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Santander mortgage timeline

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Comments

  • NatNat77
    NatNat77 Posts: 314 Forumite
    Eighth Anniversary 100 Posts Name Dropper Combo Breaker
    Yay! Huge congrats! 
  • Weirdly there does seem to be a 2 day queue from approval to offer documentation...broker confirmed it’s all agreed but said as they are behind it’ll be a couple of days before offer is out via email/post.
  • 85c
    85c Posts: 323 Forumite
    100 Posts Name Dropper
    Weirdly there does seem to be a 2 day queue from approval to offer documentation...broker confirmed it’s all agreed but said as they are behind it’ll be a couple of days before offer is out via email/post.
    Huge congratulations so happy for u! 
  • 85c said:
    Weirdly there does seem to be a 2 day queue from approval to offer documentation...broker confirmed it’s all agreed but said as they are behind it’ll be a couple of days before offer is out via email/post.
    Huge congratulations so happy for u! 
    ❤️
  • Meh123
    Meh123 Posts: 282 Forumite
    100 Posts First Anniversary Name Dropper
    Keefe93 said:
    Meh123 said:
    Sorry....this link should take you to the service dates page. Scroll down to the part where it says ‘we’re viewing applications passed to our underwriters on....’ and you’ll be able to monitor when they’re likely to see yours 👍🏻 Be warned though, it becomes obsessive and a somewhat unhealthy obsession 😂😂
    That all makes sense now! Thank you. I have saved the page so guess it will become my new obsession. 
    If it's still at the 19th October today I'm guessing that's still 2 weeks of waiting and watching for us? 
    Sounds about right! Hopefully they’ll keep on top of it for a bit and start clearing that backlog 🤞🏻 Good luck! 
  • Think when all have an offer and this Covid disappears, we should all meet up and have a drink to celebrate...been quite a journey and you all made it easier x
  • Wherw you'll all from?:) I'm in South West 
    22/09 - application submitted with Leeds BS, long story short, on the 9/11 we've been told that Leeds is reducing the amount they're willing to lend by nearly £20k (turns out our broker FORGOT to declare our child on the application)
    10/11 - found another mortgage advisor
    11/11 - AIP with Santander (single applicant, shared ownership, 85LTV)
    12/11 - all documents sent
    13/11 - application with Santander submitted and passed to underwriting. Valuation booked for 23/11
    19/11 - mortgage agreed, subject to a satisfactory valuation 
    23/11 - mortgage offer issued
    19/12 - completed 
  • Awww congratulations, that’s great news! 

    I’ve just had a call from my MB as she’s been asked by Santander today to provide clearer images of a supporting letter I had to provide, they also queried why I pay a bed company £156 a month when it’s actually my council tax 😂😂 (it shows on my statement as Central Beds as that’s my local authority) and they also questioned a monthly payment to Santander collections which is a small sum I pay into a Santander ISA monthly.

    Very annoying questions that don’t inspire much confidence but hopefully it means they’re looking at things.

    Applied 19th October, employed but additional income froma trust, asked to provide more details re trust on 27th October and now this query today. 
  • 85c
    85c Posts: 323 Forumite
    100 Posts Name Dropper
    Think when all have an offer and this Covid disappears, we should all meet up and have a drink to celebrate...been quite a journey and you all made it easier x
    I thought that I’d love to see everyone in there new homes. 
  • Weirdly there does seem to be a 2 day queue from approval to offer documentation...broker confirmed it’s all agreed but said as they are behind it’ll be a couple of days before offer is out via email/post.
    Well done. That’s great news! You can celebrate. 
    I’m sick of watching the queue now. Seems to be going slower and slower each day! 
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