Halifax Valuation Timeline/ Underwriter

Lipstick99

Els100 said:

dpenney22 said:

I am at week 5 with Halifax. Had my valuation done 2 weeks ago and all was fine, no more has been asked from me apart from the initial documents on week 1. Mortgage broker just keeps saying "there are delays for everyone" which is very frustrating because 2.5 weeks since valuation and nothing else being asked.. I don't know what the wait is really?

We have had an offer in 9 days which is amazing considering. All the best in getting an offer. 

Got my offer in 7 days... Offer came to broker yesterday.
Amazed!!! 

shakAFC

Lipstick99 said:

Els100 said:

dpenney22 said:

I am at week 5 with Halifax. Had my valuation done 2 weeks ago and all was fine, no more has been asked from me apart from the initial documents on week 1. Mortgage broker just keeps saying "there are delays for everyone" which is very frustrating because 2.5 weeks since valuation and nothing else being asked.. I don't know what the wait is really?

We have had an offer in 9 days which is amazing considering. All the best in getting an offer. 

Got my offer in 7 days... Offer came to broker yesterday.
Amazed!!! 

Congrats!! Was your case quite straight forward? 

Only thing I’m really worried about is them down valuing the house!

Marqos

dpenney22 said:

I am at week 5 with Halifax. Had my valuation done 2 weeks ago and all was fine, no more has been asked from me apart from the initial documents on week 1. Mortgage broker just keeps saying "there are delays for everyone" which is very frustrating because 2.5 weeks since valuation and nothing else being asked.. I don't know what the wait is really?

Unless yours is a difficult case or your are self employed, I would suspect you MB is not really on top of it...
I was having that feeling with mine and then decided to go direct. Good luck!

shakAFC

Marqos said:

dpenney22 said:

I am at week 5 with Halifax. Had my valuation done 2 weeks ago and all was fine, no more has been asked from me apart from the initial documents on week 1. Mortgage broker just keeps saying "there are delays for everyone" which is very frustrating because 2.5 weeks since valuation and nothing else being asked.. I don't know what the wait is really?

Unless yours is a difficult case or your are self employed, I would suspect you MB is not really on top of it...
I was having that feeling with mine and then decided to go direct. Good luck!

Was your case quite straight forward? What documents did they request?

Marqos

shakAFC said:

Marqos said:

dpenney22 said:

I am at week 5 with Halifax. Had my valuation done 2 weeks ago and all was fine, no more has been asked from me apart from the initial documents on week 1. Mortgage broker just keeps saying "there are delays for everyone" which is very frustrating because 2.5 weeks since valuation and nothing else being asked.. I don't know what the wait is really?

Unless yours is a difficult case or your are self employed, I would suspect you MB is not really on top of it...
I was having that feeling with mine and then decided to go direct. Good luck!

Was your case quite straight forward? What documents did they request?

My case is still not completed, but hopefully this week - fingers crossed! 
So far have been asked for proof of income only.
Got mortgage promise letter last week (not mortgage offer).

shakAFC

Just had a call from Halifax asking about companies I own on companies house. They just confirmed a few details and asked about my job. 

Anyone else had this?

Gem_M90

Application resubmitted a 2nd time and been back with Halifax underwriters since 03/09, broker has said to expect 5-6 working days so hopefully by the end of the week I'll have an outcome. 
Underwriters flagged credit discrepancies 1st time round with credit on my file that hadn't updated yet. Sent all the evidence that it's been paid, broker resubmitted and Halifax accepted the application but it goes automatically to the underwriters as it had been flagged 1st time round. My broker reckons the fact Halfax have accepted the 2nd application can only be a good thing as all the underwriters flagged was the credit discrepancy which we've now sent evidence of... fingers crossed. 

Marqos

arghhh valuation (by esurv) was supposed to happen today and was postponed to thursday - Is this a regular event?
Thanks

sofsar

justme200194 said:

Absolutely stunned but we’ve had our mortgage offer today subject to survey this Friday! So we have won our appeal with Halifax after they initially declined! Cannot believe it, we honestly didn’t think they would change their minds! 

Hi. what did they decline it over??
mines been initially declined with NatWest but currently under underwriting but wait is so eager  

Gem_M90

sofsar said:

justme200194 said:

Absolutely stunned but we’ve had our mortgage offer today subject to survey this Friday! So we have won our appeal with Halifax after they initially declined! Cannot believe it, we honestly didn’t think they would change their minds! 

Hi. what did they decline it over??
mines been initially declined with NatWest but currently under underwriting but wait is so eager  

I'm in my 2nd lot of underwriting with Halifax and have been told I should know by the end of this week, which will be 4 weeks in total. Only had the hard searches the day or 2 after initial application and nothing since. Nerve wracking!