Santander mortgage timeline

pinklady3333

prozac321 said:

@pinklady3333 santander sent me a text on the 30th of sept saying application received
@mowgliisaG am relatively newly employed paye as i was running a startup 2 years previous 

Hey, my mb just informed me that my application went to the underwriter on 29/10 which is 6 days after the application was submitted on 23/10. At least I know now. 

So 17 days until it reaches the top of the queue! 

Meh123

pinklady3333 said:

Hey, my mb just informed me that my application went to the underwriter on 29/10 which is 6 days after the application was submitted on 23/10. At least I know now. 

So 17 days until it reaches the top of the queue! 

Finally you know!! You’re just a couple of days behind ours then!! Let’s just hope the next couple of weeks fly by so this whole trauma can be done and dusted 😂😂

Katemb94

Hi 
This thread is so helpful. We only  had our application submitted few days ago so in for quite a wait I guess although I had a text day after submitting so say valuation was booked! My husband is Ltd company we have provided accountant certificate as his last year eanribgs is double 2 previous years, anyone else in same situation and been asked for more documents? I'm employed and we are looking for 70% LTV so anxious its been a long time just getting to this point for us thank you for any tips 

jhub68

Evening all,
had my text this afternoon to say I have had my mortgage accepted! Such a relief:
My timeline:
Application submitted 26/9
UW 3/10
Offer Sent 12/11
Been a long wait - so fingers crossed it all completes now with no hick-ups!

Jwoffy

Has anyone had the UW ask for more information but has not had a hard search on their credit file? I’ve read that some people have applied and a hard and soft search has been done the same day the application was received? Thank you. 

summerw

jhub68 said:

Evening all,
had my text this afternoon to say I have had my mortgage accepted! Such a relief:
My timeline:
Application submitted 26/9
UW 3/10
Offer Sent 12/11
Been a long wait - so fingers crossed it all completes now with no hick-ups!

Congratulations! So happy to know that case took long time but still got offer in the end! It is worth waiting then. Do you mind saying something about your situation please? Thanks a lot. 

mowgliisaG

jhub68 said:

Evening all,
had my text this afternoon to say I have had my mortgage accepted! Such a relief:
My timeline:
Application submitted 26/9
UW 3/10
Offer Sent 12/11
Been a long wait - so fingers crossed it all completes now with no hick-ups!

Huge congrats..such a relief for you..what was your employment status and ltv? 

jhub68

summerw said:

jhub68 said:

Evening all,
had my text this afternoon to say I have had my mortgage accepted! Such a relief:
My timeline:
Application submitted 26/9
UW 3/10
Offer Sent 12/11
Been a long wait - so fingers crossed it all completes now with no hick-ups!

Congratulations! So happy to know that case took long time but still got offer in the end! It is worth waiting then. Do you mind saying something about your situation please? Thanks a lot. 

I'm a single applicant, teacher, 85% LTV - had some credit issues in the past. Been a stressful wait but at least it is over now.

mowgliisaG

So my MB said someone who was 9 days before me has had an offer and was SE...very complex but went through no problems...there is hope for us all...

85c

When you submit new paperwork (se) how long does it usually take befor you have an update, we are 6 weeks in today. Estate agent keeps ringing being pretty horrible that we don’t have mortgage yet. Although we are still waiting on a search on the house we are buying so couldn’t exchange anyway. Was feeling ok but now anxiety levels through the roof thanks to EA.