Santander mortgage timeline

lsim88

Capri84 said:

lsim88 said:

Ok timeline 

29/3 - Dip accepted 
29/3 - Mortgage application accepted 
30/3 - Valuation Booked for 31/3

Ooft. Nice. 

What LTV?

90% Ltv! Haven’t heard much from Mb tho

cloudkicker18

Not sure where I am at the moment with my application. At the moment just hoping no news is good news. 
Application has been in just under 1 week so not sure if too early to be pestering for updates.

Cookie211

cloudkicker18 said:

Not sure where I am at the moment with my application. At the moment just hoping no news is good news. 
Application has been in just under 1 week so not sure if too early to be pestering for updates.

cloudkicker18 said:

Not sure where I am at the moment with my application. At the moment just hoping no news is good news. 
Application has been in just under 1 week so not sure if too early to be pestering for updates.

Ours is a week tomorrow,we have had a desktop valuation, requested extra to see if we paid things off like my sofa and then should have a offer, fingers crossed 

cloudkicker18

Has your broker kept you up to date as it has gone on or have you had to chase? All I know with my application is I can see there has been a couple of hard checks on my Experian file. 

Cookie211

cloudkicker18 said:

Has your broker kept you up to date as it has gone on or have you had to chase? All I know with my application is I can see there has been a couple of hard checks on my Experian file. 

My broker has kept us up to date on everything, just hoping we will hear by tomorrow 

031192vy353

Cookie211 said:

cloudkicker18 said:

Has your broker kept you up to date as it has gone on or have you had to chase? All I know with my application is I can see there has been a couple of hard checks on my Experian file. 

My broker has kept us up to date on everything, just hoping we will hear by tomorrow 

Santander came back with more queries today for us. Hoping we're nearly there! 

peacetrustlove

peacetrustlove said:

Just revised the timeline and reformatted it for fellow-mortgage applicants

24/02 DIP

24/02 Experian Soft Check

02/03 Full Application

05/03 Valuation Instructed

11/03 Desktop Valuation 

15/03 Documents Requested

16/03 Documents Submitted by MA

16/03 Experian Hard Check

18/03 Internal Valuation Instructed

23/03 Internal Valuation Completed

25/03 Valuation Report Received
The Waiting Game Continues

30/03 Existing property query. Back to queue. 

31/03 Tax Overview for previous 2 years and 3 months Business Statements requested. Back to queue. 

Hoping we are almost there. 😬

Cookie211

It’s a pain as I suppose they off Friday and Monday as it’s bank holiday 

031192vy353

Cookie211 said:

It’s a pain as I suppose they off Friday and Monday as it’s bank holiday 

I take it everytime you submit answers to their queries you get put to the back of the underwriting queue again? 

Cookie211

031192vy353 said:

Cookie211 said:

It’s a pain as I suppose they off Friday and Monday as it’s bank holiday 

I take it everytime you submit answers to their queries you get put to the back of the underwriting queue again? 

Yes that’s right, horrible to wait all the time