Santander mortgage timeline

MonaChiu

85c said:

MonaChiu said:

Hi all, was reading here for a while and decided to give our time line, maybe that would help for somebody here.
06/10 submitted application
12/10 valuations instructed
16/10 joint UW queue
19/11 received an offer
Both SE with ltd, my partner was furloughed during 1st lockdown, I was working, no additional information was requested from us.

Congratulations! Are you both SE?

Yes we both are SE.

MatthewB21

mowgliisaG said:

MatthewB21 said:

mowgliisaG said:

MatthewB21 said:

Meh123 said:

Can i ask anyone who’s been asked for additional payslips/bank statements a quick question ... 

how out of date where the original ones already given? I’ve already updated my payslip/bank statements (October ones)  with my MB and am curious if they’ll want the statements/payslips for the month you’re already in?! I’m starting to think that it’s going to drag into December for us so are they going to want our November docs?

Meh123 said:

Can i ask anyone who’s been asked for additional payslips/bank statements a quick question ... 

how out of date where the original ones already given? I’ve already updated my payslip/bank statements (October ones)  with my MB and am curious if they’ll want the statements/payslips for the month you’re already in?! I’m starting to think that it’s going to drag into December for us so are they going to want our November docs?

We applied in September, not sure whether they asked for payslips at applications but they came back this week asking for September/October after other additional checks beforehand.

Are you SE or employed?? 

Employed.

Payslips maybe to ensure your not furloughed again...what additional checks? 

Letters from employer to say how COVID impacted my employment as was furloughed before.

mowgliisaG

MatthewB21 said:

mowgliisaG said:

MatthewB21 said:

mowgliisaG said:

MatthewB21 said:

Meh123 said:

Can i ask anyone who’s been asked for additional payslips/bank statements a quick question ... 

how out of date where the original ones already given? I’ve already updated my payslip/bank statements (October ones)  with my MB and am curious if they’ll want the statements/payslips for the month you’re already in?! I’m starting to think that it’s going to drag into December for us so are they going to want our November docs?

Meh123 said:

Can i ask anyone who’s been asked for additional payslips/bank statements a quick question ... 

how out of date where the original ones already given? I’ve already updated my payslip/bank statements (October ones)  with my MB and am curious if they’ll want the statements/payslips for the month you’re already in?! I’m starting to think that it’s going to drag into December for us so are they going to want our November docs?

We applied in September, not sure whether they asked for payslips at applications but they came back this week asking for September/October after other additional checks beforehand.

Are you SE or employed?? 

Employed.

Payslips maybe to ensure your not furloughed again...what additional checks? 

Letters from employer to say how COVID impacted my employment as was furloughed before.

All submitted? You’ll have about a 6 day wait after you submit 

MatthewB21

mowgliisaG said:

MatthewB21 said:

mowgliisaG said:

MatthewB21 said:

mowgliisaG said:

MatthewB21 said:

Meh123 said:

Can i ask anyone who’s been asked for additional payslips/bank statements a quick question ... 

how out of date where the original ones already given? I’ve already updated my payslip/bank statements (October ones)  with my MB and am curious if they’ll want the statements/payslips for the month you’re already in?! I’m starting to think that it’s going to drag into December for us so are they going to want our November docs?

Meh123 said:

Can i ask anyone who’s been asked for additional payslips/bank statements a quick question ... 

how out of date where the original ones already given? I’ve already updated my payslip/bank statements (October ones)  with my MB and am curious if they’ll want the statements/payslips for the month you’re already in?! I’m starting to think that it’s going to drag into December for us so are they going to want our November docs?

We applied in September, not sure whether they asked for payslips at applications but they came back this week asking for September/October after other additional checks beforehand.

Are you SE or employed?? 

Employed.

Payslips maybe to ensure your not furloughed again...what additional checks? 

Letters from employer to say how COVID impacted my employment as was furloughed before.

