Santander mortgage timeline

85c

Daisyy8 said:

85c said:

Daisyy8 said:

mowgliisaG said:

Daisyy8 said:

Our offer went in on the 5th and today and broker called to say they had approved the offer! Just waiting for proper work to be sent out! It felt like the longest wait but worth it in the end

Congrats Daisy, 5th oct or Nov?? Your both employed or SE?

5th October! So it’s been almost 7 weeks. I am employed but OH is self employed so we had to give extra info a few times! 

We went in on the 1/10, we are both se though, what info did they ask u for? 

I was asked for additional payslips just before offer was issued. For my boyfriend we had to send a letter from his accountant and a series of questions which we had to write our own answers for about how Covid affects business etc.

Thank you, what sort of letter was it? 

85c

MonaChiu said:

Hi all, was reading here for a while and decided to give our time line, maybe that would help for somebody here.
06/10 submitted application
12/10 valuations instructed
16/10 joint UW queue
19/11 received an offer
Both SE with ltd, my partner was furloughed during 1st lockdown, I was working, no additional information was requested from us.

Congratulations! Are you both SE?

Meh123

Can i ask anyone who’s been asked for additional payslips/bank statements a quick question ... 

how out of date where the original ones already given? I’ve already updated my payslip/bank statements (October ones)  with my MB and am curious if they’ll want the statements/payslips for the month you’re already in?! I’m starting to think that it’s going to drag into December for us so are they going to want our November docs?

MatthewB21

Meh123 said:

Can i ask anyone who’s been asked for additional payslips/bank statements a quick question ... 

how out of date where the original ones already given? I’ve already updated my payslip/bank statements (October ones)  with my MB and am curious if they’ll want the statements/payslips for the month you’re already in?! I’m starting to think that it’s going to drag into December for us so are they going to want our November docs?

Meh123 said:

Can i ask anyone who’s been asked for additional payslips/bank statements a quick question ... 

how out of date where the original ones already given? I’ve already updated my payslip/bank statements (October ones)  with my MB and am curious if they’ll want the statements/payslips for the month you’re already in?! I’m starting to think that it’s going to drag into December for us so are they going to want our November docs?

We applied in September, not sure whether they asked for payslips at applications but they came back this week asking for September/October after other additional checks beforehand.

mowgliisaG

MatthewB21 said:

Meh123 said:

Can i ask anyone who’s been asked for additional payslips/bank statements a quick question ... 

how out of date where the original ones already given? I’ve already updated my payslip/bank statements (October ones)  with my MB and am curious if they’ll want the statements/payslips for the month you’re already in?! I’m starting to think that it’s going to drag into December for us so are they going to want our November docs?

Meh123 said:

Can i ask anyone who’s been asked for additional payslips/bank statements a quick question ... 

how out of date where the original ones already given? I’ve already updated my payslip/bank statements (October ones)  with my MB and am curious if they’ll want the statements/payslips for the month you’re already in?! I’m starting to think that it’s going to drag into December for us so are they going to want our November docs?

We applied in September, not sure whether they asked for payslips at applications but they came back this week asking for September/October after other additional checks beforehand.

Are you SE or employed?? 

mowgliisaG

85c said:

Daisyy8 said:

85c said:

Daisyy8 said:

mowgliisaG said:

Daisyy8 said:

Our offer went in on the 5th and today and broker called to say they had approved the offer! Just waiting for proper work to be sent out! It felt like the longest wait but worth it in the end

Congrats Daisy, 5th oct or Nov?? Your both employed or SE?

5th October! So it’s been almost 7 weeks. I am employed but OH is self employed so we had to give extra info a few times! 

We went in on the 1/10, we are both se though, what info did they ask u for? 

I was asked for additional payslips just before offer was issued. For my boyfriend we had to send a letter from his accountant and a series of questions which we had to write our own answers for about how Covid affects business etc.

Thank you, what sort of letter was it? 

What kind of letter @Daisyy8?

mowgliisaG

Meh123 said:

mowgliisaG said:

Meh123 said:

Monik2510a said:

I'm wishing you all good luck today 🍀

@mowgliisaG is waiting on the 20th so fingers crossed they hit it nice and early on in the day 👌🏻

 🤞🏽 

After weeks of waiting the end finally feels close doesn’t it?! It’s a mix of excitement and pure terror for me.....but I want to know 😅 hope you get an update today, I’ve been stalking the website but it hasn’t moved since 8:30 this morning....hopefully when it does update it’ll be on the 20th for you!! 

Still in the 19th today at 3.20...looks like Monday now 😞 

85c

Meh123 said:

Can i ask anyone who’s been asked for additional payslips/bank statements a quick question ... 

how out of date where the original ones already given? I’ve already updated my payslip/bank statements (October ones)  with my MB and am curious if they’ll want the statements/payslips for the month you’re already in?! I’m starting to think that it’s going to drag into December for us so are they going to want our November docs?

Ive been wondering this to. 

MatthewB21

mowgliisaG said:

MatthewB21 said:

Meh123 said:

Can i ask anyone who’s been asked for additional payslips/bank statements a quick question ... 

how out of date where the original ones already given? I’ve already updated my payslip/bank statements (October ones)  with my MB and am curious if they’ll want the statements/payslips for the month you’re already in?! I’m starting to think that it’s going to drag into December for us so are they going to want our November docs?

Meh123 said:

Can i ask anyone who’s been asked for additional payslips/bank statements a quick question ... 

how out of date where the original ones already given? I’ve already updated my payslip/bank statements (October ones)  with my MB and am curious if they’ll want the statements/payslips for the month you’re already in?! I’m starting to think that it’s going to drag into December for us so are they going to want our November docs?

We applied in September, not sure whether they asked for payslips at applications but they came back this week asking for September/October after other additional checks beforehand.

Are you SE or employed?? 

Employed.

mowgliisaG

MatthewB21 said:

mowgliisaG said:

MatthewB21 said:

Meh123 said:

Can i ask anyone who’s been asked for additional payslips/bank statements a quick question ... 

how out of date where the original ones already given? I’ve already updated my payslip/bank statements (October ones)  with my MB and am curious if they’ll want the statements/payslips for the month you’re already in?! I’m starting to think that it’s going to drag into December for us so are they going to want our November docs?

Meh123 said:

Can i ask anyone who’s been asked for additional payslips/bank statements a quick question ... 

how out of date where the original ones already given? I’ve already updated my payslip/bank statements (October ones)  with my MB and am curious if they’ll want the statements/payslips for the month you’re already in?! I’m starting to think that it’s going to drag into December for us so are they going to want our November docs?

We applied in September, not sure whether they asked for payslips at applications but they came back this week asking for September/October after other additional checks beforehand.

Are you SE or employed?? 

Employed.

Payslips maybe to ensure your not furloughed again...what additional checks?