Santander mortgage timeline

mowgliisaG

Monik2510a said:

I don't enjoy weekends at the moment, it's like a waste of time because of the wait 😂

I know I feel the same..talk about wishing your life away...

georgebal313

Exactly how I feel the past months. 

mowgliisaG

georgebal313 said:

Exactly how I feel the past months. 

@georgebal313 what is your situation?? Employed/SE? LTV? Applied when?

Monik2510a

mowgliisaG said:

Monik2510a said:

I don't enjoy weekends at the moment, it's like a waste of time because of the wait 😂

I know I feel the same..talk about wishing your life away...

Every Thursday I'm like 'bring on Monday' 😂

georgebal313

mowgliisaG said:

georgebal313 said:

Exactly how I feel the past months. 

@georgebal313 what is your situation?? Employed/SE? LTV? Applied when?

Employed, 83% LTV. 

I “applied” via a MB early September for a 95 LTV based on the fact that I was an existing customer porting my current mortgage, but that got declined. 

 

Second application was the 14th of October 

mowgliisaG

georgebal313 said:

mowgliisaG said:

georgebal313 said:

Exactly how I feel the past months. 

@georgebal313 what is your situation?? Employed/SE? LTV? Applied when?

Employed, 83% LTV. 

I “applied” via a MB early September for a 95 LTV based on the fact that I was an existing customer porting my current mortgage, but that got declined. 

 

Second application was the 14th of October 

Was the decline because it was 95% hence why your 83% now? 

mowgliisaG

mowgliisaG said:

georgebal313 said:

mowgliisaG said:

georgebal313 said:

Exactly how I feel the past months. 

@georgebal313 what is your situation?? Employed/SE? LTV? Applied when?

Employed, 83% LTV. 

I “applied” via a MB early September for a 95 LTV based on the fact that I was an existing customer porting my current mortgage, but that got declined. 

 

Second application was the 14th of October 

Was the decline because it was 95% hence why your 83% now? 

Also you should be hearing within a week too..

Fionaanne141

Hey all,

I’m useless at maths 😂 can anyone guide me as to when I’m likely to get a verdict? 

Employed Full Time, 33%LTV, application submitted 20th October (porting small existing Santander mortgage. Additional info requested on 20th October & returned same day within an hour

Any ideas when I should start to get my hopes up for a text / email from MB?

Been very chilled about it all until now but started to get the same “wishing life away” feeling

Meh123

Fionaanne141 said:

Hey all,

I’m useless at maths 😂 can anyone guide me as to when I’m likely to get a verdict? 

Employed Full Time, 33%LTV, application submitted 20th October (porting small existing Santander mortgage. Additional info requested on 20th November & returned same day within an hour

Any ideas when I should start to get my hopes up for a text / email from MB?

Been very chilled about it all until now but started to get the same “wishing life away” feeling

When was the additional info requested, as the 20th November hasn’t happened yet 😂😂 I think it normally takes them about 4/5 working days to assess new docs so hopefully you’d hear 4/5 days after submitting them. On the upside employed mortgages are going through a lot quicker than self employed, I think on their site it’s approx 23 working days.

Fionaanne141

Meh123 said:

Fionaanne141 said:

Hey all,

I’m useless at maths 😂 can anyone guide me as to when I’m likely to get a verdict? 

Employed Full Time, 33%LTV, application submitted 20th October (porting small existing Santander mortgage. Additional info requested on 20th November & returned same day within an hour

Any ideas when I should start to get my hopes up for a text / email from MB?

Been very chilled about it all until now but started to get the same “wishing life away” feeling

When was the additional info requested, as the 20th November hasn’t happened yet 😂😂 I think it normally takes them about 4/5 working days to assess new docs so hopefully you’d hear 4/5 days after submitting them. On the upside employed mortgages are going through a lot quicker than self employed, I think on their site it’s approx 23 working days.

😂😂 I forget to mention I can see into the future. It was the 27th October they requested the new info and I responded on the same day. Fingers crossed not too long.