Santander mortgage timeline

peacetrustlove

Cookie211 said:

really hope I have a update today,thought it would of been yesterday,starting to have a bad feeling now,got to keep busy  🤯🤯 anyone had any news from Santander?

 Nothing for us yet. Last sent business bank statements yesterday. We’ve been back and forth 3-4 times. We’ve had a desktop valuation and then an internal valuation was instructed. That wasted a couple of weeks. Perhaps because our property is high value (750k)

031192vy353

peacetrustlove said:

Cookie211 said:

really hope I have a update today,thought it would of been yesterday,starting to have a bad feeling now,got to keep busy  🤯🤯 anyone had any news from Santander?

 Nothing for us yet. Last sent business bank statements yesterday. We’ve been back and forth 3-4 times. We’ve had a desktop valuation and then an internal valuation was instructed. That wasted a couple of weeks. Perhaps because our property is high value (750k)

Yeah we sent more documents requested by underwriter yesterday. And atm they're on the 30th for those. Then another 2 days to wait for underwriter decision. Its all stressing me out now even more. Ma said realistically we won't hear to next week because of all of the toing and froing 

Cookie211

They asked for extra doc on Monday which were sent straight over Monday, mb did say he’s hoping he would here by today but did say prob will be Tuesday nw,but he’s going to chase them this afternoon, I don’t understand 30th March wait another 2 day when I sent mine in Monday and Still waiting for a response,think I’m just being really impatient lol 

Valxxxx

So pleased

Cookie211

Valxxxx said:

So pleased

Valxxxx said:

So pleased

Congratulations 🎉 did you have a text before your broker knew? Also were you waiting long for the offer? Thanks 

peacetrustlove

Valxxxx said:

So pleased

Congrats. Hope your move goes smooth and swift. 

031192vy353

Valxxxx said:

So pleased

Congratulations I'm sure you are delighted. Very jealous of this, hopefully won't be long behind you. 

cloudkicker18

Goods news! Congrats! Hope the rest of us will follow suit shortly. 

I've emailed my broker this morning and apparently like others I'm in the underwriters queue. Doubt I'll hear more now until after the Easter weekend now. 

peacetrustlove

cloudkicker18 said:

Goods news! Congrats! Hope the rest of us will follow suit shortly. 

I've emailed my broker this morning and apparently like others I'm in the underwriters queue. Doubt I'll hear more now until after the Easter weekend now. 

I've done the same. I do not understand how my MA works though as he won't normally respond to my texts or emails. Perhaps he's just tired of me hassling him lol. But he has kept me well informed all throughout the process and has worked efficiently as far as I can make it out. There are still a few hours left today. FIngers crossed and wishing everyone well.

Cookie211

Wouldn’t it be nice if we all had a text to say mortgage offer on its way,want to start house buying but to scared to even look a min lol