Santander mortgage timeline

Monik2510a

Fionaanne141 said:

Awww congratulations, that’s great news! 

I’ve just had a call from my MB as she’s been asked by Santander today to provide clearer images of a supporting letter I had to provide, they also queried why I pay a bed company £156 a month when it’s actually my council tax 😂😂 (it shows on my statement as Central Beds as that’s my local authority) and they also questioned a monthly payment to Santander collections which is a small sum I pay into a Santander ISA monthly.

Very annoying questions that don’t inspire much confidence but hopefully it means they’re looking at things.

Applied 19th October, employed but additional income froma trust, asked to provide more details re trust on 27th October and now this query today. 

It must be an expensive bed you got 😂😂

Monik2510a

I still can't believe it  

Fionaanne141

Wooooo hooooo 💃

pinklady3333

Amazing!!!! 

Meh123

Amaze balls!! So many seem to be coming through now!!!  🎉🙌🏻👌🏻

MatthewB21

Amazing news for those that have been accepted! Has anyone heard anything today that submitted additional info last Monday? I noticed the dates changed to the 16th November fairly early today.

85c

MatthewB21 said:

Amazing news for those that have been accepted! Has anyone heard anything today that submitted additional info last Monday? I noticed the dates changed to the 16th November fairly early today.

Not yet, we submitted additional info last Monday to. Application went in on 1/10

cherryx3x3

Sorry me again, just had  random thought as I over think everything about the application 
I was only asked by my MA to give him 3 of my payslips and a letter to confirm the end of furlough, he didn't ask for any bank statements from myself or my partner. Is this normal?

Now worrying that the closer we get to the top of the pile that they are going to want more....

Meh123

cherryx3x3 said:

Sorry me again, just had  random thought as I over think everything about the application 
I was only asked by my MA to give him 3 of my payslips and a letter to confirm the end of furlough, he didn't ask for any bank statements from myself or my partner. Is this normal?

Now worrying that the closer we get to the top of the pile that they are going to want more....

Santander ask brokers not to send in bank statements unless they request them. They haven’t taken ours either so don’t worry.

NatNat77

Cherry - Is your partner employed and have you provided evidence of his income? When I made my app they told me for what we needed to borrow they didn't need evidence of my additional self employed income as what we already earned between us should have been enough, and it could always be added later if needed. Saved uploading more evidence and making it more complicated than necessary. And they were right, ours was approved without it. Maybe your MB is confident you can borrow what you need with the evidence you've already provided?