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Santander mortgage timeline

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Comments

  • I know! I can't help feeling that the whole system needs an overhaul but where to start and what is the best way-who knows! 
  • Meh123 said:
    Sorry....this link should take you to the service dates page. Scroll down to the part where it says ‘we’re viewing applications passed to our underwriters on....’ and you’ll be able to monitor when they’re likely to see yours 👍🏻 Be warned though, it becomes obsessive and a somewhat unhealthy obsession 😂😂
    That all makes sense now! Thank you. I have saved the page so guess it will become my new obsession. 
    If it's still at the 19th October today I'm guessing that's still 2 weeks of waiting and watching for us? 
  • So just an update....

    mortgage is all agreed 😀😀😀...just need to wait a day or two for the official offer to be sent out...

    for those who have t been following from start - my timeline 
    13th Oct - applied
    20th oct - UW queue (information provided 3 months bank statements, accountants certificate, wifes payslips 3 months).
    23rd Nov - mortgage agreed as confirmed by broker.
    no extra questions inbetween..

    There is hope for all of us...can’t wait to hear the rest of you getting offers soon x 
  • fastbs
    fastbs Posts: 177 Forumite
    100 Posts Name Dropper
    So just an update....

    mortgage is all agreed 😀😀😀...just need to wait a day or two for the official offer to be sent out...

    for those who have t been following from start - my timeline 
    13th Oct - applied
    20th oct - UW queue (information provided 3 months bank statements, accountants certificate, wifes payslips 3 months).
    23rd Nov - mortgage agreed as confirmed by broker.
    no extra questions inbetween..

    There is hope for all of us...can’t wait to hear the rest of you getting offers soon x 
    Awww amazing! Congratulations!! Bet you are so relieved x
  • So just an update....

    mortgage is all agreed 😀😀😀...just need to wait a day or two for the official offer to be sent out...

    for those who have t been following from start - my timeline 
    13th Oct - applied
    20th oct - UW queue (information provided 3 months bank statements, accountants certificate, wifes payslips 3 months).
    23rd Nov - mortgage agreed as confirmed by broker.
    no extra questions inbetween..

    There is hope for all of us...can’t wait to hear the rest of you getting offers soon x 
    Congratulations:)
    22/09 - application submitted with Leeds BS, long story short, on the 9/11 we've been told that Leeds is reducing the amount they're willing to lend by nearly £20k (turns out our broker FORGOT to declare our child on the application)
    10/11 - found another mortgage advisor
    11/11 - AIP with Santander (single applicant, shared ownership, 85LTV)
    12/11 - all documents sent
    13/11 - application with Santander submitted and passed to underwriting. Valuation booked for 23/11
    19/11 - mortgage agreed, subject to a satisfactory valuation 
    23/11 - mortgage offer issued
    19/12 - completed 
  • Meh123
    Meh123 Posts: 282 Forumite
    100 Posts First Anniversary Name Dropper
    So just an update....

    mortgage is all agreed 😀😀😀...just need to wait a day or two for the official offer to be sent out...

    for those who have t been following from start - my timeline 
    13th Oct - applied
    20th oct - UW queue (information provided 3 months bank statements, accountants certificate, wifes payslips 3 months).
    23rd Nov - mortgage agreed as confirmed by broker.
    no extra questions inbetween..

    There is hope for all of us...can’t wait to hear the rest of you getting offers soon x 
    Ahhhh hun! YES!!!!! So happy for you, the wait is over!! 
  • Was like an instant weight of the shoulders upon hearing...like a cloud that’s been lifted..you don’t realise how much the waiting and hoping wears you down until you’ve got the confirmation...massively praying for all of you and it will happen 
  • So just an update....

    mortgage is all agreed 😀😀😀...just need to wait a day or two for the official offer to be sent out...

    for those who have t been following from start - my timeline 
    13th Oct - applied
    20th oct - UW queue (information provided 3 months bank statements, accountants certificate, wifes payslips 3 months).
    23rd Nov - mortgage agreed as confirmed by broker.
    no extra questions inbetween..

    There is hope for all of us...can’t wait to hear the rest of you getting offers soon x 
    WOW congrats... bang on time... well give or take a day or 2
    did you get txt msg or call from MB
  • beebop1 said:
    So just an update....

    mortgage is all agreed 😀😀😀...just need to wait a day or two for the official offer to be sent out...

    for those who have t been following from start - my timeline 
    13th Oct - applied
    20th oct - UW queue (information provided 3 months bank statements, accountants certificate, wifes payslips 3 months).
    23rd Nov - mortgage agreed as confirmed by broker.
    no extra questions inbetween..

    There is hope for all of us...can’t wait to hear the rest of you getting offers soon x 
    WOW congrats... bang on time... well give or take a day or 2
    did you get txt msg or call from MB
    He told me over WhatsApp...

    yeah bang on time and this also confirms they work weekends/Saturdays as Friday was still 19th so they must have looked at it over weekend to confirm Monday morning 
  • Meh123
    Meh123 Posts: 282 Forumite
    100 Posts First Anniversary Name Dropper
    beebop1 said:
    So just an update....

    mortgage is all agreed 😀😀😀...just need to wait a day or two for the official offer to be sent out...

    for those who have t been following from start - my timeline 
    13th Oct - applied
    20th oct - UW queue (information provided 3 months bank statements, accountants certificate, wifes payslips 3 months).
    23rd Nov - mortgage agreed as confirmed by broker.
    no extra questions inbetween..

    There is hope for all of us...can’t wait to hear the rest of you getting offers soon x 
    WOW congrats... bang on time... well give or take a day or 2
    did you get txt msg or call from MB
    He told me over WhatsApp...

    yeah bang on time and this also confirms they work weekends/Saturdays as Friday was still 19th so they must have looked at it over weekend to confirm Monday morning 
    I was thinking this as when I looked this morning it was still saying the 19th!! Clearly something is happening in the background....who cares what though, you got your offer!!!
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