020 said:
When did you submit your application?gboy25 said:So they finally got my valuation booked in for today. I've not heard anything yet. Those of you who have had them already - did you get an email or text when the valuation was completed?Ours was submitted on 18th September, hard checks done on 28th September but not heard anything about a valuation yet.It’s proper stressful this! 🤣
We are now working day 41 and ready to just apply somewhere else we are that fed up with Nationwide
1 -
Can someone advise what the mortgage consultants call is like? Do they basically go through the same as when applying for the DIP and do you then know, as part of that conversation, if they are prepared to offer (with the caveat it will be based on the valuation which I knows comes later). Or, do they just take down all the details and then you have to wait until the valuation etc (several weeks later on, from what I've read here) until you finally know whether they are actually going to make any sort of offer? I've very little faith in the process and having had difficulty with the DIP, I'm feeling quite anxious whilst waiting for my appointment which isn't until 20th October.0
-
So frustratingly isn't it. Hope for good news soonFrances13 said:
Amazing news!!!gboy25 said:
Just got two texts in a row with valuation done and mortgage offer through! What a relief! Only took 46 working days 😂😬gboy25 said:
Yeah its mad. And apparently the mortage broker had a proper stressful call to them and had to practically beg them to get it sorted! God knows what is going on but fingers crossed I'm getting closer now!GN2020 said:
Good god!! That’s dreadful it took this long!gboy25 said:
The 5th august!GN2020 said:
When did you submit your application?gboy25 said:So they finally got my valuation booked in for today. I've not heard anything yet. Those of you who have had them already - did you get an email or text when the valuation was completed?Ours was submitted on 18th September, hard checks done on 28th September but not heard anything about a valuation yet.It’s proper stressful this! 🤣
We are now working day 41 and ready to just apply somewhere else we are that fed up with Nationwide
0 -
Was hoping someone could tell me how long it took from getting their mortgage offer text to receiving it through the post? Received my text 30/09 but still not had the paperwork through.0
-
Amalice said:Was hoping someone could tell me how long it took from getting their mortgage offer text to receiving it through the post? Received my text 30/09 but still not had the paperwork through.
We got our text on 21 September. Our letter arrived on 1 October, so just over a week later. Hope this helps!
Craft target 2020 - 17/20 projects complete1 -
Interesting! Thanks for letting me knowgboy25 said:
Literally yesterday when they said it was booked for today. Other than being told by the mortage advisor a few weeks ago that that was the only thing that still needed doing.mh_ww said:
So when was the first thing you heard about the valuation aspect?gboy25 said:
I'm glad this forum was here to keep me sane and know I wasn't alone!mh_ww said:
Fantastic! Wonderful to heargboy25 said:
Just got two texts in a row with valuation done and mortgage offer through! What a relief! Only took 46 working days 😂😬gboy25 said:
Yeah its mad. And apparently the mortage broker had a proper stressful call to them and had to practically beg them to get it sorted! God knows what is going on but fingers crossed I'm getting closer now!GN2020 said:
Good god!! That’s dreadful it took this long!gboy25 said:
The 5th august!GN2020 said:
When did you submit your application?gboy25 said:So they finally got my valuation booked in for today. I've not heard anything yet. Those of you who have had them already - did you get an email or text when the valuation was completed?Ours was submitted on 18th September, hard checks done on 28th September but not heard anything about a valuation yet.It’s proper stressful this! 🤣1 -
Hi all,
I have been watching this thread for a few weeks. Got my mortgage offer yesterday (85% LTV). Here is my timeline:
15/09 - Application submitted
16/09 - Text stating valuation booked for 22/09
25/09 - Had information from the broker that it was undervalued by lender
25/09 - Hard search appeared on Credit Karma
26/09 - Negotiated with the seller a new price based on valuation
08/10 - Offer issued,
Seems like a quick turn around compred to others - 17 working days!
0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.4K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.4K Work, Benefits & Business
- 601.2K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards