Santander mortgage timeline

85c

Daisyy8 said:

85c said:

Daisyy8 said:

85c said:

Daisyy8 said:

Our mortgage offer was submitted on 5th October and we are still waiting to hear! The anxiety of waiting to hear every day is driving me mad   

We went in on the 1st and had contact today. We are SE, so I think you will have an update end of the week beginning next week. 

Did you have your offer or just contact? We have had contact and sent all documents and had valuation just waiting! My boyfriend is self employed I am not. Fingers crossed!

Oh sorry I see you had your offer, no we’ve not had an offer just an update and more info provided. 

I worded that completely wrong.. got mortgage offer on the brain! I meant I had application submitted on 5th. Still no offer!

Are you SE? 

85c

Daisyy8 said:

85c said:

Daisyy8 said:

85c said:

Daisyy8 said:

Our mortgage offer was submitted on 5th October and we are still waiting to hear! The anxiety of waiting to hear every day is driving me mad   

We went in on the 1st and had contact today. We are SE, so I think you will have an update end of the week beginning next week. 

Did you have your offer or just contact? We have had contact and sent all documents and had valuation just waiting! My boyfriend is self employed I am not. Fingers crossed!

Oh sorry I see you had your offer, no we’ve not had an offer just an update and more info provided. 

I worded that completely wrong.. got mortgage offer on the brain! I meant I had application submitted on 5th. Still no offer!

Are you SE? 

mowgliisaG

fastbs said:

Was it your brokers that told you when you went into the UW queue? We have had no update about ours since our valuation which took place on the 23rd... we applied on the 12th so I’d like to think we have been put in the queue!

Yeah, we applied on 13th that’s when application went in...valuation on 16th (developer told us) and then broker said last document submitted on 20th and that’s when we joined queue...

fastbs

mowgliisaG said:

fastbs said:

Was it your brokers that told you when you went into the UW queue? We have had no update about ours since our valuation which took place on the 23rd... we applied on the 12th so I’d like to think we have been put in the queue!

Yeah, we applied on 13th that’s when application went in...valuation on 16th (developer told us) and then broker said last document submitted on 20th and that’s when we joined queue...

That’s good to know.. thanks! I’m guessing ours has most likely gone in then.. I hope!!

mowgliisaG

fastbs said:

mowgliisaG said:

fastbs said:

Was it your brokers that told you when you went into the UW queue? We have had no update about ours since our valuation which took place on the 23rd... we applied on the 12th so I’d like to think we have been put in the queue!

Yeah, we applied on 13th that’s when application went in...valuation on 16th (developer told us) and then broker said last document submitted on 20th and that’s when we joined queue...

That’s good to know.. thanks! I’m guessing ours has most likely gone in then.. I hope!!

When was your valuation? When did you submit? SE? Ltv? All info helps each other and newbies 

fastbs

mowgliisaG said:

fastbs said:

mowgliisaG said:

fastbs said:

Was it your brokers that told you when you went into the UW queue? We have had no update about ours since our valuation which took place on the 23rd... we applied on the 12th so I’d like to think we have been put in the queue!

Yeah, we applied on 13th that’s when application went in...valuation on 16th (developer told us) and then broker said last document submitted on 20th and that’s when we joined queue...

That’s good to know.. thanks! I’m guessing ours has most likely gone in then.. I hope!!

When was your valuation? When did you submit? SE? Ltv? All info helps each other and newbies 

Submitted full application on the 12th Oct, 85% LTV. OH SE ltd company but not affected by COVID, I’m full time employed also no affected. Valuation booked on 21/10 and carried out on 23/10. Not heard a peep since valuation was booked.

mowgliisaG

fastbs said:

mowgliisaG said:

fastbs said:

mowgliisaG said:

fastbs said:

Was it your brokers that told you when you went into the UW queue? We have had no update about ours since our valuation which took place on the 23rd... we applied on the 12th so I’d like to think we have been put in the queue!

Yeah, we applied on 13th that’s when application went in...valuation on 16th (developer told us) and then broker said last document submitted on 20th and that’s when we joined queue...

That’s good to know.. thanks! I’m guessing ours has most likely gone in then.. I hope!!

When was your valuation? When did you submit? SE? Ltv? All info helps each other and newbies 

Submitted full application on the 12th Oct, 85% LTV. OH SE ltd company but not affected by COVID, I’m full time employed also no affected. Valuation booked on 21/10 and carried out on 23/10. Not heard a peep since valuation was booked.

Awesome..what evidence have you submitted?
I think you’d have joined queue on 24th possibly....after your valuation...we are 62.5%ltv 

fastbs

mowgliisaG said:

fastbs said:

mowgliisaG said:

fastbs said:

mowgliisaG said:

fastbs said:

Was it your brokers that told you when you went into the UW queue? We have had no update about ours since our valuation which took place on the 23rd... we applied on the 12th so I’d like to think we have been put in the queue!

Yeah, we applied on 13th that’s when application went in...valuation on 16th (developer told us) and then broker said last document submitted on 20th and that’s when we joined queue...

That’s good to know.. thanks! I’m guessing ours has most likely gone in then.. I hope!!

When was your valuation? When did you submit? SE? Ltv? All info helps each other and newbies 

Submitted full application on the 12th Oct, 85% LTV. OH SE ltd company but not affected by COVID, I’m full time employed also no affected. Valuation booked on 21/10 and carried out on 23/10. Not heard a peep since valuation was booked.

Awesome..what evidence have you submitted?
I think you’d have joined queue on 24th possibly....after your valuation...we are 62.5%ltv 

Yes I agree with you, most probs after the valuation! So far just payslips and bank statements, as well as an accountants certificate for OH. What about you?

mowgliisaG

fastbs said:

mowgliisaG said:

fastbs said:

mowgliisaG said:

fastbs said:

mowgliisaG said:

fastbs said:

Was it your brokers that told you when you went into the UW queue? We have had no update about ours since our valuation which took place on the 23rd... we applied on the 12th so I’d like to think we have been put in the queue!

Yeah, we applied on 13th that’s when application went in...valuation on 16th (developer told us) and then broker said last document submitted on 20th and that’s when we joined queue...

That’s good to know.. thanks! I’m guessing ours has most likely gone in then.. I hope!!

When was your valuation? When did you submit? SE? Ltv? All info helps each other and newbies 

Submitted full application on the 12th Oct, 85% LTV. OH SE ltd company but not affected by COVID, I’m full time employed also no affected. Valuation booked on 21/10 and carried out on 23/10. Not heard a peep since valuation was booked.

Awesome..what evidence have you submitted?
I think you’d have joined queue on 24th possibly....after your valuation...we are 62.5%ltv 

Yes I agree with you, most probs after the valuation! So far just payslips and bank statements, as well as an accountants certificate for OH. What about you?

3 months business bank statements, 3 months personal for OH and accountants certificate...MB reckons they won’t ask for anything else..hence I get worried when I see others being asked for more...was affected by Covid for May June and July and took a bbl..but business back to normal now...and last 3 months statements show healthy trading 

fastbs

Exactly the same as us. I’ll keep my fingers crossed for you, let me know when you get any update as we are similar timescales!