Santander mortgage timeline

cherryx3x3

A quick question for anyone who has had their offer recently...
Have they requested any further payslips since submitting offer? 

I was furloughed during the first lockdown but then got a letter from my employer to say I was returning back on 2nd November, due to some personal issues I have been working 3 days for the past 3 weeks to work towards going back in full time soon. I'm starting to worry they might want my November payslip then will think my job isn't secure even though my employer would be happy to submit another letter to confirm my current status whilst furlough is available.

Am I over thinking?

Meh123

cherryx3x3 said:

A quick question for anyone who has had their offer recently...
Have they requested any further payslips since submitting offer? 

I was furloughed during the first lockdown but then got a letter from my employer to say I was returning back on 2nd November, due to some personal issues I have been working 3 days for the past 3 weeks to work towards going back in full time soon. I'm starting to worry they might want my November payslip then will think my job isn't secure even though my employer would be happy to submit another letter to confirm my current status whilst furlough is available.

Am I over thinking?

I don’t have an offer but don’t think I’ve seen anyone on here be asked for additional payslips after offer. Just before offer, yes. But not afterwards.

85c

cherryx3x3 said:

A quick question for anyone who has had their offer recently...
Have they requested any further payslips since submitting offer? 

I was furloughed during the first lockdown but then got a letter from my employer to say I was returning back on 2nd November, due to some personal issues I have been working 3 days for the past 3 weeks to work towards going back in full time soon. I'm starting to worry they might want my November payslip then will think my job isn't secure even though my employer would be happy to submit another letter to confirm my current status whilst furlough is available.

Am I over thinking?

I doubt they will, I’ve not seen anyone been asked, but I didn’t realise until recently they can ask for bank statements and do credit checks up until completion, even after exchange. But I really don’t think they will. 

Meh123

85c said:

cherryx3x3 said:

A quick question for anyone who has had their offer recently...
Have they requested any further payslips since submitting offer? 

I was furloughed during the first lockdown but then got a letter from my employer to say I was returning back on 2nd November, due to some personal issues I have been working 3 days for the past 3 weeks to work towards going back in full time soon. I'm starting to worry they might want my November payslip then will think my job isn't secure even though my employer would be happy to submit another letter to confirm my current status whilst furlough is available.

Am I over thinking?

I doubt they will, I’ve not seen anyone been asked, but I didn’t realise until recently they can ask for bank statements and do credit checks up until completion, even after exchange. But I really don’t think they will. 

Yeah they can do all that as a last minute check to make sure you’re still employed/haven’t suddenly bought a Porsche/had a change of financial circumstance. They reserve the right to request whatever they want up until the funds being released!

anyone else have feel a sense of relief on a Sunday night knowing that come Monday morning the wheels start turning again getting us closer to the top of the UW queue? Or is it just me being a weirdo, I dunno what’s normal anymore  🤷🏼‍♀️😂

mowgliisaG

Meh123 said:

85c said:

cherryx3x3 said:

A quick question for anyone who has had their offer recently...
Have they requested any further payslips since submitting offer? 

I was furloughed during the first lockdown but then got a letter from my employer to say I was returning back on 2nd November, due to some personal issues I have been working 3 days for the past 3 weeks to work towards going back in full time soon. I'm starting to worry they might want my November payslip then will think my job isn't secure even though my employer would be happy to submit another letter to confirm my current status whilst furlough is available.

Am I over thinking?

I doubt they will, I’ve not seen anyone been asked, but I didn’t realise until recently they can ask for bank statements and do credit checks up until completion, even after exchange. But I really don’t think they will. 

Yeah they can do all that as a last minute check to make sure you’re still employed/haven’t suddenly bought a Porsche/had a change of financial circumstance. They reserve the right to request whatever they want up until the funds being released!

anyone else have feel a sense of relief on a Sunday night knowing that come Monday morning the wheels start turning again getting us closer to the top of the UW queue? Or is it just me being a weirdo, I dunno what’s normal anymore  🤷🏼‍♀️😂

Me!!!

but also I’m nervous for tomorrow, if I hear!!!

FTBMish

cherryx3x3 said:

A quick question for anyone who has had their offer recently...
Have they requested any further payslips since submitting offer? 

I was furloughed during the first lockdown but then got a letter from my employer to say I was returning back on 2nd November, due to some personal issues I have been working 3 days for the past 3 weeks to work towards going back in full time soon. I'm starting to worry they might want my November payslip then will think my job isn't secure even though my employer would be happy to submit another letter to confirm my current status whilst furlough is available.

Am I over thinking?

Due to complete on Friday. Not been asked for anything extra yet but will come back and update

Meh123

mowgliisaG said:

Meh123 said:

85c said:

cherryx3x3 said:

A quick question for anyone who has had their offer recently...
Have they requested any further payslips since submitting offer? 

I was furloughed during the first lockdown but then got a letter from my employer to say I was returning back on 2nd November, due to some personal issues I have been working 3 days for the past 3 weeks to work towards going back in full time soon. I'm starting to worry they might want my November payslip then will think my job isn't secure even though my employer would be happy to submit another letter to confirm my current status whilst furlough is available.

Am I over thinking?

I doubt they will, I’ve not seen anyone been asked, but I didn’t realise until recently they can ask for bank statements and do credit checks up until completion, even after exchange. But I really don’t think they will. 

Yeah they can do all that as a last minute check to make sure you’re still employed/haven’t suddenly bought a Porsche/had a change of financial circumstance. They reserve the right to request whatever they want up until the funds being released!

anyone else have feel a sense of relief on a Sunday night knowing that come Monday morning the wheels start turning again getting us closer to the top of the UW queue? Or is it just me being a weirdo, I dunno what’s normal anymore  🤷🏼‍♀️😂

Me!!!

but also I’m nervous for tomorrow, if I hear!!!

Ahh you’ll be fine!! Hopefully you’ll hear something tomorrow and that just gets you closer to the finishing line! I’m hoping we hear something at the end of the week, even if it’s just a request for additional info.....I’ll take anything 😂😂

fastbs

I’m sure you’ll hear something @mowgliisaG !
we haven’t heard anything since we answered that question on Thursday!

Meh123

fastbs said:

I’m sure you’ll hear something @mowgliisaG !
we haven’t heard anything since we answered that question on Thursday!

Hopefully you’ll have your offer by the end of the coming week! Everything crossed for you both 🤞🏻 

fastbs

Meh123 said:

fastbs said:

I’m sure you’ll hear something @mowgliisaG !
we haven’t heard anything since we answered that question on Thursday!

Hopefully you’ll have your offer by the end of the coming week! Everything crossed for you both 🤞🏻 

Thank you! Keeping my fingers crossed for everyone waiting on some form of communication or offer! We’re all in this together 😂🤦🏻‍♀️