We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Santander mortgage timeline

1325326328330331431

Comments

  • lg220701
    lg220701 Posts: 32 Forumite
    10 Posts
    Cookie211 said:
    Had a email the vendor is happy to take £2000 off but we happy with that as we think the house is worth it as it’s had an extension plus attic room is done, I have actually got a smile on my face for a change, good luck all 
    Ahhh finally some good news for you! Happy for you !

  • 031192vy353
    031192vy353 Posts: 107 Forumite
    100 Posts Name Dropper
    Cookie211 said:
    Had a email the vendor is happy to take £2000 off but we happy with that as we think the house is worth it as it’s had an extension plus attic room is done, I have actually got a smile on my face for a change, good luck all 
    Delighted for you!! Hopefully won't be long for you now. 
  • NatNat77
    NatNat77 Posts: 314 Forumite
    Eighth Anniversary 100 Posts Name Dropper Combo Breaker
    Ah that's great news Cookie! Congrats :) hopefully you'll be able to join the Waiting to exchange thread soon 🤪
  • We have a good news story. We applied via an excellent MB on 30th April, the valuation was done on-site 11th May. We had to provide proof of deposit, but this was our fault as we hadn't rounded all the money up, which we provided 12th May. MB advised went to underwriters 2pm yesterday. No other questions and approval was 10.30am today. MB gets the offer electronically, so get this today (but it is also posted by Santander). This was on 40% LTV but on interest only, so really pleased to get this through. What a stressful time it causes! Good luck to everyone else in their journey.
  • Leanne1038
    Leanne1038 Posts: 25 Forumite
    10 Posts
    How's everyone getting on? MA told
    us the valuation has been done and everything is satisfactory and that we're just waiting on the offer now. However we know we've still got a lot of painful waiting to see if our buyers are approved their mortgage too, since they only applied a few days back it's going to be painfully long!! X
  • Still nothing
    MA says service levels are two days - ours passed to underwriters on Friday 14th May 

    we had the valuation on 4th May!

    wonder what on earth is going on and have such a bad feeling. Checking my emails constantly!!
  • Cookie211 said:
    Had a email the vendor is happy to take £2000 off but we happy with that as we think the house is worth it as it’s had an extension plus attic room is done, I have actually got a smile on my face for a change, good luck all 
    Congrats mate. I'm the only one remaining from our lot from back in March/April 
  • Hi everyone :)
    I have an FTB 90% application in at the moment via a broker. Submitted on 06/05, hard search done 06/05, valuation done on 13/05, valuation back at asking price 14/05,  additional documents requested and submitted 18/05
    I got one email from Santander this whole time when the application was submitted saying it had been received. I have since received nothing directly, only questions via my broker.
    Did any of you guys still get email/text updates if going through a broker?
    I am assuming it is with the underwriters now but not sure whether I would get a notification myself saying this. 
    Any info would be appreciated, thank you :)
  • Hi everyone :)
    I have an FTB 90% application in at the moment via a broker. Submitted on 06/05, hard search done 06/05, valuation done on 13/05, valuation back at asking price 14/05,  additional documents requested and submitted 18/05
    I got one email from Santander this whole time when the application was submitted saying it had been received. I have since received nothing directly, only questions via my broker.
    Did any of you guys still get email/text updates if going through a broker?
    I am assuming it is with the underwriters now but not sure whether I would get a notification myself saying this. 
    Any info would be appreciated, thank you :)
    We are using a broker and just get updates
    had one email from Santander on 19 April when our full application went in. Nothing else! 
  • kaylou88
    kaylou88 Posts: 10 Forumite
    Fourth Anniversary 10 Posts Combo Breaker
    Hi All
    We got a DIP on 6th May, applied in full via our broker on the 7th May, had valuation on 14th May (last Friday) the suspense of this is insane I just want to know if it’s going to be accepted or not! Because we have done it via a broker we don’t get the online updates, generally how soon after valuations does it take to hear back? Many thanks. 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.