Santander mortgage timeline

kathrynproost

Our MA says it’s showing as approved online so they have chased them today to find out what’s going on

NatNat77

peacetrustlove said:

Congrats mate. I'm the only one remaining from our lot from back in March/April 

I actually applied in early March too and I'm still waiting, although I did pause my app for two weeks as our chain collapsed at the top and I have to pay £740 for our valuation, which I didn't want to go to waste (again). I only recently posted back on this thread though, just thought it might make you feel better to know you're not the only one who has been waiting for ever 😬

Cookie211

peacetrustlove said:

Cookie211 said:

Had a email the vendor is happy to take £2000 off but we happy with that as we think the house is worth it as it’s had an extension plus attic room is done, I have actually got a smile on my face for a change, good luck all 

Congrats mate. I'm the only one remaining from our lot from back in March/April 

Thank you, have u heard anything yet? What’s your broker saying 

Cookie211

kaylou88 said:

Hi All
We got a DIP on 6th May, applied in full via our broker on the 7th May, had valuation on 14th May (last Friday) the suspense of this is insane I just want to know if it’s going to be accepted or not! Because we have done it via a broker we don’t get the online updates, generally how soon after valuations does it take to hear back? Many thanks. 

When we applied back in March we had a desktop valuation then went to underwriters, house fell through, our mortgage is issues for 6 months so we found another house had valuation Thursday and had new mortgage offer yesterday but it didn’t have to go bk to underwriters as they already offered us a mortgage so it was just change of address and valuation, ring your broker see if they can chase them 

ubayd95

NatNat77 said:

Ah that's great news Cookie! Congrats hopefully you'll be able to join the Waiting to exchange thread soon 🤪

Where's this waiting to exchange thread?

Cookie211

ubayd95 said:

NatNat77 said:

Ah that's great news Cookie! Congrats hopefully you'll be able to join the Waiting to exchange thread soon 🤪

Where's this waiting to exchange thread?

Yes I would like to know this 

kaylou88

Cookie211 said:

kaylou88 said:

Hi All
We got a DIP on 6th May, applied in full via our broker on the 7th May, had valuation on 14th May (last Friday) the suspense of this is insane I just want to know if it’s going to be accepted or not! Because we have done it via a broker we don’t get the online updates, generally how soon after valuations does it take to hear back? Many thanks. 

When we applied back in March we had a desktop valuation then went to underwriters, house fell through, our mortgage is issues for 6 months so we found another house had valuation Thursday and had new mortgage offer yesterday but it didn’t have to go bk to underwriters as they already offered us a mortgage so it was just change of address and valuation, ring your broker see if they can chase them 

Thank you so much for your reply. That’s great you’ve got your offer.  I will chase broker today see if they can chase them. I miss the days mortgages were accepted in a day 😂

ubayd95

Just to keep you guys updated on how things are going with me.
Draft contracts have been received by solicitors now. Searches are underway, 3 have come back already, just waiting on the rest.
Hoping there isn't many enquiries! Hoping I can complete by June or early July latest ...

Cookie211

kaylou88 said:

Cookie211 said:

kaylou88 said:

Hi All
We got a DIP on 6th May, applied in full via our broker on the 7th May, had valuation on 14th May (last Friday) the suspense of this is insane I just want to know if it’s going to be accepted or not! Because we have done it via a broker we don’t get the online updates, generally how soon after valuations does it take to hear back? Many thanks. 

When we applied back in March we had a desktop valuation then went to underwriters, house fell through, our mortgage is issues for 6 months so we found another house had valuation Thursday and had new mortgage offer yesterday but it didn’t have to go bk to underwriters as they already offered us a mortgage so it was just change of address and valuation, ring your broker see if they can chase them 

Thank you so much for your reply. That’s great you’ve got your offer.  I will chase broker today see if they can chase them. I miss the days mortgages were accepted in a day 😂

No problem, good luck keep us updated 🤞🤞🤞

Cookie211

ubayd95 said:

Just to keep you guys updated on how things are going with me.
Draft contracts have been received by solicitors now. Searches are underway, 3 have come back already, just waiting on the rest.
Hoping there isn't many enquiries! Hoping I can complete by June or early July latest ...

Aww how exciting, hope it goes smoothly for u, good luck 🤞