Santander mortgage timeline

helpmegodplease

fastbs said:

helpmegodplease said:

fastbs said:

helpmegodplease said:

So I’ve had a text tonight with our mortgage offer, was really not expecting that tonight! Over the moon though , applied the 13th nov x 

Congratulations! Bet you are relieved. Was your case straightforward? 

Interesting to know they are still working weekends! X

Hi, yeah really relieved the wait has been awful and I really thought we had a few more weeks to go yet so I’m so pleased 😬

13/10 application went in and text received.....70% ltv, both employed one permanent one fixed term contract.
30/10 Valuation was completed 
3/11 reviewed valuation 

5/11 One question relating to my husbands head office being far from where we live 

14/11 Offer text and email

really hope you all have good news too soon as I know the wait is torture xxxx 

Thanks for the timeline! We applied the day before you (12th Oct) and application was sent to UW on the 19th. Valuation carried out on the 23rd and we haven’t heard anything since! My OH is SE so I’m guessing that’s why! Hoping to hear something this week 🤞🏼X

 Fingers crossed for you, it’s really good to just know the weekends aren’t completely wrote off either at the moment. 

mowgliisaG

Whoop..congratulations...amazing to hear!! Great to hear they are working weekends..ours went in UW queue on 20th so not far behind now..

missusaitch83

I'm still waiting for a decision for our mortgage for a few weeks now. My husband and I have applied through help to buy through a broker and application was accepted 19/10/2020. It went to the underwriter and I was asked to send some documentation of proof of DLA for my son which was sent and accepted 02/11/2020. We got our ATP last week and still waiting for mortgage offer. My broker emailed me today and said its been on the underwriter's desk for just over a week but they still haven't made a decision. I'm guessing we should get good news as we got the loan from the government approved but the anxiety is real right now! Has anyone else been in a similar situation? 

85c

helpmegodplease said:

So I’ve had a text tonight with our mortgage offer, was really not expecting that tonight! Over the moon though , applied the 13th nov x 

Brilliant news congratulations 

Jwoffy

missusaitch83 said:

I'm still waiting for a decision for our mortgage for a few weeks now. My husband and I have applied through help to buy through a broker and application was accepted 19/10/2020. It went to the underwriter and I was asked to send some documentation of proof of DLA for my son which was sent and accepted 02/11/2020. We got our ATP last week and still waiting for mortgage offer. My broker emailed me today and said its been on the underwriter's desk for just over a week but they still haven't made a decision. I'm guessing we should get good news as we got the loan from the government approved but the anxiety is real right now! Has anyone else been in a similar situation? 

You’re in the exact same position as me. Ours went to the UW on 19/10, we received our ATP 04/11. The mortgage company asked for a letter from my employer to confirm that I was no longer on furlough on Wednesday last week and the valuation took place on Thursday last week. I’m hoping we will get our offer this coming week. 

georgebal313

mowgliisaG said:

Whoop..congratulations...amazing to hear!! Great to hear they are working weekends..ours went in UW queue on 20th so not far behind now..

Hate to be the fly in the ointment, but this may not always be the case. 

Last mortgage I got with Santander, I got the news from my MB but the actual text didn’t arrive until about 12 hours later. 

mowgliisaG

georgebal313 said:

mowgliisaG said:

Whoop..congratulations...amazing to hear!! Great to hear they are working weekends..ours went in UW queue on 20th so not far behind now..

Hate to be the fly in the ointment, but this may not always be the case. 

Last mortgage I got with Santander, I got the news from my MB but the actual text didn’t arrive until about 12 hours later. 

@georgebal313..haha...only joking..yeah you may be right, I read an article online in August about santander saying they are working weekends..hope they are as the wait is a killer...

georgebal313

Santander gives their underwriters the option to work on weekends. It’s not a policy unfortunately. 

I quite agree. The wait is murder. 

mowgliisaG

georgebal313 said:

Santander gives their underwriters the option to work on weekends. It’s not a policy unfortunately. 

I quite agree. The wait is murder. 

An option all the UWs should take up to reduce the anxiety and stress on this forum..lol...

Monik2510a

I don't enjoy weekends at the moment, it's like a waste of time because of the wait 😂