All submitted? You’ll have about a 6 day wait after you submit 

Yeah it’s taken them 5-6 working days before when they’ve asked us stuff to hear back and we sent them Monday so hopefully Monday/Tuesday will hear something.

mowgliisaG

MatthewB21 said:

mowgliisaG said:

MatthewB21 said:

mowgliisaG said:

MatthewB21 said:

mowgliisaG said:

MatthewB21 said:

Meh123 said:

Can i ask anyone who’s been asked for additional payslips/bank statements a quick question ... 

how out of date where the original ones already given? I’ve already updated my payslip/bank statements (October ones)  with my MB and am curious if they’ll want the statements/payslips for the month you’re already in?! I’m starting to think that it’s going to drag into December for us so are they going to want our November docs?

Meh123 said:

Can i ask anyone who’s been asked for additional payslips/bank statements a quick question ... 

how out of date where the original ones already given? I’ve already updated my payslip/bank statements (October ones)  with my MB and am curious if they’ll want the statements/payslips for the month you’re already in?! I’m starting to think that it’s going to drag into December for us so are they going to want our November docs?

We applied in September, not sure whether they asked for payslips at applications but they came back this week asking for September/October after other additional checks beforehand.

Are you SE or employed?? 

Employed.

Payslips maybe to ensure your not furloughed again...what additional checks? 

Letters from employer to say how COVID impacted my employment as was furloughed before.

All submitted? You’ll have about a 6 day wait after you submit 

Yeah it’s taken them 5-6 working days before when they’ve asked us stuff to hear back and we sent them Monday so hopefully Monday/Tuesday will hear something.

Rooting for you mate...hopefully Monday first thing 🤞🏽

Meh123

MatthewB21 said:

Meh123 said:

Can i ask anyone who’s been asked for additional payslips/bank statements a quick question ... 

how out of date where the original ones already given? I’ve already updated my payslip/bank statements (October ones)  with my MB and am curious if they’ll want the statements/payslips for the month you’re already in?! I’m starting to think that it’s going to drag into December for us so are they going to want our November docs?

Meh123 said:

Can i ask anyone who’s been asked for additional payslips/bank statements a quick question ... 

how out of date where the original ones already given? I’ve already updated my payslip/bank statements (October ones)  with my MB and am curious if they’ll want the statements/payslips for the month you’re already in?! I’m starting to think that it’s going to drag into December for us so are they going to want our November docs?

We applied in September, not sure whether they asked for payslips at applications but they came back this week asking for September/October after other additional checks beforehand.

Thank you! We applied in October and I’ve already forwarded my Oct and November payslip to the MB just in case.
I just want this over with now 😅

MatthewB21

Meh123 said:

MatthewB21 said:

Meh123 said:

Can i ask anyone who’s been asked for additional payslips/bank statements a quick question ... 

how out of date where the original ones already given? I’ve already updated my payslip/bank statements (October ones)  with my MB and am curious if they’ll want the statements/payslips for the month you’re already in?! I’m starting to think that it’s going to drag into December for us so are they going to want our November docs?

Meh123 said:

Can i ask anyone who’s been asked for additional payslips/bank statements a quick question ... 

how out of date where the original ones already given? I’ve already updated my payslip/bank statements (October ones)  with my MB and am curious if they’ll want the statements/payslips for the month you’re already in?! I’m starting to think that it’s going to drag into December for us so are they going to want our November docs?

We applied in September, not sure whether they asked for payslips at applications but they came back this week asking for September/October after other additional checks beforehand.

Thank you! We applied in October and I’ve already forwarded my Oct and November payslip to the MB just in case.
I just want this over with now 😅

We’ll be into week 10 on Monday which seems longer for most employed people on this thread, we’re just hoping they don’t ask for anything else. Santander don’t seem like they’re going to get any quicker any time soon either.

85c

MatthewB21 said:

Meh123 said:

MatthewB21 said:

Meh123 said:

Can i ask anyone who’s been asked for additional payslips/bank statements a quick question ... 

how out of date where the original ones already given? I’ve already updated my payslip/bank statements (October ones)  with my MB and am curious if they’ll want the statements/payslips for the month you’re already in?! I’m starting to think that it’s going to drag into December for us so are they going to want our November docs?

