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Santander mortgage timeline
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No my application went in on 17/03 and we were declined on 09/04 but willing to reopen it with April payslip. So it's at underwriters now to be assessed now with new document that they asked for. It's been with them from Friday and they're working in 2 days so I'm hoping for some sort of outcome tomorrowLo3n8 said:
Thanks. We've gone directly without using a broker and just applied online ourselves. Weve submitted the same documents. Have you recieved the mortgage offer?I don't think we were asked the affordability question though my mortgage advisor just sent proof of my child benefit through my bank statement. We are 90% ltv over 30 years and my little one is 20 -
We've had a very similar drama with HSBC so submitted to Santander last night and they've actually come back this afternoon after I first posted this and approved the documents and just requested a few additional so fingers crossed for you yours moves fast too!1
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MORTGAGE FINALLY APPROVED!0
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Amazing congratulations! Is your survey done?031192vy353 said:MORTGAGE FINALLY APPROVED!1 -
Yaaaay! Congratulations!! Mine went to the underwriters yesterday. The text I received said I should hear within 3 working days.. hoping to hear tomorrow though!031192vy353 said:MORTGAGE FINALLY APPROVED!
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Yay congrats!!031192vy353 said:MORTGAGE FINALLY APPROVED!0 -
Congratulations 🥳 amazing news031192vy353 said:MORTGAGE FINALLY APPROVED!0 -
Congratulations!!!!!031192vy353 said:MORTGAGE FINALLY APPROVED!I’m hoping to hear something tomorrow. Have you had your valuation? What’s your timeline since reopening your application?0 -
Ours went to the underwriters yesterday too 🙈 would love to hear tomorrow!!Wd85 said:
Yaaaay! Congratulations!! Mine went to the underwriters yesterday. The text I received said I should hear within 3 working days.. hoping to hear tomorrow though!031192vy353 said:MORTGAGE FINALLY APPROVED!0 -
15/03 dip approvedSierra_Juliette said:
Congratulations!!!!!031192vy353 said:MORTGAGE FINALLY APPROVED!I’m hoping to hear something tomorrow. Have you had your valuation? What’s your timeline since reopening your application?17/03 Santander received full application18/03 Documents requested18/03 physical valuation instructed for 23/0322/03 application with underwriters22/03 more documents requested23/03 physical valuation completed29/03 more documents sent30/3 referred back to underwriters queue31/03 query regarding furlough31/03 back to underwriters queue07/04 more documents uploaded09/04 underwriter queue09/04 decision - mortgage on hold, awaiting April payslip.21/04 April payslip submitted23/04 Application reopened. Payslip accepted. Back in underwriting queue.27/04 Mortgage approved
Very very long 6 weeks for us with what should of been straight forward case but anyway. All done now thankfully1
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