Santander mortgage timeline

peacetrustlove

I’ve had a further query from the lenders today to which MA has responded. Back to underwriters queue again 😬

peacetrustlove

z060291 said:

We’ve been accepted!!!! 🥳🥳🥳

Congrats. Best wishes with your move. 

Cookie211

Anyone know the turnover time with underwriters please 

031192vy353

Cookie211 said:

Anyone know the turnover time with underwriters please 

It's 2 days at the minute. 

Cookie211

031192vy353 said:

Cookie211 said:

Anyone know the turnover time with underwriters please 

It's 2 days at the minute. 

So our docs they received yesterday,should we hear tomorrow thanks 

SamDunn78

Hi all,
so I know everyone is interested in the time line. So here is ours. 

25/3 - application submitted late evening
26/3 - credit searches show on Experian
29/3 - MB says valuation done (desktop) and gone to underwriters
30/03 - MB says mortgage has been approved, and will send over offer when she has checked it
My husband has never been on Furlough, I am on flexi furlough but had a letter from my employer with regards to returning full time on the 12th April.
Stay Strong 💪 

cloudkicker18

@Cookie211
My mortgage was applied for via my broker on the 25th too. Like you praying for an offer. It will be interesting if our timelines will be similar. 

Other contributors have posted this link which seems helpful to get a guide on how long things are currently taking with Santender. I've not been on here long enough to post the link but I'm sure someone will be kind enough to post it. At the moment it says average time to an offer 12 working days. 

I've tried to be prepared for whenever my application gets to the underwriters and sent latest bank statements and pay slips as I receive them just in case they get requested - I suppose by sending them I'm also hinting to my broker to give me an update even if the update is no update. 

cloudkicker18

SamDunn78 said:

Hi all,
so I know everyone is interested in the time line. So here is ours. 

25/3 - application submitted late evening
26/3 - credit searches show on Experian
29/3 - MB says valuation done (desktop) and gone to underwriters
30/03 - MB says mortgage has been approved, and will send over offer when she has checked it
My husband has never been on Furlough, I am on flexi furlough but had a letter from my employer with regards to returning full time on the 12th April.
Stay Strong 💪 

Wow thats really quick!! Congats! 

Valxxxx

I have just heard back from our MA
The case has been agreed by the underwriters so no other documents requested.They are just checking the valuation report and preparing the mortgage offer so we should have a hard copy immintently.
CAn I take this as it is approved 🥰☺️? 

Cookie211

SamDunn78 said:

Hi all,
so I know everyone is interested in the time line. So here is ours. 

25/3 - application submitted late evening
26/3 - credit searches show on Experian
29/3 - MB says valuation done (desktop) and gone to underwriters
30/03 - MB says mortgage has been approved, and will send over offer when she has checked it
My husband has never been on Furlough, I am on flexi furlough but had a letter from my employer with regards to returning full time on the 12th April.
Stay Strong 💪 

Ours went in the same day as u,they asked to prove we have paid our sofa,sent docs to show yesterday so hoping will hear off them soon