Meh123 said:

Can i ask anyone who’s been asked for additional payslips/bank statements a quick question ... 

how out of date where the original ones already given? I’ve already updated my payslip/bank statements (October ones)  with my MB and am curious if they’ll want the statements/payslips for the month you’re already in?! I’m starting to think that it’s going to drag into December for us so are they going to want our November docs?

We applied in September, not sure whether they asked for payslips at applications but they came back this week asking for September/October after other additional checks beforehand.

Thank you! We applied in October and I’ve already forwarded my Oct and November payslip to the MB just in case.
I just want this over with now 😅

We’ll be into week 10 on Monday which seems longer for most employed people on this thread, we’re just hoping they don’t ask for anything else. Santander don’t seem like they’re going to get any quicker any time soon either.

Oh my god week 10 that does seem long for E, did they say why it’s so long? 

MatthewB21

85c said:

MatthewB21 said:

Meh123 said:

MatthewB21 said:

Meh123 said:

Can i ask anyone who’s been asked for additional payslips/bank statements a quick question ... 

how out of date where the original ones already given? I’ve already updated my payslip/bank statements (October ones)  with my MB and am curious if they’ll want the statements/payslips for the month you’re already in?! I’m starting to think that it’s going to drag into December for us so are they going to want our November docs?

Meh123 said:

Can i ask anyone who’s been asked for additional payslips/bank statements a quick question ... 

how out of date where the original ones already given? I’ve already updated my payslip/bank statements (October ones)  with my MB and am curious if they’ll want the statements/payslips for the month you’re already in?! I’m starting to think that it’s going to drag into December for us so are they going to want our November docs?

We applied in September, not sure whether they asked for payslips at applications but they came back this week asking for September/October after other additional checks beforehand.

Thank you! We applied in October and I’ve already forwarded my Oct and November payslip to the MB just in case.
I just want this over with now 😅

We’ll be into week 10 on Monday which seems longer for most employed people on this thread, we’re just hoping they don’t ask for anything else. Santander don’t seem like they’re going to get any quicker any time soon either.

Oh my god week 10 that does seem long for E, did they say why it’s so long? 

I was furloughed before so they’ll be checking I’m employed. However, in the last 3/4 weeks they’ve asked for 2 letters from employer (second due to new lockdown) and my payslips but you’d think it would have been easier to ask for the payslips at the same time as one of the letters to save time...

85c

MatthewB21 said:

85c said:

MatthewB21 said:

Meh123 said:

MatthewB21 said:

Meh123 said:

Can i ask anyone who’s been asked for additional payslips/bank statements a quick question ... 

how out of date where the original ones already given? I’ve already updated my payslip/bank statements (October ones)  with my MB and am curious if they’ll want the statements/payslips for the month you’re already in?! I’m starting to think that it’s going to drag into December for us so are they going to want our November docs?

Meh123 said:

Can i ask anyone who’s been asked for additional payslips/bank statements a quick question ... 

how out of date where the original ones already given? I’ve already updated my payslip/bank statements (October ones)  with my MB and am curious if they’ll want the statements/payslips for the month you’re already in?! I’m starting to think that it’s going to drag into December for us so are they going to want our November docs?

We applied in September, not sure whether they asked for payslips at applications but they came back this week asking for September/October after other additional checks beforehand.

Thank you! We applied in October and I’ve already forwarded my Oct and November payslip to the MB just in case.
I just want this over with now 😅

We’ll be into week 10 on Monday which seems longer for most employed people on this thread, we’re just hoping they don’t ask for anything else. Santander don’t seem like they’re going to get any quicker any time soon either.

Oh my god week 10 that does seem long for E, did they say why it’s so long? 

I was furloughed before so they’ll be checking I’m employed. However, in the last 3/4 weeks they’ve asked for 2 letters from employer (second due to new lockdown) and my payslips but you’d think it would have been easier to ask for the payslips at the same time as one of the letters to save time...

Oh how frustrating yes that would make sense to, it’s so annoying they don’t think like that!