Halifax Valuation Timeline/ Underwriter

Els100

Marqos said:

MaryNB said:

Marqos said:

Hi all,
Thanks do much for sharing your experiences.
We have just sent full application earlier this week after AIP being issued. Valuation booked for next week with esurv and required payslips uploaded into the system.

Does Halifax ask for a lot more information/documents after this?

Thanks so much

I'm not quite in the same situation - I'm not self-employed. However, once I submitted the required documents to Halifax (payslip, show ID at a branch) they booked the valuation and didn't ask for anything else. When the rang me to pay the product fee I asked if there was anything else needed from me. I mentioned that some of my deposit was gifted and asked if they needed a letter to confirm it was a gift, not a loan. I was told they didn't need it and no other documents were outstanding. 
I was surprised at how little they required from me.

Hi Mary
Thanks for your feedback. I am not self employed...
So far I have been asked for payslips only and not ID, so found that strange... 
So was wondering if most peoples experience is the same? Only payslips?

Thanks

We had to send over 3 months bank statements showing all incomes, also passport ID's. Thats it for us so far. 

Marqos

Els100 said:

Marqos said:

MaryNB said:

Marqos said:

Hi all,
Thanks do much for sharing your experiences.
We have just sent full application earlier this week after AIP being issued. Valuation booked for next week with esurv and required payslips uploaded into the system.

Does Halifax ask for a lot more information/documents after this?

Thanks so much

I'm not quite in the same situation - I'm not self-employed. However, once I submitted the required documents to Halifax (payslip, show ID at a branch) they booked the valuation and didn't ask for anything else. When the rang me to pay the product fee I asked if there was anything else needed from me. I mentioned that some of my deposit was gifted and asked if they needed a letter to confirm it was a gift, not a loan. I was told they didn't need it and no other documents were outstanding. 
I was surprised at how little they required from me.

Hi Mary
Thanks for your feedback. I am not self employed...
So far I have been asked for payslips only and not ID, so found that strange... 
So was wondering if most peoples experience is the same? Only payslips?

Thanks

We had to send over 3 months bank statements showing all incomes, also passport ID's. Thats it for us so far. 

Thanks Els! Were you asked for all of that at the time of full application or soon afterwards? My question is whether you were asked for documents at different times? thanks!!

Els100

Marqos said:

Els100 said:

Marqos said:

MaryNB said:

Marqos said:

Hi all,
Thanks do much for sharing your experiences.
We have just sent full application earlier this week after AIP being issued. Valuation booked for next week with esurv and required payslips uploaded into the system.

Does Halifax ask for a lot more information/documents after this?

Thanks so much

I'm not quite in the same situation - I'm not self-employed. However, once I submitted the required documents to Halifax (payslip, show ID at a branch) they booked the valuation and didn't ask for anything else. When the rang me to pay the product fee I asked if there was anything else needed from me. I mentioned that some of my deposit was gifted and asked if they needed a letter to confirm it was a gift, not a loan. I was told they didn't need it and no other documents were outstanding. 
I was surprised at how little they required from me.

Hi Mary
Thanks for your feedback. I am not self employed...
So far I have been asked for payslips only and not ID, so found that strange... 
So was wondering if most peoples experience is the same? Only payslips?

Thanks

We had to send over 3 months bank statements showing all incomes, also passport ID's. Thats it for us so far. 

Thanks Els! Were you asked for all of that at the time of full application or soon afterwards? My question is whether you were asked for documents at different times? thanks!!

Our MB asked for all before application. 

Marqos

Els100 said:

Marqos said:

Els100 said:

Marqos said:

MaryNB said:

Marqos said:

Hi all,
Thanks do much for sharing your experiences.
We have just sent full application earlier this week after AIP being issued. Valuation booked for next week with esurv and required payslips uploaded into the system.

Does Halifax ask for a lot more information/documents after this?

Thanks so much

I'm not quite in the same situation - I'm not self-employed. However, once I submitted the required documents to Halifax (payslip, show ID at a branch) they booked the valuation and didn't ask for anything else. When the rang me to pay the product fee I asked if there was anything else needed from me. I mentioned that some of my deposit was gifted and asked if they needed a letter to confirm it was a gift, not a loan. I was told they didn't need it and no other documents were outstanding. 
I was surprised at how little they required from me.

Hi Mary
Thanks for your feedback. I am not self employed...
So far I have been asked for payslips only and not ID, so found that strange... 
So was wondering if most peoples experience is the same? Only payslips?

Thanks

We had to send over 3 months bank statements showing all incomes, also passport ID's. Thats it for us so far. 

Thanks Els! Were you asked for all of that at the time of full application or soon afterwards? My question is whether you were asked for documents at different times? thanks!!

Our MB asked for all before application. 

That makes sense. We went direct to Halifax...

Marqos

Update: Spoke to Halifax this morning and was told that the payslips were approved and nothing else was necessary. Now just waiting for valuation. I'm amazed!

Els100

Marqos said:

Update: Spoke to Halifax this morning and was told that the payslips were approved and nothing else was necessary. Now just waiting for valuation. I'm amazed!

That's good news. We had our valuation this morning and waiting for the valuer to get back to the office and upload the report. I must be doing my MB's head in......

Marqos

Els100 said:

Marqos said:

Update: Spoke to Halifax this morning and was told that the payslips were approved and nothing else was necessary. Now just waiting for valuation. I'm amazed!

That's good news. We had our valuation this morning and waiting for the valuer to get back to the office and upload the report. I must be doing my MB's head in......

Good luck @Els100! Let us know when have updates!

Els100

Update - MB just called with good news the valuation was ok and he had the offer on email from Halifax. He was surprised how quick it was sent through as they are so busy, I guess its automated at this stage?  Such a relief as we've already exchanged and moving in 7 weeks!!!!

dpenney22

I am at week 5 with Halifax. Had my valuation done 2 weeks ago and all was fine, no more has been asked from me apart from the initial documents on week 1. Mortgage broker just keeps saying "there are delays for everyone" which is very frustrating because 2.5 weeks since valuation and nothing else being asked.. I don't know what the wait is really?

Els100

dpenney22 said:

I am at week 5 with Halifax. Had my valuation done 2 weeks ago and all was fine, no more has been asked from me apart from the initial documents on week 1. Mortgage broker just keeps saying "there are delays for everyone" which is very frustrating because 2.5 weeks since valuation and nothing else being asked.. I don't know what the wait is really?

We have had an offer in 9 days which is amazing considering. All the best in getting an offer.